topic Re: Citi Platinum Select to Dividends World Elite in Credit Cards

Citi Platinum Select to Dividends World Elite

shinedown87 — Wed, 10 Oct 2012 14:55:30 GMT

I called in this morning to PC my Citi Platinum Select card that I have had since 2005 to a Citi Dividends World Mastercard. Eventually I want to try to get the Dividends World Elite version.

The account manager gave me the product change without problems, but said my card wouldn't be switched over until November 30 (she said that it has to be that way to allow me to change my mind).

Is there anyway to get the PC to happen now, instead of waiting until November 30?

Re: Citi Platinum Select to Dividends World Elite

armbenderc — Wed, 10 Oct 2012 15:55:46 GMT

I did PC also last month. They told me it would take 45 days to do it. However, I got my new card in 5 days with different acct # and on credit report I kept the age of the account.

I PC my citi platinum select to citi ty premier with chip for my future travel oversea.

Re: Citi Platinum Select to Dividends World Elite

shinedown87 — Wed, 10 Oct 2012 16:58:00 GMT

Good news. Thanks! I was a little concerned about how it would appear on my credit report.

Re: Citi Platinum Select to Dividends World Elite

CruzImperial — Wed, 10 Oct 2012 17:12:11 GMT

For some reason I can't find the World Mastercard in the CIti webpage.

Re: Citi Platinum Select to Dividends World Elite

shinedown87 — Wed, 10 Oct 2012 19:22:01 GMT

I am on my phone and haven't tried locating it on the website. I knew the card existed from other threads at myfico so I called and asked for it specifically.

Re: Citi Platinum Select to Dividends World Elite

shorefox — Wed, 10 Oct 2012 21:17:55 GMT

I would love this card. I have a Plat Select Dividend Visa. Is there an annual fee on the World Elite MC? Also, does anyone have a picture?

Re: Citi Platinum Select to Dividends World Elite

shinedown87 — Wed, 10 Oct 2012 21:47:23 GMT

No AF from what I understand.

Re: Citi Platinum Select to Dividends World Elite

shorefox — Wed, 10 Oct 2012 22:04:16 GMT

I had my Plat Div Visa for 3.5 years now, 10k limit, perfect payment history & am now waiting the required 45 days to get my Dividend World Elite MC w/EMV chip. :) Very very happy..thank you for this thread. The benefits are far too good to pass up for a $0 AF. I'm getting the same benefits as an AMEX Plat holder (pretty much). Awesome awesome awesome.

The only "negative" (not to me because I PIF every month) is that my interest rate went from 11% to 14%. I'm thrilled.

Re: Citi Platinum Select to Dividends World Elite

ccnewcc — Wed, 10 Oct 2012 23:55:47 GMT

Yes, where is this card?

I would love to app for the World E MC Dividend rather than the Platiumn Visa Dividend one

Link?

Re: Citi Platinum Select to Dividends World Elite

shorefox — Wed, 10 Oct 2012 23:58:21 GMT

ccnewcc wrote:
Yes, where is this card?

I would love to app for the World E MC Dividend rather than the Platiumn Visa Dividend one

Link?

Unfortunately, you cannot apply for this card, only be upgraded to it. From my understanding, you need to be a cardholder for at least 12 months with perfect payment history & a high fico score.

Re: Citi Platinum Select to Dividends World Elite

CruzImperial — Thu, 11 Oct 2012 00:05:41 GMT

Thank you for the clarification.

However, could anyone provide a link so that we see the benefits?

I have no idea on how mastercards rewards work.

Nothing on citi page..

Re: Citi Platinum Select to Dividends World Elite

shinedown87 — Thu, 11 Oct 2012 00:08:58 GMT

Glad it worked out for you, sharefox. As I stated in the OP, I'm hoping to get this done too. Hopefully they will consider that I have had my card for 7 years (even though I did a PC today) when I try to get the World Elite card.

Re: Citi Platinum Select to Dividends World Elite

shinedown87 — Thu, 11 Oct 2012 00:14:31 GMT

CruzImperial, I downloaded the welcome brochure this morning from somewhere (it wasn't from Citi, I don't recall where).

