topic Re: i just applied for the new us bank club carlson premier rewards card. in Credit Cards

i just applied for the new us bank club carlson premier rewards card.

lakerfan2011 — Wed, 05 Dec 2012 05:50:25 GMT

i am gold elite with club calrson and just applied to for the new club carlson card has anyone every applied for this. they didnt instantly approve but i have been reading on this and i guess they dont give a lot of people instant approvals anyone have any information on this card or this bank.

Re: i just applied for the new us bank club carlson premier rewards card.

HiLine — Wed, 05 Dec 2012 05:58:05 GMT

US Bank is known to be very conservative, but generous at the same time. The Club Carlson Premier card, which has been recently launched, has the potential to replace the SPG as the best hotel rewards card on the market IMO.

Re: i just applied for the new us bank club carlson premier rewards card.

lakerfan2011 — Wed, 05 Dec 2012 06:01:08 GMT

do they not give a lot of instant approvals.

Re: i just applied for the new us bank club carlson premier rewards card.

BearsAndTurtlesRtheBest — Wed, 05 Dec 2012 06:09:43 GMT

Oooooo the rewards are really nice like HiLine said it does have the potential to replace SPG. My dad and sister applied as a joint on a US Bank cc and didnt get a instant approval either. It wasn't until 4 or 5 days later that they notified them the approval via e-mail. You still have hope US Bank is an excellent bank!

Re: i just applied for the new us bank club carlson premier rewards card.

RonDawg — Wed, 05 Dec 2012 06:11:38 GMT

lakerfan2011 wrote:
i am gold elite with club calrson and just applied to for the new club carlson card has anyone every applied for this. they didnt instantly approve but i have been reading on this and i guess they dont give a lot of people instant approvals anyone have any information on this card or this bank.

US Bank is a very good bank.. I have my personal accounts with them and I have their Cash + account I love that card. I just found out about this card due to your post. I did some reading up on it... here....... http://www.clubcarlsonvisa.com/credit/compare.do

Re: i just applied for the new us bank club carlson premier rewards card.

djrez4 — Wed, 05 Dec 2012 16:06:54 GMT

Bull it's going to replace the SPG. The value of the SPG is in the points and the transferability of them.

Carlson points aren't worth nearly as much as Starwood points and they don't have transfer bonuses. Starwood points transfer to United, for example, with a 5000 point bonus on a 20,000 point redemption. For Club Carlson points, you have to transfer 10,000 points to get 1,250 airline miles. So, each Starwood point is worth 1.25 airline miles. Each Carlson point is worth 1/8 of an airline mile. You have to earn 10x as many Carlson points as Starwood points to get the same value.

Re: i just applied for the new us bank club carlson premier rewards card.

CreditScholar — Wed, 05 Dec 2012 18:25:24 GMT

djrez4 wrote:
Bull it's going to replace the SPG. The value of the SPG is in the points and the transferability of them.

Carlson points aren't worth nearly as much as Starwood points and they don't have transfer bonuses. Starwood points transfer to United, for example, with a 5000 point bonus on a 20,000 point redemption. For Club Carlson points, you have to transfer 10,000 points to get 1,250 airline miles. So, each Starwood point is worth 1.25 airline miles. Each Carlson point is worth 1/8 of an airline mile. You have to earn 10x as many Carlson points as Starwood points to get the same value.

+1. While this card is great, SPG maintains an edge in transferability and breadth of locations at the higher end. Raddison has some nice Blu properties in Europe, but in most other places they are lacking when compared to Starwood.

Re: i just applied for the new us bank club carlson premier rewards card.

distantarray — Wed, 05 Dec 2012 18:39:18 GMT

CreditScholar wrote:
djrez4 wrote:
Bull it's going to replace the SPG. The value of the SPG is in the points and the transferability of them.

Carlson points aren't worth nearly as much as Starwood points and they don't have transfer bonuses. Starwood points transfer to United, for example, with a 5000 point bonus on a 20,000 point redemption. For Club Carlson points, you have to transfer 10,000 points to get 1,250 airline miles. So, each Starwood point is worth 1.25 airline miles. Each Carlson point is worth 1/8 of an airline mile. You have to earn 10x as many Carlson points as Starwood points to get the same value.
+1. While this card is great, SPG maintains an edge in transferability and breadth of locations at the higher end. Raddison has some nice Blu properties in Europe, but in most other places they are lacking when compared to Starwood.

+2 Starwood is the best hotel card, second would be the Hilton Surpass because it has bonus categories like Groceries where you can rack up extra points.

Re: i just applied for the new us bank club carlson premier rewards card.

TrishN — Wed, 05 Dec 2012 18:48:01 GMT

i luv US Bank . lol

Re: i just applied for the new us bank club carlson premier rewards card.

lakerfan2011 — Wed, 05 Dec 2012 21:28:27 GMT

So they didn't auto approve me because I had a us bank charge from 97 I forgot all about that but they put it up for reconsider they it will take 2 to four days

Re: i just applied for the new us bank club carlson premier rewards card.

djrez4 — Wed, 05 Dec 2012 21:34:52 GMT

Elephants have long memories.

Re: i just applied for the new us bank club carlson premier rewards card.

CreditScholar — Thu, 06 Dec 2012 06:25:13 GMT

distantarray wrote:
CreditScholar wrote:
djrez4 wrote:
Bull it's going to replace the SPG. The value of the SPG is in the points and the transferability of them.

Carlson points aren't worth nearly as much as Starwood points and they don't have transfer bonuses. Starwood points transfer to United, for example, with a 5000 point bonus on a 20,000 point redemption. For Club Carlson points, you have to transfer 10,000 points to get 1,250 airline miles. So, each Starwood point is worth 1.25 airline miles. Each Carlson point is worth 1/8 of an airline mile. You have to earn 10x as many Carlson points as Starwood points to get the same value.
+1. While this card is great, SPG maintains an edge in transferability and breadth of locations at the higher end. Raddison has some nice Blu properties in Europe, but in most other places they are lacking when compared to Starwood.
+2 Starwood is the best hotel card, second would be the Hilton Surpass because it has bonus categories like Groceries where you can rack up extra points.

Starwood's major problem is the forex charges incurred when using it overseas. The fact that you can't even use it at a SPG property in another country without being slapped with forex is mind-boggling. If they eliminated forex charges from the SPG I'd apply immediately. Forex charges are what keeps me from most applying for most Amex products.

Re: i just applied for the new us bank club carlson premier rewards card.

lakerfan2011 — Sat, 08 Dec 2012 07:29:09 GMT

i am still waiting i called today and they said the application is under review dont know why its taking so long.