topic Re: AMEX BCE Approved - Limit? Edit: WOW! in Credit Cards

AMEX BCE Approved - Limit? Edit: WOW!

G19OD — Thu, 10 Jan 2013 01:26:30 GMT

I tried a search, but couldn't find much. Regardless, I am sure this question has been answered many times, but....

I just applied for the AMEX BCE and received the 14 day pending note. Checked again a minute later and it said approved. Is there a way for me to find the limit before the card arrives? I was able to do this with my Chase Freedom, don't know how with AMEX.

Thanks y'all.

Re: AMEX BCE Approved - Limit?

LS2982 — Thu, 10 Jan 2013 01:19:14 GMT

G19OD wrote:
I tried a search, but couldn't find much. Regardless, I am sure this question has been answered many times, but....

I just applied for the AMEX BCE and received the 14 day pending note. Checked again a minute later and it said approved. Is there a way for me to find the limit before the card arrives? I was able to do this with my Chase Freedom, don't know how with AMEX.

Thanks y'all.

You need to call into new accounts

1-800-567-1083

Re: AMEX BCE Approved - Limit?

G19OD — Thu, 10 Jan 2013 01:26:10 GMT

Thanks I just did that and WOW.

$10,000. They doubled my previously highest limit!

So is it true I can ask for a 3x (or 25k?) in 61 days?

Re: AMEX BCE Approved - Limit?

tennisfan78 — Thu, 10 Jan 2013 01:28:19 GMT

Congrats! Thats an awesome limit!!!

Re: AMEX BCE Approved - Limit?

rtw — Thu, 10 Jan 2013 01:29:48 GMT

Congrats!

Re: AMEX BCE Approved - Limit? Edit: WOW!

webhopper — Thu, 10 Jan 2013 01:32:44 GMT

Anything over 25k in limit requires a tax transcript... best to ask for 25k instead of 30k

Re: AMEX BCE Approved - Limit? Edit: WOW!

Walt_K — Thu, 10 Jan 2013 01:41:42 GMT

Anything over 25K in limit generally requires a tax transcript, not always. But yes, probably best to ask for 25K. And yes, it can be done in 61 days (though I don't remember if that is from approval or activation).

Re: AMEX BCE Approved - Limit? Edit: WOW!

KS13 — Thu, 10 Jan 2013 01:39:49 GMT

Tax transcript? What will that do?

Re: AMEX BCE Approved - Limit? Edit: WOW!

Walt_K — Thu, 10 Jan 2013 01:41:00 GMT

KS13 wrote:
Tax transcript? What will that do?

It's a method of verifying income (which many find overintrusive).

Re: AMEX BCE Approved - Limit? Edit: WOW!

Epcot — Thu, 10 Jan 2013 02:11:10 GMT

Congrats on your approval and excellent CL!

Re: AMEX BCE Approved - Limit? Edit: WOW!

G19OD — Thu, 10 Jan 2013 02:26:53 GMT

Thank you all. I will ask for 25k. Is it 61 days from today or 61 days from when I receive the card and activate?

Re: AMEX BCE Approved - Limit? Edit: WOW!

Repo-ed — Thu, 10 Jan 2013 02:51:37 GMT

Some say 61 days from approval, while others say 61 days from activation. I waited 61 days from activation, and was instantly approved for 3x

Re: AMEX BCE Approved - Limit? Edit: WOW!

SnackTrader — Thu, 10 Jan 2013 02:56:54 GMT

Congratulations!

When you log onto your online account you will see the statement start date. That will be the date I use for my CLI request. It is 5 days after approval, but about 6 days before activation. That seems to be the day the card was setup and ready for use even though I hadn't received the card yet.

Instead of guessing you can always call Customer Service and ask for the exact date you are eligible. Other members have had success with that method.

Re: AMEX BCE Approved - Limit? Edit: WOW!

nicholasyud — Thu, 10 Jan 2013 03:37:21 GMT

SnackTrader wrote:
Congratulations!

When you log onto your online account you will see the statement start date. That will be the date I use for my CLI request. It is 5 days after approval, but about 6 days before activation. That seems to be the day the card was setup and ready for use even though I hadn't received the card yet.

Instead of guessing you can always call Customer Service and ask for the exact date you are eligible. Other members have had success with that method.

Seem like the samething to me.....Approved on Nov 14.....Acc open in Nov 19 and first activation in 26 ;-(

Maybe i call after 61 days on account open day ......

I recently PC my Delta to BCE on Dec 15.

Should i used the same open day for Delta which on the 19th ???

Re: AMEX BCE Approved - Limit? Edit: WOW!

Walt_K — Thu, 10 Jan 2013 04:08:10 GMT

If you ask too early all that happens is it says you aren't eligible and you have to wait a few more days. It won't reset the clock, so no need to worry about this. Personally, I would just wait until 6 months unless you have some real need for the extra credit line, but obviously there are plenty if success stories with the 61 day requests.

Re: AMEX BCE Approved - Limit? Edit: WOW!

chnceit — Thu, 10 Jan 2013 06:45:58 GMT

Damn OP congrats thats a nice starting CL

Re: AMEX BCE Approved - Limit?

h4ldol — Thu, 10 Jan 2013 18:41:02 GMT

G19OD wrote:
Thanks I just did that and WOW.

$10,000. They doubled my previously highest limit!

So is it true I can ask for a 3x (or 25k?) in 61 days?

Congrats!

My BCE also started out at $10k and after 60 days (for me I believe it was from activation and not approval) I requested a CLI on the website for $25k and was approved. So yes, definitely give it a try.

Re: AMEX BCE Approved - Limit?

Cadillac-XTS — Thu, 10 Jan 2013 23:06:46 GMT

Congrats

Re: AMEX BCE Approved - Limit? Edit: WOW!

sakhalin070 — Fri, 11 Jan 2013 08:39:30 GMT

WOW that's an awesome starting CL!! I joined the AMEX family in November. My CL is $3300 and I want a CLI to at least $5000. I'm a little scared to ask for full 3x since I only work part time and only made just under $15k in 2012. I don't want to get FR'ed

Re: AMEX BCE Approved - Limit? Edit: WOW!

ObeyJohnny12 — Fri, 11 Jan 2013 14:44:31 GMT

Congrats! 10k? Wow. Sweet limit.