topic Airline mileage card in Credit Cards

Airline mileage card

daneatreia — Tue, 09 Oct 2012 18:48:26 GMT

Which airline mileage rewards credit card is the easiest to get? Scores are current in the signature line.

Re: Airline mileage card

Duncanrr — Tue, 09 Oct 2012 19:09:21 GMT

To be honest, you are a little on the low side. You maybe able to get AMEX Delta card but they typically want 670ish scores. What kind of baddies are on your CR?

Re: Airline mileage card

daneatreia — Tue, 09 Oct 2012 19:45:45 GMT

I have 2 paid charge offs and a paid judgement that are two years old. I have high utilization to near 50 percent

Re: Airline mileage card

Voodard — Tue, 09 Oct 2012 19:50:13 GMT

You'll need to get your utilization rate to <30% and have a score near 700 to get the premium airline cards. Your best bet may be the Southwest Airlines card, not the upper card, but the lower card. I only say this because my mother in-law has a FICO score in the 660s and she was approved for it. Good luck!

(If your charge offs included Chase, don't waste your time applying for SW Visa, they don't forget bad debt)

Re: Airline mileage card

Duncanrr — Tue, 09 Oct 2012 19:51:40 GMT

If possible get the Utilization under control then you will probably be in good shape. I would then think about which airlines you fly the most and check www.whogavemecredit.com to see what the score ranges are for the cards for those airlines. I fly Delta so the AMEX Delta made the most since for me. 30k bonus miles didnt hurt either :)

Re: Airline mileage card

djrez4 — Tue, 09 Oct 2012 20:08:13 GMT

Duncanrr wrote:
If possible get the Utilization under control then you will probably be in good shape. I would then think about which airlines you fly the most and check www.whogavemecredit.com to see what the score ranges are for the cards for those airlines. I fly Delta so the AMEX Delta made the most since for me. 30k bonus miles didnt hurt either :)

I absolutely HATE that site. It's stupidly difficult to find any useful data. The creditpulls database on Creditboards is infinitely more useful.

(Sorry, Duncan. Not yelling at you.)

Re: Airline mileage card

Duncanrr — Tue, 09 Oct 2012 20:11:51 GMT

djrez4 wrote:
I absolutely HATE that site. It's stupidly difficult to find any useful data. The creditpulls database on Creditboards is infinitely more useful.

(Sorry, Duncan. Not yelling at you.)

I know. Without more knowledge of which airlines the person uses it was the best advice I could give. There are so many travel cards out there (most are beyond the OP's current scores).