topic Re: does anyone have the hilton h honors card by city in Credit Cards

does anyone have the hilton h honors card by city

lakerfan2011 — Sun, 07 Oct 2012 06:12:55 GMT

i got preapporval for this card i have a daimond hilton card which is why i think they sent me the preapporval does anyone have this card are the benefits good

Re: does anyone have the hilton h honors card by city

Elcid89 — Sun, 07 Oct 2012 18:33:25 GMT

There are two cards, Citi Hilton HHonors Visa Signature and Citi Hilton HHonors Reserve. Signature has no AF. Reserve carries a $95 AF and somewhat better rewards. Whether either of them are useful to you depends on the extent of your patronage of Hilton Hotels. I have the Signature card and am quite pleased with it.

You can read about both of them here:

https://creditcards.citi.com/credit-cards/hilton-hhonors-visa-signature-card/

https://creditcards.citi.com/credit-cards/hilton-hhonors-reserve-card/

Re: does anyone have the hilton h honors card by city

Voodard — Sun, 07 Oct 2012 12:21:10 GMT

Slight correction to Elcid89's post.

One is called the Hilton HHonors Visa Signature, the other (and newer) is called the Hilton HHonors Reserve Card.

If you maintain Diamond status annually already, you do not need this card. The benefits aren't worth it for you. Best to save your credit pull for the Starwood Card.

Re: does anyone have the hilton h honors card by city

clocktick — Sun, 07 Oct 2012 15:39:47 GMT

I have 2 of the Citi HHH Siggy cards and the Reserve card. The reserve card gets you 2 free weekend nights after you spend $2500 in 4 months and continuous gold status as long as you have the card (and 2 free stays on the anniversary of the card after a spending threshold but I can't remember what that is). The Citi HHH Siggy cards I honestly got for the sign-up bonuses but you do get points for every dollar you spend:

6 HHonors Bonus Points per $1

spent on hotel stays within Hilton Worldwide portfolio

3 HHonors Bonus Points per $1

spent at supermarkets, drugstores & gas stations

2 HHonors Bonus Points per $1

spent on all other purchases2

^^^

copy and pasted that because I couldn't remember and there is no annual fee. You do earn more points with the Amex Surpass though (but here's an annual free).

Re: does anyone have the hilton h honors card by city

Voodard — Thu, 11 Oct 2012 20:34:02 GMT

OP: Just remember that HHonors points are not worth as much as a Chase Ultimate Rewards or Citibank ThankYou point. Seeing point/$ ratios in the previous post can be a little misleading. Don't get me wrong the HHonors points themselves are great, IF you're going to keep them with Hilton and not try to do anything else with them.

Re: does anyone have the hilton h honors card by city

remarc — Thu, 11 Oct 2012 22:40:59 GMT

I just got a email with a offer to apply for the Amex Hilton hhonors credit card.

Is that offer a pre approval or just a random offer?

Re: does anyone have the hilton h honors card by city

CreditEd — Fri, 12 Oct 2012 00:13:52 GMT

remarc wrote:
I just got a email with a offer to apply for the Amex Hilton hhonors credit card.

Is that offer a pre approval or just a random offer?

The Amex based emails are for Honors or Surpass AMEX cards. I get those b/c I stay at Hiltons often and I am in the hotels HH club. My utilization should be down new 1% in a few more days, then I'll putt for the AMEX Surpass card. I also got an AMEX back date to 98 through my business cards so my hope is that when I app for the AMEX surpass my overall AAoA will skyrocket helping my Fico to rise as well. Looking to app for the Citic Honors reserve after I see the effects of the backdaing. I got a mail pre-approval for that card last month. Just wanted to get my personal FICO score built as high as possible before apping for the Citi Reserve version.