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    <title>topic Re: Citi Forward changes continue in Credit Cards</title>
    <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818493#M506899</link>
    <description>&lt;blockquote&gt;&lt;hr&gt;nyancat wrote:&lt;br&gt;&lt;p&gt;No Signature here. I'm going to try requesting a replacement card in hopes that spurs them to consider it. Who knows.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;Why do you have two Forward cards?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
    <pubDate>Thu, 17 Jan 2013 21:34:17 GMT</pubDate>
    <dc:creator>flowfaster</dc:creator>
    <dc:date>2013-01-17T21:34:17Z</dc:date>
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      <title>Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817567#M506689</link>
      <description>After being upgraded to Visa Sig and an EMV chip, it appears Citi is trying to do even more to make this an elite card. I just received an email from them offering 5x points on gas, groceries, drugstores, and commuter expenses (?) on the card from now through 3/31. However, it does say earn up to 2,500 additional points through 3/31, so it does seem to be capped very low. Still, the changes keep coming in, and $25 a quarter is a nice bonus. Normally I would be concerned with dilution of card benefits, but Citi seems to keep making this card even better!</description>
      <pubDate>Thu, 17 Jan 2013 14:49:43 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817567#M506689</guid>
      <dc:creator>ramblin_wreck08</dc:creator>
      <dc:date>2013-01-17T14:49:43Z</dc:date>
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      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817569#M506690</link>
      <description>Lol as i was reading this i got the email with this info.</description>
      <pubDate>Thu, 17 Jan 2013 14:51:43 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817569#M506690</guid>
      <dc:creator>jsickz32</dc:creator>
      <dc:date>2013-01-17T14:51:43Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817577#M506692</link>
      <description>Maybe I should app for this card before they raise the credit standards for it ;) (planning on apping for it in June)</description>
      <pubDate>Thu, 17 Jan 2013 14:54:31 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817577#M506692</guid>
      <dc:creator>Duncanrr</dc:creator>
      <dc:date>2013-01-17T14:54:31Z</dc:date>
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      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817637#M506703</link>
      <description>Also just noticed that they removed the limit on the number of points you can earn per year as of 9/2012. I've always used it exclusively for restaurant, movie theatre, and bookstore (I buy a bunch on Amazon) purchases. It might start taking away some of the general spend from my PRG with all these changes and offers.&lt;br&gt;&lt;br&gt;Duncanrr, I haven't seen the card on their site since they started making these changes. The only Forward I am currently seeing on the site is the student version.</description>
      <pubDate>Thu, 17 Jan 2013 15:16:59 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817637#M506703</guid>
      <dc:creator>ramblin_wreck08</dc:creator>
      <dc:date>2013-01-17T15:16:59Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817647#M506708</link>
      <description>&lt;p&gt;How long have you had your card?&lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 15:22:08 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817647#M506708</guid>
      <dc:creator>searchingfor67</dc:creator>
      <dc:date>2013-01-17T15:22:08Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817659#M506712</link>
      <description>&lt;p&gt;I received this email too.  Doesn't it get 5x points for Netflix, Hulu and others.  Also, doesn't it get points on rhapsody?&lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 15:26:03 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817659#M506712</guid>
      <dc:creator>FutureBillionaire</dc:creator>
      <dc:date>2013-01-17T15:26:03Z</dc:date>
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      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817667#M506716</link>
      <description>I got the card in December '09 as an MTVU Student card. No credit history aside from 1.5 years of student loans, only $6k in income, and they offered me a $4k limit. About a year or year and a half ago they upgrade me to the regular Forward without a request on my part. After graduating and getting a good job, I asked for a CLI last Semptember and was bumped to $5.5k on a soft pull. Now they've made a whole host of upgrades this past week without a request from me. Talk about growing with you!&lt;br&gt;&lt;br&gt;- Sorry for lack of quoting. On my iPhone.</description>
      <pubDate>Thu, 17 Jan 2013 15:30:37 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817667#M506716</guid>
      <dc:creator>ramblin_wreck08</dc:creator>
      <dc:date>2013-01-17T15:30:37Z</dc:date>
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      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817687#M506722</link>
      <description>&lt;p&gt;I also got 5% cash back on eligible purchases on my Cash Returns Mastercard.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;&lt;img border="0" align="center" alt="Earn 5% Cash Back On Eligible Everyday Purchases!1 - Yahoo! Mail.jpg" src="/t5/image/serverpage/image-id/2935i73C0849BB7B08CC1/image-size/original?v=mpbl-1&amp;amp;px=-1" title="Earn 5% Cash Back On Eligible Everyday Purchases!1 - Yahoo! Mail.jpg"&gt;&lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 15:40:58 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817687#M506722</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2013-01-17T15:40:58Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817693#M506724</link>
      <description>&lt;p&gt;I just tried on a nerdwallet link and the app page for it is down.  Only the student version is up.  I hope it didnt get the axe.&lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 15:42:29 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817693#M506724</guid>
      <dc:creator>Duncanrr</dc:creator>
      <dc:date>2013-01-17T15:42:29Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817723#M506737</link>
