topic Re: paying kohls with chase? in Credit Cards

paying kohls with chase?

creditnocash — Sat, 29 Sep 2012 03:25:26 GMT

is this info accurate. i wish i didnt just send the payment out now =(

RyVision wrote:

You're communication with someone with 3 checking accounts (all free) and deposits in 4 banks\CUs........ No mortgage or car loan however.

You kind of just listed reasons you might want to keep the cards open, if you can refrain from using them unnecessarily.

During the BestBuy and Kohls 5% bonus by Chase Freedom (Oct-Dec), you can also pay your Kohls bill at the store with your Chase Freedom and get a 5% reward from Chase for doing so btw. I'm not sure if that works for BBY however, it may though if paid in store.

Re: paying kohls with chase?

Creditaddict — Sat, 29 Sep 2012 07:25:26 GMT

creditnocash wrote:
is this info accurate. i wish i didnt just send the payment out now =(
RyVision wrote:

You're communication with someone with 3 checking accounts (all free) and deposits in 4 banks\CUs........ No mortgage or car loan however.

You kind of just listed reasons you might want to keep the cards open, if you can refrain from using them unnecessarily.

During the BestBuy and Kohls 5% bonus by Chase Freedom (Oct-Dec), you can also pay your Kohls bill at the store with your Chase Freedom and get a 5% reward from Chase for doing so btw. I'm not sure if that works for BBY however, it may though if paid in store.

Wait I'm confused.. You want to know if you can pay your Kohls Credit Card with a Chase Credit Card, not a Chase Debit?

Isn't Kohls Credit Card backed by Chase?

1. I don't now any bank that allows you to pay 1 credit card to another credit card by same bank.

2. Why would Kohls/Chase pay the fees to make a payment on their own card? Many allow debit cards now to pay in store but that wouldn't get rewards right?

Re: paying kohls with chase?

maiden_girl — Sat, 29 Sep 2012 07:50:42 GMT

Creditaddict wrote:
creditnocash wrote:
is this info accurate. i wish i didnt just send the payment out now =(
RyVision wrote:

You're communication with someone with 3 checking accounts (all free) and deposits in 4 banks\CUs........ No mortgage or car loan however.

You kind of just listed reasons you might want to keep the cards open, if you can refrain from using them unnecessarily.

During the BestBuy and Kohls 5% bonus by Chase Freedom (Oct-Dec), you can also pay your Kohls bill at the store with your Chase Freedom and get a 5% reward from Chase for doing so btw. I'm not sure if that works for BBY however, it may though if paid in store.
Wait I'm confused.. You want to know if you can pay your Kohls Credit Card with a Chase Credit Card, not a Chase Debit?
Isn't Kohls Credit Card backed by Chase?
1. I don't now any bank that allows you to pay 1 credit card to another credit card by same bank.
2. Why would Kohls/Chase pay the fees to make a payment on their own card? Many allow debit cards now to pay in store but that wouldn't get rewards right?

I don't know any creditor that allows you to pay their credit card with another credit card... O_O

Re: paying kohls with chase?

RyVision — Sat, 29 Sep 2012 07:56:19 GMT

Kohls used to be backed by Chase (around 3 years ago when I got it). They have since been taken over by Cap 1 (not quite a year ago, and since gave me a CLI LOL). And no, no one can get a CLI with Kohls right now if anyone is wondering, they're going through a huge rework of their system that's has and will take months, I got my CLI almost moments before that began. One of the few times (ok, only time) Cap 1 has given me an increase :smileylol:

And as we all know, BB is now backed by Cap 1 as well (No, I have not had a CLI with them since, store card).

As a disclaimer, I have not tried the above payment trick yet though I may in Oct if the 5% cash back applies. However, I know this has to be done in the store. I have merely heard of many others taking advantage of the offer. Hope that clarifies :smileyhappy:

Re: paying kohls with chase?

CruzImperial — Sat, 29 Sep 2012 08:00:58 GMT

maiden_girl wrote:

I don't know any creditor that allows you to pay their credit card with another credit card... O_O

Rare in the states but common practice in say South America. You could just pay whatever you wanted with your cards (including other CCs), bringing debt from one place into other. The APR's there are crazy though. You usually encounter cards with 40-99% APR depending on the transaccion type.

Re: paying kohls with chase?

maiden_girl — Sat, 29 Sep 2012 08:05:10 GMT

CruzImperial wrote:
maiden_girl wrote:
I don't know any creditor that allows you to pay their credit card with another credit card... O_O
Rare in the states but common practice in say South America. You could just pay whatever you wanted with your cards (including other CCs), bringing debt from one place into other. The APR's there are crazy though. You usually encounter cards with 40-99% APR depending on the transaccion type.

Ouch...lol. Sounds like APR at FP bank...

Re: paying kohls with chase?

ReBuildingAgn — Sat, 29 Sep 2012 14:17:47 GMT

I managed a Kohl's 2 years ago and you are NOT allowed to pay your bill with a debit or credit card. If memory serves, the registers no longer even give the cashiers that option. There was a time that one could buy a gift card first with their credit card, then use to GC to buy the Merch.

