topic Re: Drapping...almost. Discover in Credit Cards

Drapping...almost. Discover

Cageym — Tue, 16 Oct 2012 23:34:28 GMT

So if I remember right when you go to the Discover preapproval site and it shows recommended cards if you click on the "build your own card" thing and it lets you start to build it you are actually preapproved off their SP? And no, I didn't actually apply, still waiting on my 61 CLI day for Amex. I have the DR part down, just not the APPING part.LOL

Re: Drapping...almost. Discover

Duncanrr — Wed, 17 Oct 2012 00:20:40 GMT

It takes practice. There is a balance you must achieve between the level of beverages u consume and your ability to app. That way u only drapp for what u really need ;)

Re: Drapping...almost. Discover

Cageym — Wed, 17 Oct 2012 00:27:51 GMT

Oh I know, but I have that Amex CLI coming up, then I want to hit up NFCU for a 'Holiday" boost. And I think I might want either the Discover IT or the ChaseFreedom. Haven't decided yet. I might not have the switch in my brain that lets me stop from telling folks what I think but I still have the one that lets me look at my long term goals. Most of the time.LOL And I have vacation coming up at the end of Jan so I need the limits if I can get them, so must be careful. And no Drapping until I make sure I'm past the toy limits.

Re: Drapping...almost. Discover

LS2982 — Wed, 17 Oct 2012 03:06:33 GMT

"Save you drapp" - Tony Montana

No, what you seen on the preapproval was not an actual preapproval. You'll see "Congratulations, you have been pre approved for ______)

Re: Drapping...almost. Discover

rosegardener — Wed, 17 Oct 2012 03:14:04 GMT

Discover's preapproval site can be screamingly confusing. Make sure it says that 'you are preapped for' instead of 'you may be interested in'. I agree with holding off though, they can be not so generous with starting CL from what I have seen and you might have better luck with your planned CLI requests.

Does it still count as drapping if it's drunken CLI requests? Technically you are applying for more credit by asking for an extension of your existing line.

Re: Drapping...almost. Discover

Duncanrr — Wed, 17 Oct 2012 03:20:39 GMT

rosegardener wrote:
Discover's preapproval site can be screamingly confusing. Make sure it says that 'you are preapped for' instead of 'you may be interested in'. I agree with holding off though, they can be not so generous with starting CL from what I have seen and you might have better luck with your planned CLI requests.

Does it still count as drapping if it's drunken CLI requests? Technically you are applying for more credit by asking for an extension of your existing line.

Only if it results in a HP

Re: Drapping...almost. Discover

Epcot — Wed, 17 Oct 2012 03:24:04 GMT

LOL, took me a bit to realize what was meant by Drapping. I almost went to the common abbreviations thread.

Re: Drapping...almost. Discover

rosegardener — Wed, 17 Oct 2012 03:26:33 GMT

So same rules as gardening then? I can work with this......

Duncanrr wrote:
rosegardener wrote:
Discover's preapproval site can be screamingly confusing. Make sure it says that 'you are preapped for' instead of 'you may be interested in'. I agree with holding off though, they can be not so generous with starting CL from what I have seen and you might have better luck with your planned CLI requests.

Does it still count as drapping if it's drunken CLI requests? Technically you are applying for more credit by asking for an extension of your existing line.

Only if it results in a HP

Re: Drapping...almost. Discover

rosegardener — Wed, 17 Oct 2012 03:27:49 GMT

Epcot wrote:
LOL, took me a bit to realize what was meant by Drapping. I almost went to the common abbreviations thread.

LOL....somehow I don't think we could talk the mods into adding it.

Re: Drapping...almost. Discover

obageegee — Wed, 17 Oct 2012 03:30:18 GMT

Well I'm 3/4 in the bag and I know how you feel. I think I'll go to the Amex site and just fill out the form and hit cancel.

Re: Drapping...almost. Discover

obageegee — Wed, 17 Oct 2012 03:31:00 GMT

I take it back, I just watched part of the debate, I'm stone cold sober now!

Re: Drapping...almost. Discover

rosegardener — Wed, 17 Oct 2012 03:40:07 GMT

obageegee wrote:
Well I'm 3/4 in the bag and I know how you feel. I think I'll go to the Amex site and just fill out the form and hit cancel.

Well if you are an Amex cardholder already and you get denied its not a HP.........so if you drapp the button then you are ok

OTOH if no Amex, its a hard pull...

ETA: I needed a drink to get through that debate........and I pretty much never indulge, having no head for it. Hmm, guess thats debapping?

Re: Drapping...almost. Discover

CopperHD — Wed, 17 Oct 2012 04:55:43 GMT

I swea i keep trying to Drapp for the PRG Gold with amex but i just keeps spinning after i enter my 4 digit code, its like they know i have had a few....

Re: Drapping...almost. Discover

youngandcreditwrthy — Wed, 17 Oct 2012 05:27:31 GMT

Pahahahaha!!! I had a hangover by 8 pm :-(. I spent my free afternoon at the bars here lol!!! No drapping for me, I'm in the garden !!!!