topic Re: What report gets pulled for Citi Diamond Preferred? in Credit Cards

What report gets pulled for Citi Diamond Preferred?

youngandcreditwrthy — Thu, 15 Nov 2012 16:58:54 GMT

This is the absolute last card I desire for my collection, except maybe the HHonors Amex; it will replace my Paypal Extras Plat MC. I hesitate to apply right now because I have on avg about 3 inqs on each report in the past six months, and closer to nine in a two year period on avg. on each report. I assume I'd be approved with prob a $3-4k limit. I want to apply prob in January... maybe March or April.....two or three more inqs should fall off by then. I have like 6-7 from Jan - Aug of 2011 (idk why I applied so much!! ugh)

util: 11% (will drop to like 8% in a few weeks)

aaoa:2.5 yrs

student loans: $36k

For those of you that have the Citi Diamond Preferred card though,

what report did Citi pull??? My scores are all like within 10 or so points of eachother believe it or not.... from like 688 to 709, I believe.

I reallllllllyyyy want this card, and I don't want a crappy limit either. I'll prob use it for a BT for maybe $5k? Idk lol. I'm really into saving my cash and floating a balance. :-)

Re: What report gets pulled for Citi Diamond Preferred?

rudy0720 — Thu, 15 Nov 2012 17:02:45 GMT

I have 5 Citi cards including Diamond and they pulled Equifax on all 5. I am in Louisville, KY. Check whogavemecredit.com for your state

Re: What report gets pulled for Citi Diamond Preferred?

tinuviel — Thu, 15 Nov 2012 17:03:37 GMT

I got a Citi Diamond Preferred this past August and they pulled EQ for me.

(ETA) I'm in Florida.

Re: What report gets pulled for Citi Diamond Preferred?

youngandcreditwrthy — Thu, 15 Nov 2012 17:05:44 GMT

whogavemecredit.com doesn't have too many recent approvals on there.

Interesting.... hmmmm.... I'll have to check my previous reports to see who they pulled before when I got denied with a lower score. I think it was EQ. EQ is my lowest :-/.

what were you guys stats if you dont mind sharing?

like util, aaoa, other debt, scores.. that stuff? oh, and the CLs you were approved for.

Re: What report gets pulled for Citi Diamond Preferred?

tinuviel — Thu, 15 Nov 2012 17:09:36 GMT

youngandcreditwrthy wrote:
whogavemecredit.com doesn't have too many recent approvals on there.
Interesting.... hmmmm.... I'll have to check my previous reports to see who they pulled before when I got denied with a lower score. I think it was EQ. EQ is my lowest :-/.

what were you guys stats if you dont mind sharing?
like util, aaoa, other debt, scores.. that stuff? oh, and the CLs you were approved for.

Util was1%, AAoA was 8 yrs, oldest account 25 yrs 3 months, no other debt, FICO was 723. I was approved for $6800.

Re: What report gets pulled for Citi Diamond Preferred?

youngandcreditwrthy — Thu, 15 Nov 2012 17:17:08 GMT

Oh! I remember yours Tinuviel! That's a good limit :-)

Re: What report gets pulled for Citi Diamond Preferred?

teddybearkelli1 — Thu, 15 Nov 2012 17:17:44 GMT

I am in WA, they pulled EQ.

Re: What report gets pulled for Citi Diamond Preferred?

tinuviel — Thu, 15 Nov 2012 17:20:11 GMT

youngandcreditwrthy wrote:
Oh! I remember yours Tinuviel! That's a good limit :-)

Yes, thanks... I was shocked!

Re: What report gets pulled for Citi Diamond Preferred?

youngandcreditwrthy — Thu, 15 Nov 2012 17:58:29 GMT

So the consesus is that they pull EQ....

I just feel like if I apped now... Amex would deny my 3xcli, AND I would get a crappy limit lol. like $1k or $2k. Who knows though! My eq is only 688 :-/

Re: What report gets pulled for Citi Diamond Preferred?

bluesnowman — Thu, 15 Nov 2012 18:26:02 GMT

I know it is a different card, but I applied for the Citi Forward, and I'm in California. They pulled Experian here.

Re: What report gets pulled for Citi Diamond Preferred?

wallyworld123 — Thu, 15 Nov 2012 18:31:44 GMT

they pulled equifax i am in il

Re: What report gets pulled for Citi Diamond Preferred?

android01 — Thu, 15 Nov 2012 18:34:56 GMT

I applied for the Diamond Preferred several years ago (2009) and they pulled EX (Minnesota), although I see that they soft EQ for account reviews for me. My AAoA was 13 years, Utilization was around 2%, FICO (EQ,TU - couldn't know EX at the time) was around 740ish. Approved for $11,700. Asked for regular CLI's at 6 months for awhile, and got up to $15,750. CLI's were soft pulls through the website (although MANY report hard pulls).

Re: What report gets pulled for Citi Diamond Preferred?

colindidit — Fri, 16 Nov 2012 04:28:58 GMT

They seem to pull TU for everything here considering I live about a Hal hour from their location

Re: What report gets pulled for Citi Diamond Preferred?

TNTransplant — Fri, 16 Nov 2012 04:31:13 GMT

They pulled Experian here in Ohio.

Re: What report gets pulled for Citi Diamond Preferred?

ts2012 — Fri, 16 Nov 2012 05:56:29 GMT

Experian here in CT.

Re: What report gets pulled for Citi Diamond Preferred?

dac1 — Fri, 16 Nov 2012 15:25:06 GMT

Experian in Ohio

Re: What report gets pulled for Citi Diamond Preferred?

Bay_Area_Joe — Fri, 16 Nov 2012 22:59:45 GMT

March 2012, They pulled Experian for me and I live in Northern Nevada.

Re: What report gets pulled for Citi Diamond Preferred?

HiHiHiHiHiHi — Sat, 17 Nov 2012 00:37:56 GMT

I applied for the Citi Simplicity in November 2011. They pulled Equifax in NY.

Re: What report gets pulled for Citi Diamond Preferred?

gettnthere — Sat, 17 Nov 2012 00:39:58 GMT

Just approved for Citi Forward. Pulled EQ for me here in AL.