Re: paying kohls with chase?

ReBuildingAgn — Sat, 29 Sep 2012 14:19:56 GMT

Typo. I meant you could buy a GC with you debit or credit card and then use the GC to pay your bill. I would suggest getting the GC first as this method is also frowned upon.

Re: paying kohls with chase?

LS2982 — Sat, 29 Sep 2012 14:22:06 GMT

Creditaddict wrote:
creditnocash wrote:
is this info accurate. i wish i didnt just send the payment out now =(
RyVision wrote:

You're communication with someone with 3 checking accounts (all free) and deposits in 4 banks\CUs........ No mortgage or car loan however.

You kind of just listed reasons you might want to keep the cards open, if you can refrain from using them unnecessarily.

During the BestBuy and Kohls 5% bonus by Chase Freedom (Oct-Dec), you can also pay your Kohls bill at the store with your Chase Freedom and get a 5% reward from Chase for doing so btw. I'm not sure if that works for BBY however, it may though if paid in store.
Wait I'm confused.. You want to know if you can pay your Kohls Credit Card with a Chase Credit Card, not a Chase Debit?
Isn't Kohls Credit Card backed by Chase?
1. I don't now any bank that allows you to pay 1 credit card to another credit card by same bank.
2. Why would Kohls/Chase pay the fees to make a payment on their own card? Many allow debit cards now to pay in store but that wouldn't get rewards right?

AFAIK Kohl's is backed by Capital One.

Re: paying kohls with chase?

ReBuildingAgn — Sat, 29 Sep 2012 14:27:55 GMT

Yes it's backed by Capital One now.

Re: paying kohls with chase?

creditnocash — Sat, 29 Sep 2012 22:19:24 GMT

thats why i was confused.

my assumption was that they took payment as a sale.

not sure though.

i have not gone into the store too ask or anything but it would be a benifit for the 5% cash back and nothing else.

i pif each month so its not a balance transfer issue.

i was just thrown off that they would allow(or i guess not allow) in this case.

Re: paying kohls with chase?

ionred — Fri, 05 Oct 2012 00:52:56 GMT

RyVision wrote:
Kohls used to be backed by Chase (around 3 years ago when I got it). They have since been taken over by Cap 1 (not quite a year ago, and since gave me a CLI LOL). And no, no one can get a CLI with Kohls right now if anyone is wondering, they're going through a huge rework of their system that's has and will take months, I got my CLI almost moments before that began. One of the few times (ok, only time) Cap 1 has given me an increase :smileylol:

Not sure if this is still the case. I just got an Auto-CLI from them in the mail today. It hasn't even hit my CR yet so I know it's fresh.

Re: paying kohls with chase?

creditnocash — Fri, 05 Oct 2012 01:21:33 GMT

ionred wrote:
RyVision wrote:
Kohls used to be backed by Chase (around 3 years ago when I got it). They have since been taken over by Cap 1 (not quite a year ago, and since gave me a CLI LOL). And no, no one can get a CLI with Kohls right now if anyone is wondering, they're going through a huge rework of their system that's has and will take months, I got my CLI almost moments before that began. One of the few times (ok, only time) Cap 1 has given me an increase :smileylol:
Not sure if this is still the case. I just got an Auto-CLI from them in the mail today. It hasn't even hit my CR yet so I know it's fresh.

hmm. idk. what about when you log in online?

and what was the increase?

ive had the card since jan. and charged about 800 on 400 limit. mostly pif. and if not only let it report for one month and then was paid off.

Re: paying kohls with chase?

ionred — Fri, 05 Oct 2012 02:44:54 GMT

Yep, its there.

Went from 1,400 to 2,000. Had the card since early 2011.

This will probably be a BAD thing for me. Kohl's is a weak spot for me and the missus. :)

Re: paying kohls with chase?

RyVision — Fri, 05 Oct 2012 05:13:23 GMT

ionred wrote:
Yep, its there.

Went from 1,400 to 2,000. Had the card since early 2011.

This will probably be a BAD thing for me. Kohl's is a weak spot for me and the missus. :)

That may have played a part in the CLI :smileylol:

Congrats though! There is a slim possibility that like mine, it was in the system to be CLI'd and since you didn't call in to ask about one, they just auto'd it.

When I called in about mine months ago, the CSR said it was already approved to get a CLI to 1k (was at 300), no SP or HP involved, just that I inquired. That's why I'm wondering if yours was there waiting to be asked for, but when you didn't, it just clicked over (you are a good customer after all lol). I like Kohls too actually, esp for clearance :smileyvery-happy: Got my Kohls Charge January of 2009, never a CLI while under Chase.

Have to admit, my big, fat, wild shopping spree that nearly filled my trunk, left a highest balance ever reported at about 185 bucks :smileylol: 99% clothing maybe a pair of sunglasses. No kidding, 5 huge bags, major seasonal markdown plus my discount. The receipt said something like "Congratulations, you saved 1546.75 today!" I should have framed that receipt. :smileylol: