topic Re: For all my fellow Gardeners.... in Credit Cards

For all my fellow Gardeners....

LesWH — Sat, 17 Nov 2012 01:21:09 GMT

What is going to be the first card you app for when you come out of the garden? For me, it's going to be the Chase Sapphire Preferred.

Re: For all my fellow Gardeners....

HiHiHiHiHiHi — Sat, 17 Nov 2012 01:27:15 GMT

Barclays Ring, Chase Sapphire Preferred or Amex BCP.

Re: For all my fellow Gardeners....

Cadillac-XTS — Sat, 17 Nov 2012 01:29:17 GMT

CSP

Re: For all my fellow Gardeners....

trumpet-205 — Sat, 17 Nov 2012 01:31:46 GMT

Honestly I think I'm done as far as getting another card. I might get Chase Sapphire and replace my Citi Forward to consolidate UR points, but that's still debatable. Maybe Capital One Cash Reward to replace BofA Travel Rewards, but that is only if Capital One adopts EMV.

I'm going to work some CLI and cut down some cards (have a little too much).

Re: For all my fellow Gardeners....

Jutz — Sat, 17 Nov 2012 01:33:11 GMT

Whatever I determine to be the best mid level card at the time. Barclays maybe? Not getting another CC until I boost my scores more. Chances are I come out of the garden for an auto loan far before another card

Re: For all my fellow Gardeners....

nicholasyud — Sat, 17 Nov 2012 01:44:00 GMT

Jutz wrote:
Whatever I determine to be the best mid level card at the time. Barclays maybe? Not getting another CC until I boost my scores more. Chances are I come out of the garden for an auto loan far before another card

I wont apps for anytihng until my score went somewhere around 700.

I all set for now after 4 brand new cards.But....

US+ 5%o
Discover
Citibank Signature.

Re: For all my fellow Gardeners....

bbb3601 — Sat, 17 Nov 2012 01:47:11 GMT

Next summer I plan to app for the Ring and a Discover.

Re: For all my fellow Gardeners....

creditnocash — Sat, 17 Nov 2012 01:50:45 GMT

the one i app for? :smileywink:

but really.

ughh costco true earning/ and or bce.

hoping a jan app for full backdating privliges.

other then that just higher limits on my current cards.

but with an annual income of 32k how much credit can you have? currently im at 15k in aval credit. with a dti of like 2% no house or anything like that though.

Re: For all my fellow Gardeners....

Epcot — Sat, 17 Nov 2012 01:55:08 GMT

I just left the garden this week. Got approved for the Disney Chase visa and the Walmart store card.

Walmart didn't even HP me, I just finshed the pre-approval form on the application website and got approved for $700.

Re: For all my fellow Gardeners....

Repo-ed — Sat, 17 Nov 2012 02:11:24 GMT

my local CU CC, Amex PRG, and SWA RR Visa - Jan 13

Re: For all my fellow Gardeners....

RonDawg — Sat, 17 Nov 2012 02:35:21 GMT

for me it will be the chase sapphire preferred

Re: For all my fellow Gardeners....

JustMe77 — Sat, 17 Nov 2012 02:53:07 GMT

Not sure, thinking of:

- Citi Forward

- Amex BCE

- Amex Costco True Earnings

Re: For all my fellow Gardeners....

obageegee — Sat, 17 Nov 2012 03:03:18 GMT

NFCU

Re: For all my fellow Gardeners....

webhopper — Sat, 17 Nov 2012 03:23:12 GMT

Amex PRG... I'm liking the sound of this card after I found out about the "bonus"

Re: For all my fellow Gardeners....

Benton — Sat, 17 Nov 2012 03:57:16 GMT

This will bring me out of the garden ASAP. Nebraska University Federal Credit Union offers the best purchase and cash advance terms I have seen anywhere and I'm Not eligible for membership. 6.65% APR for purchases and cash advances with no transaction fees? Does anyone know of these terms available to the general public?

Re: For all my fellow Gardeners....

Duncanrr — Sat, 17 Nov 2012 04:33:18 GMT

obageegee wrote:
NFCU

For me: CSP, BCP, SPG, Citi Forward and then probably done. I also would like hotel card, another AMEX charge card (waiting on whats going to happen to Zync) and maybe, and I stress maybe, a discover card. I just dont see that much that entices me about Discover.

Re: For all my fellow Gardeners....

colindidit — Sat, 17 Nov 2012 14:33:59 GMT

This time next year I hope to come out of the garden and get a citi ordiscover that's higher than any of my limits

Re: For all my fellow Gardeners....

jsucool76 — Sat, 17 Nov 2012 14:37:46 GMT

My first app will probably be for a freedom....I bank with chase so I'm hoping they love me :D

Might also app for a PRG since the first AF is free, and possibly a CSP...which is also free the first year, but I would rather pay for a CSP than a PRG...seems like a better deal to me.

Re: For all my fellow Gardeners....

SoCalBound — Sat, 17 Nov 2012 14:44:02 GMT

CSP and another airline or hotel card or two, unsure of which ones though. Oh and would love a us bank cash+

Re: For all my fellow Gardeners....

Revelate — Sat, 17 Nov 2012 15:00:26 GMT

Mortgage :).

Shortly after that BCP, a PC to BOFA's Travel Rewards likely preferred (too useful a card not to have around in my case with travel becoming more likely again at this stage in my career), and likely USAA's Rate Advantage card.... all assuming my scores go up between now and then!