topic Re: Bank of America 123 Cash Approved! in Credit Cards http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638400#M452901 <p>Thanks! Shocked the heck outta me! From the 500s to low 700s in 3 years.......well deserved!</p><p> </p><p> </p><p> </p><p> </p><p>Credit Scores- October 2012</p><p>EQ- 684</p><p>EX-724</p><p>TU-706</p><hr><p>PenFed Platinum Rewards Visa-$12k</p><p>US Bank Platinum Rewards Visa-$5k</p><p>Chase Freedom Visa-$5k</p><p>Chase Military Star MasterCard-$5k</p><p>TIC FCU Visa Gold-$5k</p><p>Chrysler MasterCard(FNBO)-$4.1k</p><p>Wyndham Rewards Platinum Visa-$2.5k</p><p>Service CU Platinum Visa-$10k</p><p>Bank of America Cash Rewards123-$10k</p> Thu, 11 Oct 2012 22:28:29 GMT resilient 2012-10-11T22:28:29Z Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638298#M452864 <p>So I have been on a roll these past two weeks.....just applied for BofA 123 and got the &quot; we are unable to provide instant decision right now blah blah blah 30 days in writing blah blah blah&quot;. I didn't panick, however, thinking that it was a decline. I called one of the recon numbers, and it just happened to be the right number. It turns out the fraud department wanted to verify 15 minutes worth of info from me, and told me I was approved already......for $10k! I almost fainted! The after intro rate was 20.99%, but who carries a balance on a rewards card anyway? Thanks to these forums and the good advice from all of you!</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>Credit Scores- October 2012</p><p>EQ- 684</p><p>EX-724</p><p>TU-706</p><hr><p>PenFed Platinum Rewards Visa-$12k</p><p>US Bank Platinum Rewards Visa-$5k</p><p>Chase Freedom Visa-$5k</p><p>Chase Military Star MasterCard-$5k</p><p>TIC FCU Visa Gold-$5k</p><p>Chrysler MasterCard(FNBO)-$4.1k</p><p>Wyndham Rewards Platinum Visa-$2.5k</p><p>Service CU Platinum Visa-$10k</p><p> Bank of America Cash Rewards123-$10k</p> Thu, 11 Oct 2012 21:18:32 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638298#M452864 resilient 2012-10-11T21:18:32Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638302#M452865 <p>Congrats on the approval!</p> Thu, 11 Oct 2012 21:21:23 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638302#M452865 Epcot 2012-10-11T21:21:23Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638312#M452869 <p>Congrats. Did you have any baddies?</p> Thu, 11 Oct 2012 21:24:41 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638312#M452869 Cadillac-XTS 2012-10-11T21:24:41Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638316#M452870 <p>Thanks, thanks! No recent baddies, but from Nov 2008, I had two student loans reporting 60 days late, that is it. Utilization is 24%.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p>Credit Scores- October 2012</p><p>EQ- 684</p><p>EX-724</p><p>TU-706</p><hr><p>PenFed Platinum Rewards Visa-$12k</p><p>US Bank Platinum Rewards Visa-$5k</p><p>Chase Freedom Visa-$5k</p><p>Chase Military Star MasterCard-$5k</p><p>TIC FCU Visa Gold-$5k</p><p>Chrysler MasterCard(FNBO)-$4.1k</p><p>Wyndham Rewards Platinum Visa-$2.5k</p><p>Service CU Platinum Visa-$10k</p><p> Bank of America Cash Rewards123-$10k</p> Thu, 11 Oct 2012 21:26:56 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638316#M452870 resilient 2012-10-11T21:26:56Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638320#M452872 <p>Congratulations!!</p> Thu, 11 Oct 2012 21:30:01 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638320#M452872 4us- 2012-10-11T21:30:01Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638372#M452890 <p>Congrats! Nice starting limit! :)</p> Thu, 11 Oct 2012 22:14:37 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638372#M452890 tinuviel 2012-10-11T22:14:37Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638380#M452892 <p>CONGRATS! :)</p> Thu, 11 Oct 2012 22:19:19 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638380#M452892 RockinRay 2012-10-11T22:19:19Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638390#M452897 <p>Thanks Ray! I'm getting up there with you now. I'm truly going to garden now. I wanted one signature card, have it. A house is next!</p><p> </p><p>Credit Scores- October 2012</p><p>EQ- 684</p><p>EX-724</p><p>TU-706</p><hr><p>PenFed Platinum Rewards Visa-$12k</p><p>US Bank Platinum Rewards Visa-$5k</p><p>Chase Freedom Visa-$5k</p><p>Chase Military Star MasterCard-$5k</p><p>TIC FCU Visa Gold-$5k</p><p>Chrysler MasterCard(FNBO)-$4.1k</p><p>Wyndham Rewards Platinum Visa-$2.5k</p><p>Service CU Platinum Visa-$10k</p><p>Bank of America Cash Rewards123-$10k</p> Thu, 11 Oct 2012 22:25:24 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638390#M452897 resilient 2012-10-11T22:25:24Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638392#M452898 Nice limit Congrats! Thu, 11 Oct 2012 22:26:03 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638392#M452898 Tran92 2012-10-11T22:26:03Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638400#M452901 <p>Thanks! Shocked the heck outta me! From the 500s to low 700s in 3 years.......well deserved!</p><p> </p><p> </p><p> </p><p> </p><p>Credit Scores- October 2012</p><p>EQ- 684</p><p>EX-724</p><p>TU-706</p><hr><p>PenFed Platinum Rewards Visa-$12k</p><p>US Bank Platinum Rewards Visa-$5k</p><p>Chase Freedom Visa-$5k</p><p>Chase Military Star MasterCard-$5k</p><p>TIC FCU Visa Gold-$5k</p><p>Chrysler MasterCard(FNBO)-$4.1k</p><p>Wyndham Rewards Platinum Visa-$2.5k</p><p>Service CU Platinum Visa-$10k</p><p>Bank of America Cash Rewards123-$10k</p> Thu, 11 Oct 2012 22:28:29 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638400#M452901 resilient 2012-10-11T22:28:29Z Re: Bank of America 123 Cash Approved! http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638404#M452902 <blockquote><hr>resilient wrote:<br><p>Thanks Ray! I'm getting up there with you now. I'm truly going to garden now. I wanted one signature card, have it. A house is next!</p><p> </p><p>Credit Scores- October 2012</p><p>EQ- 684</p><p>EX-724</p><p>TU-706</p><hr><p>PenFed Platinum Rewards Visa-$12k</p><p>US Bank Platinum Rewards Visa-$5k</p><p>Chase Freedom Visa-$5k</p><p>Chase Military Star MasterCard-$5k</p><p>TIC FCU Visa Gold-$5k</p><p>Chrysler MasterCard(FNBO)-$4.1k</p><p>Wyndham Rewards Platinum Visa-$2.5k</p><p>Service CU Platinum Visa-$10k</p><p>Bank of America Cash Rewards123-$10k</p><hr></blockquote><p>Sounds like a solid paln to me for sure. And, based on your signature, you have some nice cards and limits...</p><p> </p><p>See you in the garden!</p> Thu, 11 Oct 2012 22:30:10 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-123-Cash-Approved/m-p/1638404#M452902 RockinRay 2012-10-11T22:30:10Z