topic AMEX blue sky APP in Credit Cards

AMEX blue sky APP

uroosa1 — Tue, 27 Nov 2012 03:04:18 GMT

im abou to apply to for amex blue sky

Do i need excellent credit or just good?

i just got approved for chase freedom for 3k

i have a 1.5 year file all good with 6%utilz

With only 1 inq

waste of time or will i be approved? is there a easier amex card to get rather then that?

thanks

Please reply as I will decide to apply or not in next 15 min.

Re: AMEX blue sky APP

daybreakgonesXe — Tue, 27 Nov 2012 03:07:26 GMT

uroosa1 wrote:
im abou to apply to for amex blue sky

Do i need excellent credit or just good?

i just got approved for chase freedom for 3k

i have a 1.5 year file all good with 6%utilz

With only 1 inq

waste of time or will i be approved? is there a easier amex card to get rather then that?

thanks

Please reply as I will decide to apply or not in next 15 min.

Just checked up on CreditKarma. Average credit score approved for this card is 705 and lowest approved was "drumroll" 499? Wow. Maybe they had a backdated customer who begged and pleaded for them to take them back...anywaysss based on those scores I think you have a good shot! Not 100% guaranteed but I would say an 80% chance!

Re: AMEX blue sky APP

newportguy — Tue, 27 Nov 2012 05:20:56 GMT

Info from Finance Globe .........

Blue Sky from American Express®

Quick Summary:
This is a airline rewards card issued by American Express. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 17.24%* and may be as high as 22.24%* (Variable)*, depending on your credit worthiness*.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 745 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.