topic Re: NAVchek Conditional Approval in Credit Cards

NAVchek Conditional Approval

knj601 — Sat, 06 Oct 2012 08:10:18 GMT

My fiance just joined NFCU on Thursday, so today I decided to join via him as a household member. We took the plunge as joint applicants and got conditionally approved for 5k navcheck. They just want his last few paystubs and a bank statment (not hard to provide at all)!!! Sooo glad I learned about NFCU. I already love them and want to switch all of our banking to them.

Re: NAVchek Conditional Approval

bbrannan — Sat, 06 Oct 2012 12:09:01 GMT

Congrats! And welcome to the NFCU family! They are an awesome CU and I think you will love them!

Re: NAVchek Conditional Approval

knj601 — Sun, 07 Oct 2012 00:02:38 GMT

Our approval was finalized!! Yay!!

Re: NAVchek Conditional Approval

Elcid89 — Sun, 07 Oct 2012 00:08:11 GMT

knj601 wrote:
Our approval was finalized!! Yay!!

Congrats, and I told you so :smileytongue:

With NFCU, conditionally approved usually (not always) means "we're inclined to approve, but we need some more info to verify that all is as advertised."

As we discussed earlier, they tend to hard pull on everything, so if you intend to pursue other products with them (loans, credit card) IMO it's a good idea to apply for them at the same time / close to one another, so the inquiries all hit at the same time and age together. YMMV though.

Re: NAVchek Conditional Approval

knj601 — Sun, 07 Oct 2012 00:13:50 GMT

You sure were right!! I am glad to say "you told me so"! We are debating a credit card, so if we do it, we will do it soon. Thanks for everything!!

Re: NAVchek Conditional Approval

Elcid89 — Sun, 07 Oct 2012 00:27:37 GMT

knj601 wrote:
You sure were right!! I am glad to say "you told me so"! We are debating a credit card, so if we do it, we will do it soon. Thanks for everything!!

Anytime. If you have existing cards with other lenders, they offer no fee balance transfers as well, which is a heck of a benefit in itself.