topic Re: Wolf3 40 Month Milestone. in Credit Cards

Wolf3 40 Month Milestone.

Wolf3 — Wed, 14 Nov 2012 03:36:09 GMT

I started rebuilding 40 monts ago. I was AU on my wifes Sears MC (CITI), the ony card she had left.

My first app was a US Bank secured card. Denied!!

3 secured cards followed in the next year, Then some store cards in the following year.

I got 2 major cards from HSBC and Capital One after having their secured cards for about 1.5 years each.

I have be declined for 3 major cards with other banks this year. But, just recently got some store cards with big limits.

Today I recieved my first major card not preceded by a secured card. It is a cobranded REI Visa from US Bank $4500 CL. ( come full circle).

So I am claiming victory in my journey to primeville.

P.S. Same day's mail had another AMEX green card invitaion ( in the shredder ).

beb86 — Wed, 14 Nov 2012 03:36:56 GMT

Man you are doing awesome... CONGRATS on your progress

ntx — Wed, 14 Nov 2012 03:45:05 GMT

Congratulations!

webhopper — Wed, 14 Nov 2012 03:50:45 GMT

Congrats on your progress :)

RyVision — Wed, 14 Nov 2012 04:24:45 GMT

Congrats Wolf3!

And welcome to PrimeTime! That time and effort can really pay off huh? :smileyhappy:

Epcot — Wed, 14 Nov 2012 04:29:07 GMT

Nice progress!

Cadillac-XTS — Wed, 14 Nov 2012 14:16:48 GMT

Congrats

Repo-ed — Wed, 14 Nov 2012 14:27:45 GMT

I'd like to get that REI card someday. I heard they are a tough nut to crack w/ approvals

Wolf3 — Wed, 14 Nov 2012 23:46:11 GMT

I was declined for it early last year.

If it ever gets upgraded to Signature card, then that will be a another big milestone. Maybe in a few years, when the negatives drop off my report.