topic Re: Anyone know what credit report BofA pulls????? in Credit Cards

Anyone know what credit report BofA pulls?????

eparker — Fri, 05 Oct 2012 16:03:34 GMT

Anyone what credit reports BofA pulls for their credit cards? Thinking about applying, received two offers. One for regular credit card and one for a secured card. Pre-selected offers in the mail.

Thanks for the info....

Re: Anyone know what credit report BofA pulls?????

RyVision — Fri, 05 Oct 2012 16:07:08 GMT

Have you checked whogavemecredit.com? It's a very good up to date source along with area if IIRC.

BOA has pulled both EQ and TU for me, Usually EQ though.

Re: Anyone know what credit report BofA pulls?????

fedxboy — Fri, 05 Oct 2012 16:08:09 GMT

I've read that they pull Experian for the most part, so I app'd since my last baddie fell off and I was approved!

Re: Anyone know what credit report BofA pulls?????

amac373 — Fri, 05 Oct 2012 16:16:03 GMT

They pulled TU for me in July and TU seems to pretty common for other people I have talked to.

Re: Anyone know what credit report BofA pulls?????

RockinRay — Fri, 05 Oct 2012 16:15:00 GMT

EX in Minnesota late last year for me...

Re: Anyone know what credit report BofA pulls?????

supersam101 — Fri, 05 Oct 2012 16:20:48 GMT

In Florida EX to open account. TU for credit limit increase

Re: Anyone know what credit report BofA pulls?????

rtw — Fri, 05 Oct 2012 16:21:22 GMT

They pulled EX for me last month but they pulled TU in January when I was denied.

Re: Anyone know what credit report BofA pulls?????

AvaMommy — Fri, 05 Oct 2012 16:28:50 GMT

In Aug and Sept of this year, they pulled EQ and I am in Maryland.

Re: Anyone know what credit report BofA pulls?????

RyVision — Fri, 05 Oct 2012 16:35:05 GMT

I should add, just be careful with the BOA, it also pulls your chain LOL

Re: Anyone know what credit report BofA pulls?????

migliogiorni — Fri, 05 Oct 2012 16:39:13 GMT

TU and EQ in WA.

Re: Anyone know what credit report BofA pulls?????

Imua — Fri, 05 Oct 2012 17:02:50 GMT

fedxboy wrote:
I've read that they pull Experian for the most part, so I app'd since my last baddie fell off and I was approved!

they pulled only EX on me last week.

(if geography makes a difference, Hawaii here)

Re: Anyone know what credit report BofA pulls?????

ajh5408 — Fri, 05 Oct 2012 17:03:11 GMT

They pulled Experian for me in Texas last week.

Re: Anyone know what credit report BofA pulls?????

jsickz32 — Fri, 05 Oct 2012 17:08:03 GMT

EQ for every cc and TU for CLI. Im in MA

Re: Anyone know what credit report BofA pulls?????

sbeasl11 — Sat, 06 Oct 2012 02:28:54 GMT

Pulled EQ in Alabama...was declined, but called for recon. They approved my secured card, but pulled TU & EX. So I took a hit on all three, but I'm ok with it beacuse I nedd this credit card to rebuild and the secured card graduates! Good Luck.

Re: Anyone know what credit report BofA pulls?????

YahComb — Sat, 06 Oct 2012 11:43:27 GMT

in MD, pulled EX for app, TU for CLIs.

Re: Anyone know what credit report BofA pulls?????

lithium78 — Sat, 06 Oct 2012 13:00:53 GMT

They pulled EX in NJ.

Re: Anyone know what credit report BofA pulls?????

KeithW — Sat, 06 Oct 2012 15:20:17 GMT

Several months ago when I applied they pulled my Experien and denied me. Then I called and was transferred to a risk management guy and he asked me some questions about a CC charge off from 3 years ago and why it happened. Then he asked if I had ever filed for bankruptcy. He then gave me a card with a $2500 credit limit.