topic Bank of America Pre-Approvals/Pre-selected in Credit Cards http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-Pre-Approvals-Pre-selected/m-p/1652000#M457199 <p>I have been getting these in the mail once a week for the past couple of months. Some say pre-selected, some say pre-approved. They all have the opt-out language on the bottom of the letters. Does anyone know how they are for approvals (initial limit, who do they pull).?</p><p> </p><p>I had been throwing the offers out, but the one I got yesterdat was for a Detroit Tigers World MC, basically the 3/2/1 card with 0%BT for 15 mos, and 10.99 interest after that. Most of the others had a variable 12.99-20.99 interest rate. 10.99 is pretty decent.</p> Fri, 19 Oct 2012 16:29:02 GMT emptypockets 2012-10-19T16:29:02Z Bank of America Pre-Approvals/Pre-selected http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-Pre-Approvals-Pre-selected/m-p/1652000#M457199 <p>I have been getting these in the mail once a week for the past couple of months. Some say pre-selected, some say pre-approved. They all have the opt-out language on the bottom of the letters. Does anyone know how they are for approvals (initial limit, who do they pull).?</p><p> </p><p>I had been throwing the offers out, but the one I got yesterdat was for a Detroit Tigers World MC, basically the 3/2/1 card with 0%BT for 15 mos, and 10.99 interest after that. Most of the others had a variable 12.99-20.99 interest rate. 10.99 is pretty decent.</p> Fri, 19 Oct 2012 16:29:02 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-Pre-Approvals-Pre-selected/m-p/1652000#M457199 emptypockets 2012-10-19T16:29:02Z Re: Bank of America Pre-Approvals/Pre-selected http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-Pre-Approvals-Pre-selected/m-p/1652068#M457224 <p>National lender and they'll pull any of the 3 for the initial account.  Mine for example have always been EX for opening, TU for CLI's.  The TU for CLI's seems to be pretty consistent for probably everyone on this forum.</p><p> </p> Fri, 19 Oct 2012 17:01:18 GMT http://ficoforums.myfico.com/t5/Credit-Cards/Bank-of-America-Pre-Approvals-Pre-selected/m-p/1652068#M457224 Revelate 2012-10-19T17:01:18Z