topic Re: CC is offering $100 increase for $20... in Credit Cards

CC is offering $100 increase for $20...

ac921ol — Sun, 18 Nov 2012 03:07:05 GMT

I only have 2 CC

cap1$1800

cred1$850 this is the card saying it will raise my limit. Should I try a back number? Does cap1 not just do a rate increase for nice people lol

store card

plenty/gap $600

Re: CC is offering $100 increase for $20...

jsucool76 — Sun, 18 Nov 2012 03:08:53 GMT

Cap1 never gives CLIs unless you call the EO...and I would never pay creditone for a CLI......I would just garden, and apply for a new card whenever you feel comfortable.

Re: CC is offering $100 increase for $20...

ac921ol — Sun, 18 Nov 2012 03:21:52 GMT

I assume you mean the back number by EO, I will try that with the cap1 card. So just keep my $850 limit and just apply for another card down the road.

Re: CC is offering $100 increase for $20...

jsucool76 — Sun, 18 Nov 2012 03:26:53 GMT

ac921ol wrote:

I assume you mean the back number by EO, I will try that with the cap1 card. So just keep my $850 limit and just apply for another card down the road.

Does it really seem reasonable to pay $20 for every $100 CLI? They probably charge the $20 to your card anyways, so you end up with an $80 increase in available credit...lol

And EO is executive Office. How old is your cap1 card, and what are your scores like?

Any Negs?

Edit: Also your GAP card is a GECRB card...how old is it? Have you tried for a CLI with them? It is always a SP and they are known to be very generous.

Re: CC is offering $100 increase for $20...

obageegee — Sun, 18 Nov 2012 03:27:18 GMT

I recieved an unsolicited CLI from Crap! about a year ago. It was after a car loan.

Re: CC is offering $100 increase for $20...

ac921ol — Sun, 18 Nov 2012 04:03:37 GMT

my GECRB is from Sept 2009 $600 limit never asked for CLI

cred1 is from Jan 2008. $850 limit

cap1 is from July 2008

I haven't inquired in years for another card

I have one collection

date assigned March 2010

$837 medical. The original creditor still has the debt he just paid a firm to send me email/contact me.

Re: CC is offering $100 increase for $20...

beb86 — Sun, 18 Nov 2012 04:16:04 GMT

Since the CC ACT these CCC will find a way to make up the fees the once charged initially

Re: CC is offering $100 increase for $20...

jsucool76 — Sun, 18 Nov 2012 16:19:04 GMT

ac921ol wrote:
my GECRB is from Sept 2009 $600 limit never asked for CLI
cred1 is from Jan 2008. $850 limit
cap1 is from July 2008

I haven't inquired in years for another card

I have one collection
date assigned March 2010
$837 medical. The original creditor still has the debt he just paid a firm to send me email/contact me.

Call up and ask for a CLI on your GAP card. Doesn't hurt to try.