topic Re: Discover CLI in Credit Cards

Discover CLI

rbizzle — Tue, 06 Nov 2012 01:46:18 GMT

I got approved last November for a Discover More card with a $1,500 credit line, I tried for a CLI at 6 months online and it kept giving me an error message so I tried like once a month every month since & today I got a call from an 888 number and for some reason I answered it and it was Discover. They called to say my account was eligible for an increase and just needed to ask me a few questions (house hold income, employment etc) have them all the info and bam guy gave me a $1,500 increase to $3,000! Best part of my day!

Re: Discover CLI

Epcot — Tue, 06 Nov 2012 01:52:40 GMT

Doubled your CL, nice, Congrats!

Re: Discover CLI

JPersat — Tue, 06 Nov 2012 01:54:39 GMT

Great way to start the week! Congrats!!

Re: Discover CLI

wallyworld123 — Tue, 06 Nov 2012 01:56:18 GMT

Congrats on your increase!

Re: Discover CLI

bettercreditguy1 — Tue, 06 Nov 2012 01:56:54 GMT

congrats.

Re: Discover CLI

beb86 — Tue, 06 Nov 2012 02:02:28 GMT

Nice!!

Re: Discover CLI

webhopper — Tue, 06 Nov 2012 02:21:00 GMT

That's awesome Congrats!!!

Re: Discover CLI

EandK23 — Tue, 06 Nov 2012 02:25:13 GMT

Congrats!!

Re: Discover CLI

TNTransplant — Tue, 06 Nov 2012 02:28:28 GMT

Congrats on your increase! :smileyhappy:

I will be eligible to ask for an increase next month, and I hope I get it - can't wait...

Re: Discover CLI

spengbab — Tue, 06 Nov 2012 02:43:04 GMT

Very nice! congrats! I opened up with $2000 on my Discover and they gave me a $500 auto CLI at 3 months. I think they're great :smileyhappy:

Re: Discover CLI

youngandcreditwrthy — Tue, 06 Nov 2012 02:44:22 GMT

Congrats!!!! Just got a Motiva recently! Looking forward to bldg a relationship w Amex :-)

Re: Discover CLI

youngandcreditwrthy — Tue, 06 Nov 2012 02:46:21 GMT

I mean Discover* lol.

Re: Discover CLI

firstladyd — Tue, 06 Nov 2012 04:47:24 GMT

Love discover. Congratulations

Re: Discover CLI

youngman1234 — Tue, 06 Nov 2012 05:22:50 GMT

Just keeping using the card and trying paying in full... I opened a more card back in nov as well and they gave me a credit limit of 1,000....they increased me this month to 15,000...I love discover

Re: Discover CLI

MrAnonymous — Tue, 06 Nov 2012 19:05:17 GMT

Congrats!!

Discover is definitely one my favorite to do business with. When I opened my account with them in Jan of this year they gave me a $1,000 limit. In April they auto CLI me to $1250 In July I requested a CLI and they bumped me to $5,000 via SP, then in September they auto CLI me to $5,250. Just a couple of days ago they auto CLI me again to $6,000. I have always paid in full every month.

I think Discover wants to keep their limit close to what my Amex is.

Re: Discover CLI

pt2005 — Wed, 07 Nov 2012 01:11:30 GMT

MrAnonymous wrote:
Congrats!!

Discover is definitely one my favorite to do business with. When I opened my account with them in Jan of this year they gave me a $1,000 limit. In April they auto CLI me to $1250 In July I requested a CLI and they bumped me to $5,000 via SP, then in September they auto CLI me to $5,250. Just a couple of days ago they auto CLI me again to $6,000. I have always paid in full every month.

I think Discover wants to keep their limit close to what my Amex is.

Is it true that Discover has been playing catch up with your Amex BCE? Looks like both of your cards are at $6K now.

Re: Discover CLI

hateAshbury — Wed, 14 Nov 2012 04:28:28 GMT

Congrats. Discover has been a tough nut for me to crack. Member since 2001, I put a fair amount of volume through the card every month, pay in full, and for all that I have just a $1,500 credit limit. My TU FICO has held steady at 720-730 for most if not all of 2012. If it weren't for (1) having this card raises my AAoA significantly and (2) I don't pay a fee on the card, I would dump this card immediately. It does very little to justify being in my house, much less to justify being in my wallet.

Re: Discover CLI

bettercreditguy1 — Wed, 14 Nov 2012 12:41:33 GMT

Discover has been a good joint credit card for us. We started out around $5ooo. and they have auto increased us to $9400 in about two years.

Re: Discover CLI

Cadillac-XTS — Wed, 14 Nov 2012 14:10:12 GMT

Congrats

Re: Discover CLI

cutemarty1 — Fri, 23 Nov 2012 13:32:04 GMT

Credit314 wrote:
Congrats

Congrats too!!

Just got an increase to 9k from 4.5 for my Discover Credit Card thru an analyst. I got the increase thru a CSR which said my my app would need further review. A british speaking guy was interrogating me about my income and mortgage for twenty minutes lol.