I have uploaded it to Google Drive if you want to take a look

https://docs.google.com/file/d/0By6xX_QhRg8WOFVSUjlrY1lZdEU/edit

Re: Citi Platinum Select to Dividends World Elite

L-TWT — Thu, 11 Oct 2012 00:15:28 GMT

CruzImperial wrote:
Thank you for the clarification.

However, could anyone provide a link so that we see the benefits?

I have no idea on how mastercards rewards work.

Nothing on citi page..

https://www.citicards.com/cards/wv/pdf/divworldELITEmc_welcome_kit.pdf

Re: Citi Platinum Select to Dividends World Elite

ccnewcc — Thu, 11 Oct 2012 00:21:29 GMT

shorefox wrote:

Unfortunately, you cannot apply for this card, only be upgraded to it. From my understanding, you need to be a cardholder for at least 12 months with perfect payment history & a high fico score.

ah okay, well thats really good to know. so when i get ready to app for the Visa one then only 12 short months to World E status!

Re: Citi Platinum Select to Dividends World Elite

annab — Thu, 11 Oct 2012 00:29:09 GMT

CruzImperial wrote:
Thank you for the clarification.

However, could anyone provide a link so that we see the benefits?

I have no idea on how mastercards rewards work.

Nothing on citi page..

here's info straight from MasterCard website regarding world elite card benefits: http://www.mastercard.us/credit-card-world-elite.html cant wait to see the silver MC logo up close & personal!! :D

found this in an article: "World Elite will create a distinct brand position for MasterCard within the elite affluent demographic, defined as those with annual household incomes greater than $250,000."

surprisingly, i too called citi today to PC my Dividend World MC to World Elite and the rep took care of it, also told me of the 45 days waiting period to complete the process. CSR also told me it comes with an EMV chip too! too bad they have FTFs :( but good to have as back up anyhow.

i've always had 19.99% APR on this card, but with this "upgrade" it went down to 14.24%! i always PIF anyways so it never bothered me, but more of the principle of the matter!! it was my highest APR...when all my oters are at 13-14%

Re: Citi Platinum Select to Dividends World Elite

annab — Thu, 11 Oct 2012 00:35:02 GMT

L-TWT wrote:
CruzImperial wrote:
Thank you for the clarification.

However, could anyone provide a link so that we see the benefits?

I have no idea on how mastercards rewards work.

Nothing on citi page..
https://www.citicards.com/cards/wv/pdf/divworldELITEmc_welcome_kit.pdf

@LTWT - why does it say on pg 2 that you only get 2% CB on rotating categories??? did you used to get 5% too? or has it always been 2% for you? is this a diff card because i currently get 5% on those rotating categories...would hate to lose out on 3% just b/c i changed to WElite version? :(

Re: Citi Platinum Select to Dividends World Elite

shorefox — Thu, 11 Oct 2012 00:55:56 GMT

I can't believe this card comes with priority pass, concierge & the ability to earn cashback (and all of the other benefits) for no annual fee... this is amazing.

Re: Citi Platinum Select to Dividends World Elite

L-TWT — Thu, 11 Oct 2012 01:08:58 GMT

shorefox wrote:
I can't believe this card comes with priority pass, concierge & the ability to earn cashback (and all of the other benefits) for no annual fee... this is amazing.

Sorry to break the news, citi cards no longer offers " Priority Pass" they recently switched to "Lounge First Airport Lounge Access Program" I learned the hard way when I tried to use my Priority Pass Select Card for lounge access during my flight lay-over and it was not recognized in the system!:smileymad:

Re: Citi Platinum Select to Dividends World Elite

L-TWT — Thu, 11 Oct 2012 01:14:47 GMT

annab wrote:
L-TWT wrote:
CruzImperial wrote:
Thank you for the clarification.

However, could anyone provide a link so that we see the benefits?

I have no idea on how mastercards rewards work.

Nothing on citi page..
https://www.citicards.com/cards/wv/pdf/divworldELITEmc_welcome_kit.pdf
@LTWT - why does it say on pg 2 that you only get 2% CB on rotating categories??? did you used to get 5% too? or has it always been 2% for you? is this a diff card because i currently get 5% on those rotating categories...would hate to lose out on 3% just b/c i changed to WElite version? :(

You will still receive 5% cash back on rotating categories just like the regular dividend card, I do believe, I could be wrong, that some categories could range from 2% to 5%!