topic Re: chase instant approval but.. in Credit Cards

chase instant approval but...UPDATE

MrShush — Sun, 02 Dec 2012 14:51:18 GMT

Applied for Marriott signature and instant approved on the interwebs, but I call for limit I get a 2 week decision message...what gives?

Re: chase instant approval but..

crazysxycool — Sat, 01 Dec 2012 03:41:29 GMT

MrShush wrote:
Apllied for Marriott signature and instant approved on the interwebs, but I call for limit I get a 2 week decision message... what gives?

If you currently have a Chase account, log in and it should appear right below your other account. That's how it happened with me.

Re: chase instant approval but..

CreditScholar — Sat, 01 Dec 2012 03:54:53 GMT

The time needed seems to vary a bit with Chase. When I applied for my United card, I got my CL via the automated system about 24 hours after my instant approval. My Ritz CL took a week to be available after another instant approval. I'd suggest checking once a day until the message changes. The 2 week response is standard until your CL is available. I got the same thing until it changed over.

Re: chase instant approval but..

scenery_guy — Sat, 01 Dec 2012 04:02:08 GMT

I just applied for a Sapphire Preferred and got the "needs further review" screen. I called the automated line to check application status about 30 minutes later and found out I was approved and the message gave me credit limit as well. I pressed "0" and spoke with someone who confirmed approval and limit.

Try calling the automated line at 800-436-7927, follow prompts for new application.

Good luck!

Re: chase instant approval but..

improvingmycredit — Sat, 01 Dec 2012 08:09:35 GMT

Hey MrShush!

I've read on another thread that Chase does the recommendation for approval and cl to co-branded partner then ultimately partner approves limit. Thus the delay in CL. I don't know if this is true but food for thought. I read this about both Ritz and Marriott. Wish I could confirm. :)

Re: chase instant approval but..

mpswirl — Sat, 01 Dec 2012 13:32:50 GMT

i would call the back door number......i appd for a chase sapphire preferred and was given the under review message, i called and was initially denied because of a $27 medical collection i didnt know about that i paid. Got approved after explaining.

Re: chase instant approval but..

MrShush — Sat, 01 Dec 2012 20:11:27 GMT

Thanks for the info all!

I've checked my accounts with Chase and no sign of anything new and I called earlier and same message. If it is indeed true that there is lag for whatever reason with the co-branded offerings, that makes me feel a little better. I really only applied for the bonus offer--up to 7 free nights after 1K spend in 90 days.

I do currently have 3 Chase cards: Freedom Sig., Slate, and JP Morgan Select.

Re: chase instant approval but..

daybreakgonesXe — Sat, 01 Dec 2012 20:15:02 GMT

Don't worry! It'll come soon enough :) when I applied for CS it took 5 whole (long) days for me to receive an approval notice! No baddies or negs on my report, but they did pull experian which had 2 recent inqs and 4 total in 2 years. Also had a Freedom for a little less than a year w/ $7000 CL, instant approval. FINALLY saw it pop up on my Chase account the morning of the 5th day with a CL of $10000!

Guess they do a lot of manual reviews for whatever reason! Oh wells!

MRe: chase instant approval but..

MrShush — Sat, 01 Dec 2012 20:20:41 GMT

Manual reviews make me sad.

I was thrilled to see the 'Congratulations, your application has been instantly approved!' message, but now I'm bummed.

Re: MRe: chase instant approval but..

Epcot — Sat, 01 Dec 2012 22:58:24 GMT

That is really weird. I'm curious, keep us posted!

Re: MRe: chase instant approval but..

MrShush — Sat, 01 Dec 2012 23:01:44 GMT

Epcot wrote:
That is really weird. I'm curious, keep us posted!

Will do.

Re: chase instant approval but...UPDATE

MrShush — Sun, 02 Dec 2012 14:52:08 GMT

Logged in a minute ago and the card was on my account page--$20,000 CL. Sweet.

Re: chase instant approval but...UPDATE

crazysxycool — Sun, 02 Dec 2012 16:02:41 GMT

MrShush wrote:
Logged in a minute ago and the card was on my account page--$20,000 CL. Sweet.

Awesome CL! Congrats MrShush!

Re: chase instant approval but...UPDATE

MrShush — Sun, 02 Dec 2012 16:06:44 GMT

crazysxycool wrote:
MrShush wrote:
Logged in a minute ago and the card was on my account page--$20,000 CL. Sweet.
Awesome CL! Congrats MrShush!

Thanks--wasn't expect that. Maybe half...

Re: chase instant approval but...UPDATE

scenery_guy — Sun, 02 Dec 2012 16:08:48 GMT

That's gotta feel good, congratulations!

Re: chase instant approval but...UPDATE

MrShush — Sun, 02 Dec 2012 16:10:34 GMT

scenery_guy wrote:
That's gotta feel good, congratulations!

It does, but all the available credit is starting to get to me.

Re: chase instant approval but...UPDATE

knoregs — Sun, 02 Dec 2012 17:58:52 GMT

MrShush wrote:
$20,000 CL. Sweet.

Sweet indeed! Very nice.

~kn

Re: chase instant approval but...UPDATE

MrShush — Sun, 02 Dec 2012 18:03:14 GMT

knoregs wrote:
MrShush wrote:
$20,000 CL. Sweet.
Sweet indeed! Very nice.

~kn

Thanks!

I got an email with my free night already. Planning a vacation to San Diego at the end of March. Should be plenty of time to hit my $1000 spend to get my other free nights. I hope there are no restrictions on redemption.

Re: chase instant approval but...UPDATE

creditnocash — Sun, 02 Dec 2012 20:57:41 GMT

MrShush wrote:
knoregs wrote:
MrShush wrote:
$20,000 CL. Sweet.
Sweet indeed! Very nice.

~kn
Thanks!

I got an email with my free night already. Planning a vacation to San Diego at the end of March. Should be plenty of time to hit my $1000 spend to get my other free nights. I hope there are no restrictions on redemption.

congrats on the limit and the card.

sd is so much fun

have you ever been?

i could spend the 1k there no problem in like 3 days.

Re: chase instant approval but...UPDATE

MrShush — Sun, 02 Dec 2012 21:00:55 GMT

creditnocash wrote:
MrShush wrote:
knoregs wrote:
MrShush wrote:
$20,000 CL. Sweet.
Sweet indeed! Very nice.

~kn
Thanks!

I got an email with my free night already. Planning a vacation to San Diego at the end of March. Should be plenty of time to hit my $1000 spend to get my other free nights. I hope there are no restrictions on redemption.

congrats on the limit and the card.
sd is so much fun
have you ever been?
i could spend the 1k there no problem in like 3 days.

Thanks.

Yeah, I've been over a dozen times--have family in SD and Malibu--taking the wife and stepson. He's never been so it'll be a Legoland trip rather than my usual drinking and hanging out.

Spend *shouldn't* be an issue. Just gotta get it in my hot little hands!

Looks like a nice card otherwise. Don't need a chip since I have the JPM but who knows, maybe one day I'll be a world traveler?