topic CHASE FREEDOM SIGGY? in Credit Cards

CHASE FREEDOM SIGGY?

gettnthere — Tue, 04 Dec 2012 15:43:44 GMT

Hey guys,

I just got my CL up to 5k and was wondering if I could
Get chase to issue me a siggy version? Do they offer a signature version of freedom or anyone have one?

Re: CHASE FREEDOM SIGGY?

MrShush — Tue, 04 Dec 2012 15:49:42 GMT

Yes, they offer a sig. version. I have one.

Re: CHASE FREEDOM SIGGY?

gettnthere — Tue, 04 Dec 2012 15:52:21 GMT

Oh ok, thanks for the quick reply! Considering i just got the increase, how long should i wait and how do i go about requesting one? Ive never had a signature card before lol so its all new to me.

Re: CHASE FREEDOM SIGGY?

ObeyJohnny12 — Tue, 04 Dec 2012 15:55:16 GMT

From what I read in the forums, you need to have the account open for one year with the 5k or more before they can mail you the new visa signature card.

I could be wrong.

Re: CHASE FREEDOM SIGGY?

CS800 — Tue, 04 Dec 2012 15:58:21 GMT

Does the Freedom Siggy report the CL to the bureaus?

Re: CHASE FREEDOM SIGGY?

ObeyJohnny12 — Tue, 04 Dec 2012 16:04:34 GMT

From my understanding it reports High limit not total CL.

Re: CHASE FREEDOM SIGGY?

JustJen — Tue, 04 Dec 2012 16:14:55 GMT

I don't have the chase freedom signature....but I have the chase united signature and it reports the limit to all 3 bureaus.

Re: CHASE FREEDOM SIGGY?

MrShush — Tue, 04 Dec 2012 16:39:06 GMT

It reports the full cl. Always has.

OP, you should call them and ask. Worst they can say is no.

Re: CHASE FREEDOM SIGGY?

Mustangfrank — Tue, 04 Dec 2012 16:47:00 GMT

gettnthere wrote:
Hey guys,

I just got my CL up to 5k and was wondering if I could
Get chase to issue me a siggy version? Do they offer a signature version of freedom or anyone have one?

What is the difference between a signature card a non signature card?

Re: CHASE FREEDOM SIGGY?

Cdnewmanpac — Tue, 04 Dec 2012 17:00:38 GMT

1. adds an npsl feature like a charge card. 2. concierge service. 3. access to luxury hotel collection. 4. sometimes get upgrades on hotel rooms, rental cars, etc.
how many of these you get with a specific card is up to the issuer, but those are the basics.

Re: CHASE FREEDOM SIGGY?

searchingfor67 — Tue, 04 Dec 2012 17:43:59 GMT

OP:

After you've had the card for "13" months, it's just a simple phone call. Personally, I called the executive office, and I received an approval the same day...it's just a manual account review by the way - there is no soft or hard pull involved. With respect to other posters questions...yes, it reports to all 3 bureaus as a flexible spending card, and reports the entire "access line". The signature freedom differs from the normal freedom in that you are allowed to spend above your access line as long as you pay down the amount over your access line by the payment due date....

Re: CHASE FREEDOM SIGGY?

searchingfor67 — Tue, 04 Dec 2012 17:45:57 GMT

Cdnewmanpac wrote:
1. adds an npsl feature like a charge card. 2. concierge service. 3. access to luxury hotel collection. 4. sometimes get upgrades on hotel rooms, rental cars, etc.
how many of these you get with a specific card is up to the issuer, but those are the basics.

Re: CHASE FREEDOM SIGGY?

daybreakgonesXe — Tue, 04 Dec 2012 18:13:32 GMT

Strangely, when I received my Freedom a year ago, even though I got a starting line of $7,000, I was never issued a siggy. I double checked my card recently and nothing on it states it's a signature card. I'll have to look at my Sapphire when I get back to see if that $10,000 line has anything "signature" on it. Any ideas why they didn't just issue out a signature card for Freedom, guys?

Re: CHASE FREEDOM SIGGY?

youngandcreditwrthy — Tue, 04 Dec 2012 18:50:23 GMT

Yeah.. I got approved for $5k on Freedom and did not get the Siggy; they told me to call back in six months for it.

Re: CHASE FREEDOM SIGGY?

gettnthere — Tue, 04 Dec 2012 18:55:51 GMT

Thanks for all the replies guys! Ill give chase a call this evening after i get off and see where i get.

Re: CHASE FREEDOM SIGGY?

Meltdownblitz — Tue, 04 Dec 2012 22:19:33 GMT

I called them a few days ago to try and upgrade my chase freedom with 6k limit to a visa sig. I've had my card well over 13 months. The rep told me she wasn't sure because usually it says its possible on my account. Let me note I haven't been late on any of my cards since I've had them and have paid all in full every month. So I was wondering why I couldn't get a product change. I asked to speak to a supervisor. She comes on the line and is a total id*ot. She tells me that both the visa sig and regular visa have the same benefits.. Really? Then she tells me the only way I could get it is to reapply in which I would lose all my history with chase because my history would not transfer and I would have a new account.. Really..? This is a whole 30min conversation with me being on hold for 20 of the 30 mins, i was a bit disappointed, i usually get good customer service from chase. I know it's possible to do a product change to visa sig. Gonna contact the executive office today and see what happens. I'll post back here.

Re: CHASE FREEDOM SIGGY?

bribro — Tue, 04 Dec 2012 23:50:24 GMT

Meltdownblitz wrote:
I called them a few days ago to try and upgrade my chase freedom with 6k limit to a visa sig. I've had my card well over 13 months. The rep told me she wasn't sure because usually it says its possible on my account. Let me note I haven't been late on any of my cards since I've had them and have paid all in full every month. So I was wondering why I couldn't get a product change. I asked to speak to a supervisor. She comes on the line and is a total id*ot. She tells me that both the visa sig and regular visa have the same benefits.. Really? Then she tells me the only way I could get it is to reapply in which I would lose all my history with chase because my history would not transfer and I would have a new account.. Really..? This is a whole 30min conversation with me being on hold for 20 of the 30 mins, i was a bit disappointed, i usually get good customer service from chase. I know it's possible to do a product change to visa sig. Gonna contact the executive office today and see what happens. I'll post back here.

The executive office should be able to help you here. Front line CSRs are always a crap shoot.

Re: CHASE FREEDOM SIGGY?

youngandcreditwrthy — Wed, 05 Dec 2012 01:24:02 GMT

Meltdownbltiz, do you have high util on that acct? Idk if I even wanna try to get the Siggy since I owe like $4k out of $5k on my Freedom. Lol