topic Re: CreditOne and CLI's - LOL in Credit Cards

CreditOne and CLI's - LOL

injustifiiable — Fri, 02 Nov 2012 20:04:42 GMT

Just wanted to throw that bone out there...lol.

Do they even give any?????

Re: CreditOne and CLI's - LOL

Education44 — Fri, 02 Nov 2012 20:10:56 GMT

I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.

Re: CreditOne and CLI's - LOL

injustifiiable — Fri, 02 Nov 2012 20:14:12 GMT

Education44 wrote:
I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.

hahahaha that is a joke, really. I did read that in the agreement but I had to laugh...I was like, really? I thought maybe they would do increases automatically without charging the fee.

This card will be gone by next September.

Re: CreditOne and CLI's - LOL

nicholasyud — Fri, 02 Nov 2012 20:17:56 GMT

I wantwhat want to know what you need to do if you want to cancel this card ??? I known this company pretty stinkie........and we want to trouble free ???

Re: CreditOne and CLI's - LOL

Boonie — Fri, 02 Nov 2012 20:30:37 GMT

I get a CLI from CreditOne every 6 months. Because of this, I think they are a great rebuilder card.

Re: CreditOne and CLI's - LOL

Education44 — Fri, 02 Nov 2012 20:49:47 GMT

Are you able to get an increase without paying the fee?

Re: CreditOne and CLI's - LOL

Boonie — Fri, 02 Nov 2012 21:00:47 GMT

There is always a fee for a CLI with CreditOne. Its worth keeping a few years during rebuiding. Then close it as you qualify for better cards with higher limits.

Re: CreditOne and CLI's - LOL

jsucool76 — Fri, 02 Nov 2012 23:19:48 GMT

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit....

Re: CreditOne and CLI's - LOL

GWilliam — Sat, 03 Nov 2012 23:30:05 GMT

Yes, they increase your credit line. I have had three automatic cli without any fee for the increases over the past 20 months. It's been an OK card, and will droping them in a few months as I'm gardening any cards with AF, this and Cap1 Best Buy will be toast in a few months.

Re: CreditOne and CLI's - LOL

distantarray — Sat, 03 Nov 2012 23:43:58 GMT

jsucool76 wrote:
I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit....

:P

LOL sounds like First Premier but it wasn't a joke for me. $200 limit and a $179 annual fee already added on when card was activated leaving me $21 on the card WOOHOO! and a 79% interest rate (5-6 years ago) also $6 to pay my bills online -_-;

but with any company you can probably get the credit limit increase fee waived if you threaten to cancel the card.

Re: CreditOne and CLI's - LOL

Shogun — Sun, 04 Nov 2012 00:48:18 GMT

jsucool76 wrote:
I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit....

:P

Sounds like a gret deal! Wonder if I qualify? LOL

Re: CreditOne and CLI's - LOL

visorboy1974 — Sun, 04 Nov 2012 01:00:44 GMT

I had mine for 11 months. Got 3 auto-CLIs in those 11 months. Granted the total of the 3 CLIs was $300. I bailed when I started to get some big boy cards. That said, aside from the massive Annual Fee, their service was tolerable.