topic Re: Chase Credit Card Application Status in Credit Cards

Chase Credit Card Application Status

nandrolone — Thu, 26 Jun 2008 09:51:25 GMT

i tried searching for the number here but couldnt find this. sorry if its already posted. 888-338-2586

Re: Chase Credit Card Application Status

sexyladyshaq — Thu, 26 Jun 2008 15:29:08 GMT

The backdoor number is 888-245-0625.

Re: Chase Credit Card Application Status

akhan — Thu, 26 Jun 2008 15:39:20 GMT

sexyladyshaq wrote:
The backdoor number is 888-245-0625.

If you have a "30 day" message, can you call the backdoor number for an instant decision with a credit analyst?

Re: Chase Credit Card Application Status

sexyladyshaq — Thu, 26 Jun 2008 16:02:34 GMT

Absolutely...I applied on Tuesday and received the 30 day message and when I called the backdoor number 5 minutes later, they told me the system denied me but they will re-consider my application and approve me for $5, 000. I said OK fine. Yesterday I tried the backdoor number again to see if they can match my other cards and they gave me $3,000 more. :smileyhappy:

Re: Chase Credit Card Application Status

techgirl — Thu, 26 Jun 2008 16:44:16 GMT

Thanks for posting the backdoor number - I did it online and got the same 30-day message. When I called they told me I got approved :-) See my thread.

Thanks!

Re: Chase Credit Card Application Status

smallfry — Thu, 26 Jun 2008 18:17:36 GMT

sexyladyshaq wrote:
Absolutely...I applied on Tuesday and received the 30 day message and when I called the backdoor number 5 minutes later, they told me the system denied me but they will re-consider my application and approve me for $5, 000. I said OK fine. Yesterday I tried the backdoor number again to see if they can match my other cards and they gave me $3,000 more. :smileyhappy:

You go girl.:)

Re: Chase Credit Card Application Status

scramblingin2007 — Thu, 26 Jun 2008 18:44:43 GMT

I'm still waiting for my status. I app'ed on the 23rd over the phone, told me I'd get an answer with in 30 days. They pulled hard on Ex on 24th. Called app status # last night and machine told me it's still pending to wait 2 weeks. I am too chicken to call them! Should I? Help!

Re: Chase Credit Card Application Status

scramblingin2007 — Thu, 26 Jun 2008 18:54:24 GMT

scramblingin2007 wrote:
I'm still waiting for my status. I app'ed on the 23rd over the phone, told me I'd get an answer with in 30 days. They pulled hard on Ex on 24th. Called app status # last night and machine told me it's still pending to wait 2 weeks. I am too chicken to call them! Should I? Help!

Okay, I just called and spoke to the analyst. He said my app is still pending and didn't know why. Said everything looked fine. I asked him if he needed any more info, he said no but if they do that they will call me. Told me to give it another 15 days. wth?!

Re: Chase Credit Card Application Status

antsmith101 — Thu, 26 Jun 2008 19:29:37 GMT

How good are they on cli on activation??

Re: Chase Credit Card Application Status

sexyladyshaq — Thu, 26 Jun 2008 19:31:45 GMT

Thanks, I think I deserved it.

Re: Chase Credit Card Application Status

techgirl — Thu, 26 Jun 2008 20:41:11 GMT

Confused... ? You got a CLI - Congratulations... you were my inspiration!

Re: Chase Credit Card Application Status

mrsanderson — Thu, 26 Jun 2008 20:46:51 GMT

I didnt get a CLI at activation only after pending for approval!!!!

Re: Chase Credit Card Application Status

nandrolone — Fri, 27 Jun 2008 01:12:43 GMT

so heres my chase experience. I applied a few days ago. I called the backdoor number today to check the status. I was denied :[ So i asked him to look over it and he said the reason i was denied was due to too many inquiries (they pulled EX i thought they pulled EQ) so we talked for about 5 minutes and he said he can approve me for 800. Ill take what i can get. Its not bad seeing is im utilizing 700 out of 800.
So Chase pulls EX in Nevada
I got a recon from them and hopefully i get a higher cl in a few days :]

Re: Chase Credit Card Application Status

kakathuruthy — Thu, 10 Jun 2010 01:47:49 GMT

Thank you. Your backdoor no: worked for me. When I called the rep told me that I was denied, requested for supervisor. After answering his questions, he insantly approved me for $1000. Thank you, so much

