topic Re: Its that time of year again... in Credit Cards

Its that time of year again...

JKeeler1121 — Wed, 10 Oct 2012 23:29:00 GMT

Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!

Victoria Secret

Bloomingdales

Lord & Taylor

Neiman Marcus

Apple Barclay

Thoughts anyone ??

Re: Its that time of year again...

creditnocash — Wed, 10 Oct 2012 23:39:08 GMT

JKeeler1121 wrote:
Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay

Thoughts anyone ??

from what ive read you can do the shopping cart trick for vs.

make an account. put all the correct info and put some stuff in the cart.

then when you go to check out should give you a pop up for a cc saying your pre approved.

and from what i read on the other thread its not even a hard pull even if you accept.

as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere?

Re: Its that time of year again...

JKeeler1121 — Wed, 10 Oct 2012 23:41:19 GMT

thanks and mostly stores because i dont have any i have the freedom, gold, thankyou, and discover more and nordstrom visa

creditnocash wrote:
JKeeler1121 wrote:
Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay

Thoughts anyone ??
from what ive read you can do the shopping cart trick for vs.
make an account. put all the correct info and put some stuff in the cart.
then when you go to check out should give you a pop up for a cc saying your pre approved.
and from what i read on the other thread its not even a hard pull even if you accept.

as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere?

Re: Its that time of year again...

adavis425 — Wed, 10 Oct 2012 23:53:34 GMT

creditnocash wrote:
JKeeler1121 wrote:
Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay

Thoughts anyone ??
from what ive read you can do the shopping cart trick for vs.
make an account. put all the correct info and put some stuff in the cart.
then when you go to check out should give you a pop up for a cc saying your pre approved.
and from what i read on the other thread its not even a hard pull even if you accept.

as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere?

Exactly my question. Why bother with store cards?? The JCP I have is my oldest card, otherwise , I'd shut it down as I NEVER use it.

Re: Its that time of year again...

JKeeler1121 — Thu, 11 Oct 2012 01:39:52 GMT

I do have many cards such as amex gold, freedom, citi thankyou, discover more and nordstrom visa

i am proably going to apply for bloomingdales which is easy approval and one other card. I like store cards because of the perks and if you pay them in full you always get a increase

adavis425 wrote:
creditnocash wrote:
JKeeler1121 wrote:
Its been some time since i applied for new credit which was last janurary until this afternoon when i was at the mall and to my knowledge was approved for the nordstrom visa 5,000 limit im so happy and i haven't had an inquiry in a while and this cold weather here in ct is making me in the holiday sprit I recently pulled my credit EQ 783 EX761 TU 739 about 3 inquires on each

My credit card christmas wish limit And the wifes list HAHA please comment thoughts which ones would go with my credit profile and easy approvals I want to chose four !!
Victoria Secret
Bloomingdales
Lord & Taylor
Neiman Marcus
Apple Barclay

Thoughts anyone ??
from what ive read you can do the shopping cart trick for vs.
make an account. put all the correct info and put some stuff in the cart.
then when you go to check out should give you a pop up for a cc saying your pre approved.
and from what i read on the other thread its not even a hard pull even if you accept.

as for shopping what do you plan on buying for the list? do you want store cards or something you could use anywhere?
Exactly my question. Why bother with store cards?? The JCP I have is my oldest card, otherwise , I'd shut it down as I NEVER use it.

Re: Its that time of year again...

WhiteCollar — Thu, 11 Oct 2012 01:50:19 GMT

I use to not see the benefit in having store cards since I have a few visa's and MC's. However, as a Bloomies, Macy's, VS and Nordstrom card holder, the coupons, sales and perks of being a cardholder has gotten me some great deals. Because store cards tend to have outrageous APR's, I just PIF each month. But they are great to have around the holidays.

Re: Its that time of year again...

somnipotent — Thu, 11 Oct 2012 01:54:26 GMT

I can't (don't want to) app for new credit for awhile. I'm hoping I get a Wally Discover upgrade though. That would make my year!

Re: Its that time of year again...

JKeeler1121 — Thu, 11 Oct 2012 02:06:33 GMT

it looks like you have great credit just apply for the discover more and get a better limit

Omaplatypus wrote:
I can't (don't want to) app for new credit for awhile. I'm hoping I get a Wally Discover upgrade though. That would make my year!