topic Re: Wally store card to Discover in Credit Cards

Wally store card to Discover

CS800 — Wed, 10 Oct 2012 16:59:26 GMT

Does it also depend on the CL on the card? I know it depends on the time one has had the card.

What's the highest CL on the store card?

Re: Wally store card to Discover

flowfaster — Wed, 10 Oct 2012 17:03:45 GMT

I dont think it depends on the CL so much. I have a 10,000 limit and I have not received an offer yet. Of course I have only had my card 14 months but still. GE is crazy.... How are they going to give me a 10k card but no Discover version?

Re: Wally store card to Discover

CS800 — Wed, 10 Oct 2012 17:27:24 GMT

flowfaster wrote:
I dont think it depends on the CL so much. I have a 10,000 limit and I have not received an offer yet. Of course I have only had my card 14 months but still. GE is crazy.... How are they going to give me a 10k card but no Discover version?

My store card has a CL of $6K and I have had it for about 7 months now. It would be good to have a Discover version so I can give it more use. I don't put that much on this card for starter.

Re: Wally store card to Discover

Mekitcat — Wed, 10 Oct 2012 18:22:17 GMT

I had my card for just a little over a year, (last month). It started with a $400 cl to $700 and than to $1500. To my pleasant surprise I get this in the mail!

Re: Wally store card to Discover

Mekitcat — Wed, 10 Oct 2012 18:27:40 GMT

It showed the card as orange. I really hope that it is!! I like it. I always thought you would see the offer on your account to upgrage but I guess I was wrong. It says I will get it in about 60 days thats along time! But it will be worth it I guess :smileyhappy:

Re: Wally store card to Discover

flowfaster — Wed, 10 Oct 2012 18:36:09 GMT

Sweet congrats!

Re: Wally store card to Discover

injustifiiable — Wed, 10 Oct 2012 18:36:36 GMT

Mekitcat wrote:
It showed the card as orange. I really hope that it is!! I like it. I always thought you would see the offer on your account to upgrage but I guess I was wrong. It says I will get it in about 60 days thats along time! But it will be worth it I guess :smileyhappy:

I like this...orange is one of my fav colors, actually.

Re: Wally store card to Discover

armbenderc — Wed, 10 Oct 2012 19:11:16 GMT

Mekitcat wrote:
I had my card for just a little over a year, (last month). It started with a $400 cl to $700 and than to $1500. To my pleasant surprise I get this in the mail!

T

That is awesome. I can't wait to get it. I'm trying hard to not make another app for it. Just waiting on an upgrade :smileysad:

Re: Wally store card to Discover

somnipotent — Wed, 10 Oct 2012 19:13:29 GMT

I want that orange card! Sucks we dont' have any Wally gas pumps here... I'd totally use that!!

Re: Wally store card to Discover

texasman07 — Wed, 10 Oct 2012 19:38:07 GMT

Ok so I'm dumb. Do you get the offer in the Mail or Via Email or Via Postal Mail? I have had my card for about 2.2 years and I got 2 clis in 6 months. I sit at 2,200$ with 50% Util. I keep checking under "Offers" but never find anything....

Re: Wally store card to Discover

CS800 — Wed, 10 Oct 2012 20:09:24 GMT

It seems to be random upgrades.

I dont use the card often so maybe thats why plus I havent had it that long.

Re: Wally store card to Discover

youngandcreditwrthy — Wed, 10 Oct 2012 20:30:06 GMT

I have the new orange one :-D

First, I think it depends on your credit score - I got my offer to upgrade with a 670'ish score.

Second, I think it depends on account age- got mine after a full two years of having the Walmart Store Version....

third,

it's prob very random.

Furthermore, my card was usually close to the limit because of using those 0% offers all the time... and then for two or three months, I kept it at a zero balance and I got the upgrade offer. My limit was $2,400 when I got the offer.

Re: Wally store card to Discover

Mekitcat — Wed, 10 Oct 2012 22:14:14 GMT

@flowfaster Thanks!

@texasman07 I got it postal mail. I also have a $1200 balance on the card.

