topic Approval For My App Spree!!! in Credit Cards

Approval For My App Spree!!!

nenuco — Sat, 06 Oct 2012 16:52:38 GMT

So I am super excited! I got approved for all the cards I wanted. I have such a short credit history, that I thought it would not be possible. I really love Chase, not only because of my approval but because of their CS. Chase and Discover are now my favorite. I didn't get super high limits, but I just turned 21 and have 2 years of history & a 734 FAKO, so I'm content. Listed below are the cards I applied for:

Chase Sapphire Preffered MC > $5,000 [40,000 Points]

Chase Hyatt Visa Signature > $5,900 [Two free nights]

Amex Hilton > $3,000 [50,000 Hiton Points]

Citi Hilton (2) > $3,500 [50,000 Hiton Points]

Barclay > $2,500 [$200] (Missed the deadline for the $400, I'm a little ticked :P)

I'm just amazed that Chase extended me so much credit (I also have their Freedom card) I'm definately going to make their cards my Daily Drivers. Thanks to all the previous advice and thoughts! Into the Garden I go!

Re: Approval For My App Spree!!!

SpiceIslander — Sat, 06 Oct 2012 16:47:01 GMT

That's awesome! Congrats and treat them well. You're well on your way!

Re: Approval For My App Spree!!!

creditnocash — Sat, 06 Oct 2012 16:49:12 GMT

congrats.

when did you apply?

and thats great but fiko? could be typo.

south west i believe is doing 1 free flight with first purchase anywhere to the us.

garden those bad boys and youll be in heavan in a few years!.

Re: Approval For My App Spree!!!

shakalaka — Sat, 06 Oct 2012 16:52:24 GMT

Congrats. Nice spree.

Treat them well and they will grow with you.

Re: Approval For My App Spree!!!

nenuco — Sat, 06 Oct 2012 16:53:52 GMT

I meant FAKO sorry. Thanks! I am so excited, I can't wait to get the cards. I applied yesterday :)

Re: Approval For My App Spree!!!

nenuco — Sat, 06 Oct 2012 16:56:12 GMT

Thanks! I'm just so happy. They were all instant approvals :) The Hyatt was the most unexpected, I applied for it last and got the highest limit. I'm just so grateful to Chase. I can't wait to get them all in the mail. I'm like a little kid at Christmas. The funny thing is that I've heard various rumors that the more you want a card, the longer it takes to arrive... lol

Re: Approval For My App Spree!!!

migliogiorni — Sat, 06 Oct 2012 17:13:37 GMT

congrats Chase gave you awesome liits treat them well.

Re: Approval For My App Spree!!!

creditnocash — Sat, 06 Oct 2012 17:20:00 GMT

nenuco wrote:
Thanks! I'm just so happy. They were all instant approvals :) The Hyatt was the most unexpected, I applied for it last and got the highest limit. I'm just so grateful to Chase. I can't wait to get them all in the mail. I'm like a little kid at Christmas. The funny thing is that I've heard various rumors that the more you want a card, the longer it takes to arrive... lol

lol isnt it always like that. like when the iphone 5 came out. waited forever to get mine but once i did. i was like ok cool i got it now what lol. (just saying)

Re: Approval For My App Spree!!!

tinuviel — Sat, 06 Oct 2012 18:39:33 GMT

Congrats! Those are actually nice limits for someone still starting out. Take good care of your new cards and keep up the good work that led you to get them. :)

Re: Approval For My App Spree!!!

emptypockets — Sat, 06 Oct 2012 18:44:37 GMT

Congrats, nice spree there!!

Re: Approval For My App Spree!!!

nenuco — Sat, 06 Oct 2012 19:37:02 GMT

Thanks! I'm entering gardening mode now.

Re: Approval For My App Spree!!!

jasimae — Sat, 06 Oct 2012 21:19:32 GMT

Nice cards and limits. You're young, so cheers to a long and healthy credit future!

Re: Approval For My App Spree!!!

Cadillac-XTS — Sat, 06 Oct 2012 21:22:13 GMT

Congrats

Re: Approval For My App Spree!!!

Elcid89 — Sat, 06 Oct 2012 21:28:48 GMT

Well done, and congrats. Enjoy your success! :smileyhappy:

Re: Approval For My App Spree!!!

LS2982 — Sat, 06 Oct 2012 23:04:44 GMT

Now thats what a real app spree should yield!

CONGRATS!!!

Re: Approval For My App Spree!!!

frisbie124 — Sun, 07 Oct 2012 00:26:56 GMT

Awesome line-up of cards. Congrats!!

Re: Approval For My App Spree!!!

nenuco — Sun, 07 Oct 2012 04:33:08 GMT

Thanks everyone! I just find it so awesome that a group of people with a common "love" for credit can help each other out so much! You guys rock :)

Re: Approval For My App Spree!!!

Dustink — Sun, 07 Oct 2012 05:35:15 GMT

nenuco wrote:
So I am super excited! I got approved for all the cards I wanted. I have such a short credit history, that I thought it would not be possible. I really love Chase, not only because of my approval but because of their CS. Chase and Discover are now my favorite. I didn't get super high limits, but I just turned 21 and have 2 years of history & a 734 FAKO, so I'm content. Listed below are the cards I applied for:

Chase Sapphire Preffered MC > $5,000 [40,000 Points]
Chase Hyatt Visa Signature > $5,900 [Two free nights]
Amex Hilton > $3,000 [50,000 Hiton Points]
Citi Hilton (2) > $3,500 [50,000 Hiton Points]
Barclay > $2,500 [$200] (Missed the deadline for the $400, I'm a little ticked :P)

I'm just amazed that Chase extended me so much credit (I also have their Freedom card) I'm definately going to make their cards my Daily Drivers. Thanks to all the previous advice and thoughts! Into the Garden I go!

What were your previous cards, and how long have you had them? What limits are they at, and how did the increases progress?

I also just turned 21, but I just have 1 year 5 months of history. My FAKO is at 750, but I have 9 inquires in the last 2 year and a 9 month AAoA. My income isn't too great either, but I am hoping to get some cards to garden after a few inquiries age off. What are your thoughts?

Congrats on the app success!

Re: Approval For My App Spree!!!

youngandcreditwrthy — Sun, 07 Oct 2012 05:42:42 GMT

Congrats!!!! Nice to see other young, financially savvy people :-)

Re: Approval For My App Spree!!!

nenuco — Sun, 07 Oct 2012 05:49:50 GMT

Hey, Thanks! My Previous Cards and their respective app dates [month/year] are: Bank of America Amex (8/10), Capital 1 (8/10), Discover More (8/11), Amex BCE (8/11), Chase Freedom(2/12) & a Citi Dividend card(2/12). Most of them are less than a year old. I have only received a CLI on the BoA ($2,500>$5K) and the Cit ($4K>$5.2K). I have 13 inquiries (for the 12 cards I have). I was really shocked that Chase extended me with so much credit, I will treat them well. The funny thing is, last month my score was higher until my Citi posted an Apple purchase which gave me 70% utility on that card. My score went back up this month but not to the exact status. I am ecstatic with all my approvals. I know you are looking for sign up bonuses as well. When I looked for the new cards, I wanted to make sure they would primarily serve as life long cards. It doesn't hurt that they have amazing bonuses. I am going to Paris/Rome for spring break next year, and the sign up bonuses alone are paying for my hotel stay for 10 days at luxury hotels so I am very happy to say the least!