      <description>Aww duncan seems your late to the party lol thank god i didnt pc mine.</description>
      <pubDate>Thu, 17 Jan 2013 15:49:26 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817723#M506737</guid>
      <dc:creator>jsickz32</dc:creator>
      <dc:date>2013-01-17T15:49:26Z</dc:date>
    </item>
    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817733#M506739</link>
      <description>Duncan, if you really want to app it might be worth a shot to call Citi and see if you can app over the phone.</description>
      <pubDate>Thu, 17 Jan 2013 15:52:08 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817733#M506739</guid>
      <dc:creator>ramblin_wreck08</dc:creator>
      <dc:date>2013-01-17T15:52:08Z</dc:date>
    </item>
    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817835#M506763</link>
      <description>I have not gotten any of these changes. Maybe it's because I have the student version? I've had the card over a year now... I wonder if there's a way to change it to the regular Forward since I'm no longer a student.</description>
      <pubDate>Thu, 17 Jan 2013 16:37:52 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817835#M506763</guid>
      <dc:creator>FloridaState12</dc:creator>
      <dc:date>2013-01-17T16:37:52Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817867#M506772</link>
      <description>&lt;p&gt;Wow! I got my Signature, but I haven't gotten an email about the new categories for points. I hope I get one - could really use points on drugstores and commuter expenses (if the NYC MTA counts???). &lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 16:48:23 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817867#M506772</guid>
      <dc:creator>jla84</dc:creator>
      <dc:date>2013-01-17T16:48:23Z</dc:date>
    </item>
    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817969#M506797</link>
      <description>&lt;p&gt;I have some holiday and repair spending so my UTIL isnt good right now.  Plus, I'm supposed to be in garden.&lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 17:19:31 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1817969#M506797</guid>
      <dc:creator>Duncanrr</dc:creator>
      <dc:date>2013-01-17T17:19:31Z</dc:date>
    </item>
    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818009#M506804</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;FloridaState12 wrote:&lt;br&gt;I have not gotten any of these changes. Maybe it's because I have the student version? I've had the card over a year now... I wonder if there's a way to change it to the regular Forward since I'm no longer a student.&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I have the student version as well, but I just received the email! I'm guessing we all get it Student version and regular!&lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 17:36:14 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818009#M506804</guid>
      <dc:creator>grubs</dc:creator>
      <dc:date>2013-01-17T17:36:14Z</dc:date>
    </item>
    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818023#M506806</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;FloridaState12 wrote:&lt;br&gt;I have not gotten any of these changes. Maybe it's because I have the student version? I've had the card over a year now... I wonder if there's a way to change it to the regular Forward since I'm no longer a student.&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;+1. Except I am still a student, just not a college student.&lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 20:17:59 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818023#M506806</guid>
      <dc:creator>sengpatt</dc:creator>
      <dc:date>2013-01-17T20:17:59Z</dc:date>
    </item>
    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818201#M506835</link>
      <description>&lt;p&gt;No Signature here. I'm going to try requesting a replacement card in hopes that spurs them to consider it. Who knows.&lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 19:04:12 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818201#M506835</guid>
      <dc:creator>nyancat</dc:creator>
      <dc:date>2013-01-17T19:04:12Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818493#M506899</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;nyancat wrote:&lt;br&gt;&lt;p&gt;No Signature here. I'm going to try requesting a replacement card in hopes that spurs them to consider it. Who knows.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;Why do you have two Forward cards?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Thu, 17 Jan 2013 21:34:17 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1818493#M506899</guid>
      <dc:creator>flowfaster</dc:creator>
      <dc:date>2013-01-17T21:34:17Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1819283#M507101</link>
      <description>&lt;p&gt;I have the student version of the card, but I haven't received an email from them yet about the points in gas and groceries. :/&lt;/p&gt;</description>
      <pubDate>Fri, 18 Jan 2013 04:46:11 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1819283#M507101</guid>
      <dc:creator>sakhalin070</dc:creator>
      <dc:date>2013-01-18T04:46:11Z</dc:date>
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    <item>
      <title>Re: Citi Forward changes continue</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1819301#M507109</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;flowfaster wrote:&lt;br&gt;&lt;blockquote&gt;&lt;hr&gt;nyancat wrote:&lt;br&gt;&lt;p&gt;No Signature here. I'm going to try requesting a replacement card in hopes that spurs them to consider it. Who knows.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;Why do you have two Forward cards?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;I responded to paper mailings, one is a student card, one the normal version. I didn't think I'd get both... they were my first credit cards.&lt;/p&gt;</description>
      <pubDate>Fri, 18 Jan 2013 04:51:40 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Citi-Forward-changes-continue/m-p/1819301#M507109</guid>
      <dc:creator>nyancat</dc:creator>
      <dc:date>2013-01-18T04:51:40Z</dc:date>
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