topic Re: 1k to 15k in 11 months...IT Pays to discover !!! in Credit Cards

1k to 15k in 11 months...IT Pays to discover !!!

youngman1234 — Tue, 23 Oct 2012 06:11:58 GMT

I got a discover more card last year in Nov 2011 since then at 6 months they gave me 1250. Then at 7 months I called in they increased it to 6750... At 8 months they increased it to 7000... Today at just a lil shy of 11 months limit is now 15k !!!!

Re: 1k to 15k in 11 months...IT Pays to discover !!!

distantarray — Tue, 23 Oct 2012 06:17:02 GMT

lol what kinda score do you have to allow CLI almost every month?

Re: 1k to 15k in 11 months...IT Pays to discover !!!

youngman1234 — Tue, 23 Oct 2012 06:46:05 GMT

It's barely 700 now... Highest is 704... 688-704... But plenty of usage and PIF and before statement cuts... Ran almost 40k through it so far.... I have too many inquiries that's what's killing me credit....util is 0%...

Re: 1k to 15k in 11 months...IT Pays to discover !!!

HiLine — Tue, 23 Oct 2012 06:51:57 GMT

40k annual spending on a credit card should grant you any kind of credit limit you want lol

Re: 1k to 15k in 11 months...IT Pays to discover !!!

distantarray — Tue, 23 Oct 2012 07:39:55 GMT

HiLine wrote:
40k annual spending on a credit card should grant you any kind of credit limit you want lol

lol true enough

Re: 1k to 15k in 11 months...IT Pays to discover !!!

shakalaka — Tue, 23 Oct 2012 09:47:10 GMT

Congrats nice limit

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Repo-ed — Tue, 23 Oct 2012 11:57:09 GMT

were those auto-cli, or consumer initiated HP CLI's?

Re: 1k to 15k in 11 months...IT Pays to discover !!!

CreditScholar — Tue, 23 Oct 2012 12:19:22 GMT

distantarray wrote:

HiLine wrote:
40k annual spending on a credit card should grant you any kind of credit limit you want lol
lol true enough

I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Epcot — Tue, 23 Oct 2012 12:33:39 GMT

Wow, that's great, congrats!

Re: 1k to 15k in 11 months...IT Pays to discover !!!

migliogiorni — Tue, 23 Oct 2012 13:34:36 GMT

Usage, usage, usage!! and PIF for cli's. congrats very nice CL.

Re: 1k to 15k in 11 months...IT Pays to discover !!!

nicholasyud — Tue, 23 Oct 2012 14:07:16 GMT

how do you had them increase from 1250 to 6k ????what did you tell them ?????

Re: 1k to 15k in 11 months...IT Pays to discover !!!

maiden_girl — Tue, 23 Oct 2012 14:09:29 GMT

nicholasyud wrote:
how do you had them increase from 1250 to 6k ????what did you tell them ?????

I suppose the conversation would start out like this: "I'm rich b****!!" hehe :D

NICE INCREASE!

Re: 1k to 15k in 11 months...IT Pays to discover !!!

nicholasyud — Tue, 23 Oct 2012 14:18:20 GMT

maiden_girl wrote:
nicholasyud wrote:
how do you had them increase from 1250 to 6k ????what did you tell them ?????
I suppose the conversation would start out like this: "I'm rich b****!!" hehe :D

NICE INCREASE!

Probably so :)

Re: 1k to 15k in 11 months...IT Pays to discover !!!

youngman1234 — Wed, 24 Oct 2012 01:29:31 GMT

They saw my usage and credit limits on other cards.... This month boa raised me from 17.5k to 26k... I ran almost 50-75k though them.. I charge a lot mostly for business... That's why guys... I'm gardening now I swear I'm maxed with what's banks will give me... They keep asking now why u want more credit..cus report always says 0 balance...lol

By the way guys thanks to you all I bought a BMW yesterday !!!!!

Re: 1k to 15k in 11 months...IT Pays to discover !!!

jsucool76 — Wed, 24 Oct 2012 01:39:10 GMT

CreditScholar wrote:
distantarray wrote:

HiLine wrote:
40k annual spending on a credit card should grant you any kind of credit limit you want lol
lol true enough
I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

40k annual spending on just ONE of your cards is quite a bit.

Re: 1k to 15k in 11 months...IT Pays to discover !!!

webhopper — Wed, 24 Oct 2012 01:41:39 GMT

congrats! Thats a nice limit from Discover :)

Re: 1k to 15k in 11 months...IT Pays to discover !!!

CruzImperial — Wed, 24 Oct 2012 01:41:53 GMT

wow... they really like to budge the limit haha

Re: 1k to 15k in 11 months...IT Pays to discover !!!

wallyworld123 — Wed, 24 Oct 2012 02:27:54 GMT

congrats thats awesome news.

Re: 1k to 15k in 11 months...IT Pays to discover !!!

CreditScholar — Wed, 24 Oct 2012 04:29:09 GMT

jsucool76 wrote:
CreditScholar wrote:
distantarray wrote:

HiLine wrote:
40k annual spending on a credit card should grant you any kind of credit limit you want lol
lol true enough
I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.
40k annual spending on just ONE of your cards is quite a bit.

I think my response was primarily aimed towards the comments above. I've pushed through about 100k in personal spending through my United card so far this year, but I wouldn't think for one second that I deserve any kind of credit limit I want.

Re: 1k to 15k in 11 months...IT Pays to discover !!!

HiLine — Wed, 24 Oct 2012 05:20:43 GMT

CreditScholar wrote:
jsucool76 wrote:
CreditScholar wrote:
distantarray wrote:

HiLine wrote:
40k annual spending on a credit card should grant you any kind of credit limit you want lol
lol true enough
I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.
40k annual spending on just ONE of your cards is quite a bit.
I think my response was primarily aimed towards the comments above. I've pushed through about 100k in personal spending through my United card so far this year, but I wouldn't think for one second that I deserve any kind of credit limit I want.

I would say 25k is a gigantic credit limit, but if you have a realistic need for a higher limit you could give them a call and see what happens.