topic Re: American Express Gold preselected in Credit Cards

American Express Gold preselected

tennisfan78 — Thu, 17 Jan 2013 03:35:23 GMT

I have burned Amex in the past (about 8 years ago). But surprisingly, I have been receiving preselected offers from them. (Green, Delta etc). The latest offer was Amex Gold. I would love to get back with them, but not sure if I would get approved because of my past history with them. Any thoughts?

Re: American Express Gold preselected

pizzadude — Thu, 17 Jan 2013 03:43:01 GMT

tennisfan78 wrote:

I have burned Amex in the past (about 8 years ago). But surprisingly, I have been receiving preselected offers from them. (Green, Delta etc). The latest offer was Amex Gold. I would love to get back with them, but not sure if I would get approved because of my past history with them. Any thoughts?

If your debt with AMEX was unpaid then it is possible that you are blacklisted. Sometimes people with old, unpaid debt can get back in with AMEX without having to pay ~ but many times that's not the case. If you apply for a new card and are on the blacklist, you'll be instantly denied, without them pulling your credit. There's really no way to know for certain until you apply....

Re: American Express Gold preselected

chnceit — Thu, 17 Jan 2013 05:09:54 GMT

pizzadude wrote:
tennisfan78 wrote:

I have burned Amex in the past (about 8 years ago). But surprisingly, I have been receiving preselected offers from them. (Green, Delta etc). The latest offer was Amex Gold. I would love to get back with them, but not sure if I would get approved because of my past history with them. Any thoughts?
If your debt with AMEX was unpaid then it is possible that you are blacklisted. Sometimes people with old, unpaid debt can get back in with AMEX without having to pay ~ but many times that's not the case. If you apply for a new card and are on the blacklist, you'll be instantly denied, without them pulling your credit. There's really no way to know for certain until you apply....

+1 and if the debt is paid and you still get denied then give a call. I read success stories to where they get approved after talked to a CSR

Re: American Express Gold preselected

beb86 — Thu, 17 Jan 2013 05:19:30 GMT

Amex maybe a little tricky now if you have an (un)paid debt with them with all the current lawsuits

Re: American Express Gold preselected

tennisfan78 — Thu, 17 Jan 2013 06:19:08 GMT

beb86 wrote:
Amex maybe a little tricky now if you have an (un)paid debt with them with all the current lawsuits

Can you please explain a little. why is it tricky?

Re: American Express Gold preselected

beb86 — Thu, 17 Jan 2013 06:22:29 GMT

oasis question

this is why...AMEX is in a lawsuit right now

Re: American Express Gold preselected

tennisfan78 — Thu, 17 Jan 2013 19:32:51 GMT

beb86 wrote:
oasis question

this is why...AMEX is in a lawsuit right now

oh ok. thanks