@youngandcreditwrthy You have the orange one like the picture? That is awesome if you do!! now I really can't wait for it to come if it will be the orange one!! :smileyvery-happy:

Re: Wally store card to Discover

creditnocash — Wed, 10 Oct 2012 23:49:40 GMT

youngandcreditwrthy wrote:
I have the new orange one :-D

First, I think it depends on your credit score - I got my offer to upgrade with a 670'ish score.
Second, I think it depends on account age- got mine after a full two years of having the Walmart Store Version....

third,

it's prob very random.

Furthermore, my card was usually close to the limit because of using those 0% offers all the time... and then for two or three months, I kept it at a zero balance and I got the upgrade offer. My limit was $2,400 when I got the offer.

i believe its random. since when i apped got 800 store limit. but since i started the walmart fico ive had 740 to now 724(new accounts, inq, etc.) im assuming if i reconned i could of gotten the discover version oh well.

my question is that when you do upgrade does the store version becomes closed and its a new line? or does it go off the same walmart tl?

Re: Wally store card to Discover

creditdreamera — Thu, 11 Oct 2012 00:52:55 GMT

I think it's random as well. I've had my Wally card for one year, started with 600, and at now sits at $3000. I got my upgrade letter late last month, so I figure it will be here the beginning of November.

Re: Wally store card to Discover

youngandcreditwrthy — Thu, 11 Oct 2012 01:05:24 GMT

Yep! I have the orange one! It actually looks like a real discover!!:-). I just requested a replacement card and they sent it!
I just got upgraded in May btw. Got a measly $100 cli from $2400, but called uw to get it upped to $5k:-D
@creditnocash- unfortunately, my old store version did close :-( and the new one did report as a new tradeline; however, I noticed no drop in my score, but I did notice an increase in score once I called the uw for a cli to $5k(likely due to lowering of util).

:-)

Worth mentioning that both my BR Visa and Wmt Discover were obtained after 24 months of flawless pmt history on each store version

Re: Wally store card to Discover

creditnocash — Thu, 11 Oct 2012 02:53:08 GMT

youngandcreditwrthy wrote:
Yep! I have the orange one! It actually looks like a real discover!!:-). I just requested a replacement card and they sent it!
I just got upgraded in May btw. Got a measly $100 cli from $2400, but called uw to get it upped to $5k:-D
@creditnocash- unfortunately, my old store version did close :-( and the new one did report as a new tradeline; however, I noticed no drop in my score, but I did notice an increase in score once I called the uw for a cli to $5k(likely due to lowering of util).

:-)

Worth mentioning that both my BR Visa and Wmt Discover were obtained after 24 months of flawless pmt history on each store version

ok thanks. since june ive been trying to keep my util under the 9% i only have 6% reporting at the moment. 425 best buy and the other too i pif that were reporting. now to see how much i can pay off on my 2k card since i put a 64gb iphone 5 upgrade on it =/ luckily no intrest anyway until sep' 13

Re: Wally store card to Discover

RyVision — Thu, 11 Oct 2012 09:12:31 GMT

From everything I remember reading, CS, they usually don't offer the upgrade to WD until at least a year of history with the store card. I had mine for nearly 3 years (perfect history) before they offered the upgrade this summer.

My CL stayed the same (2300) and although I've called the "luv" auto, it still comes back with not enough history at current credit limit etc (something along that line).

Use it and after you hit the year mark they'll most likely upgrade you. If it's not used for months, I doubt they'll offer the upgrade (don't sock drawer this one if you want the WD offer folks, even if it's only used for 50$ a month).

Re: Wally store card to Discover

JonStur — Thu, 11 Oct 2012 11:17:59 GMT

I applied a little over a year ago, qualified for Walmart Discover but saw no need for it so I took the regular store card. Got the upgrade letter about a month and a half ago, haven't decided whether I'll ignore it again or accept it this time...

Re: Wally store card to Discover

armbenderc — Thu, 11 Oct 2012 13:28:18 GMT

JonStur wrote:
I applied a little over a year ago, qualified for Walmart Discover but saw no need for it so I took the regular store card. Got the upgrade letter about a month and a half ago, haven't decided whether I'll ignore it again or accept it this time...

You can send the letter to me :smileylol:

I have been waiting on an upgrade.

CL 2.9K (600 starting CL)

UTIL is 8%

about 14 months old.