topic Re: Navy Federal in Credit Cards

Navy Federal

MrCredit — Wed, 22 Aug 2012 23:56:22 GMT

Has any members in here had experiences with Navy Federal? I just figured out I am eligible to join.

Do they ask for VOI? even with high credit scores?

Re: Navy Federal

jordanmedical — Thu, 23 Aug 2012 00:35:31 GMT

They only verified my income for my Navcheck (Overdraft LOC).

Re: Navy Federal

webhopper — Thu, 23 Aug 2012 00:18:31 GMT

Typically they don't verify income

Re: Navy Federal

score_building — Thu, 23 Aug 2012 00:50:43 GMT

webhopper wrote:
Typically they don't verify income

This varies based on a variety of factors.

Re: Navy Federal

webhopper — Thu, 23 Aug 2012 01:50:49 GMT

They didn't verify my husbands for his plat. They didn't verify my cash rewards. But they verified for my truck refinance

Re: Navy Federal

jordanmedical — Thu, 23 Aug 2012 02:27:09 GMT

I think they only verify for loan products (navcheck, car loan, etc.)

Re: Navy Federal

armyguy90 — Fri, 24 Aug 2012 02:03:19 GMT

I have had an auto loan, 2 personal loans, and currently have a credit card and an additional personal loan and they've NEVER asked for VOI

Re: Navy Federal

searchingfor67 — Fri, 24 Aug 2012 02:12:01 GMT

They have never asked to verify my income, and in addition to a credit card and loc, I have also taken out a sig loan and vehicle refinance....

Re: Navy Federal

greeneman21 — Fri, 24 Aug 2012 02:13:48 GMT

Lol been a member for 3 days, no income verification for CC, but needed 2 paystubs and recent bank statement to approve NavCheck. Not sure if it was because of the amount or its required with all NavCheck apps.

Re: Navy Federal

XxRaVeNxX — Mon, 08 Oct 2012 16:36:48 GMT

Random Question: Does anyone know the amount of a discount Geico gives to Navy Federal members?

Re: Navy Federal

beautybrainsbooty — Mon, 08 Oct 2012 17:36:31 GMT

had to provide stubs on the NavCheck. It's worth it though. It looks like only loan products need verification. Good luck!!! ;)

Re: Navy Federal

swpopham — Mon, 08 Oct 2012 17:42:47 GMT

geico discount

its knocking 36 bucks off every 6 months for us.

Re: Navy Federal

Chadsnana — Sat, 13 Oct 2012 20:23:37 GMT

Wow! Thanks to everyone one this forum. I have not applied for new credit cards in ages. I just applied for AMEX and got approved. Applied at Citi - waiting to hear back. BUT after reading these forums, I signed up at Navy Federal. WOOT! Got a $20,000 CL!!! I am estactic. I had some of the same issues with logging in intially and had to call their 888 number to verify address, etc. but that was it. My credit score is in the mid 700s but I have been denied within the past year. It is difficult to make sense of the approval process. Income and debt/ratio is fine. I was so excited to get my NFCU CL approved online within seconds. Off to do the happy dance.

Re: Navy Federal

webhopper — Sun, 14 Oct 2012 00:23:56 GMT

Update: Approved... My husband and I co-applied for an auto loan through NFCU. approved 45k, 1.79% No Verification of Income requested.

Re: Navy Federal

webhopper — Sun, 14 Oct 2012 00:25:28 GMT

Chadsnana wrote:
Wow! Thanks to everyone one this forum. I have not applied for new credit cards in ages. I just applied for AMEX and got approved. Applied at Citi - waiting to hear back. BUT after reading these forums, I signed up at Navy Federal. WOOT! Got a $20,000 CL!!! I am estactic. I had some of the same issues with logging in intially and had to call their 888 number to verify address, etc. but that was it. My credit score is in the mid 700s but I have been denied within the past year. It is difficult to make sense of the approval process. Income and debt/ratio is fine. I was so excited to get my NFCU CL approved online within seconds. Off to do the happy dance.

Congrats!

They are awesome..! If you are paying a high rate on an auto loan or personal loan, you may want to talk to them about refinancing. They were able to drop me down from 7.5% interest to 4.09% interest on a 2007 Ford Explorer Sporttrack