Re: Chase Credit Card Application Status

asustud3 — Thu, 26 Aug 2010 04:04:12 GMT

Thank you so much everyone for these suggestions posted on here!!!! I just got approved by calling the 2nd backdoor # posted on here for the Chase Freedom Visa $100 Cash back card for $3K CL to start! When I 1st applied, which was just a few hours ago actually, lol, I got the message to wait 7-10 days for a response in the mail. Well, after some quick Google research I found this post and couldn't be happier. I made a quick phone after reading everyone's suggestions and was approved after just simply verifying the information on my application! Hopefully me spending the time to post an addition to this post, will encourage someone else in this situation who wants a Chase card to call! Don't wait until you already have been officially denied but be pro-active with Chase because the worst they can say is no, or denied. Persistence today truly paid off. Amazing. Thanks again everyone!!!! :)

BTW, to anyone wondering, when I spoke to the Chase rep. who was verifying my info. she actually told me that the system had originally denied me but due to my verification, she now is overriding it and approving me for the credit card. The system denied me due to a semi-high number of inquires on my Experian CR which they apparently pulled for this application, and for a high amount of student loans. However, by calling in, somehow their able to override that process, as she noticed that I actually have zero delinquencies, and good credit overall. Just don't be scared but go for it people and hopefully these words prove helpful to someone else facing a similar dilemma!

Re: Chase Credit Card Application Status

Shae123 — Thu, 26 Aug 2010 16:02:55 GMT

For those that are saying you have too many inquiries, I'm curious to know how many you have? I have a lot (due to a car purchase in January and old inquiries), so I'm wondering about this process.

Thanks

Re: Chase Credit Card Application Status

akw15 — Sat, 30 Oct 2010 04:42:47 GMT

THANKS to everyone...without this thread I would have been denied...actually I was denied but with this threads help I got approved.

I applied and was also told I would hear in 30 days. I was also scared about calling to check the status, but after reading this thread I called (the back door number). I thought my experience might be helpful to some. First of all, I called at night around 8:30pm. I spoke with a gentleman...lets call him Jim... who pulled my information and told me that I had been declined. The explanation given to me was that I was declined because of an account in collections (not because of my credit score). I am not sure what his report was showing my credit to be...long story short it was somewhere between 660-720. For those of you reading this possibly at a later it is 2010...the account I have in collections was from 2007. I have tried to dispute this over and over without luck. I have refused to pay, because I do not feel that I was in the wrong. I called back an hour later and asked to speak to a supervisor....I got the same Jim again and got the same response. I begged and pleaded my case that it was an account from three years ago that I had cancelled yet the company continued to charge me without my knowledge until I pulled my credit report 6 months ago. He told me that he had pulled my report from Equifax and all I had to do was have the status changed to "in dispute" and they would approve me (he also told me that I should wait to call back until I did this as any new report he would pull would count as a new inquiry against my credit score). So I went through the online process of disputing the account through Equifax. I use myfico.com and I was alerted that there had been a change on my report (which was that my account was now "in dispute"), so I called the back door number. This time it was during the day during business hours. The representative pulled my report again, and told me that there was no update...this immediately upset me as it was a new inquiry now that would hit my score. She offered to pull a report from Experian, however I declined as Jim had told me he was using Equifax which is why I filed a dispute with them. She asked me a few more questions about the collections account, put me on hold, and a few minutes later said that she "accepted my explanation for the collections account" and wholla...I got a card with a $5000 credit limit.

So, in the end my advice is to call during business hours. They pulled my report from Equifax (some of you said you were pulled from EX), however it seems that if you are declined for some reason they will pull from another report if you ask them. Don't give up. Don't be scared...everyone I talked to was so nice and helpful.

Re: Chase Credit Card Application Status

Starblazer — Mon, 17 Jan 2011 20:30:52 GMT

No luck... pulled from TU and "no, no no"

Asked about a CLI increase on my existing Freedom card... Can't help you with that. Have to submit a CLI increase thru customer service.

Re: Chase Credit Card Application Status

Dnguyen123 — Tue, 05 Apr 2011 18:16:08 GMT

Eh Guy, I did apply Chase Freedom credit card at branch last week. Yesterday i called back to check the application status and was denied. Then i research on this Fico website and saw the BackDoor phone number and called them again. They pulled out my experian credit report and said" was Denied" then i told them the explanation and they saw that my collection was disputed and they asked me they will reconsideration on 2nd chance of credit decision. If you guy have experience on this situtation, should u guy think i will get the credit card with 2nd chance?????????? Please let me know... THANKS>..I believe they still not approve me. What you guy think???????????

Re: Chase Credit Card Application Status

DI — Tue, 05 Apr 2011 18:24:34 GMT

Chase do not like too many inquiries. I got denied, approved and denied again all within the same day for having too many inquiries back in 2009. Today when I got approved for $4000 there were no issues.. So the bottom line is to let inquiries age before Chasing what matters.