topic Re: DID NOT expect a Discover It APPROVAL!!! in Credit Cards

DID NOT expect a Discover It APPROVAL!!! (update pg 2)

PleioneG — Sat, 19 Jan 2013 18:36:22 GMT

Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.

I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh

edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!

edit: currently pending decision for chase freedom. guess we'll see where that goes.

edit: $500 conditional approval once we do the verification Monday. Could not have done it without MyFico forums. :) Thank you all SO MUCH!

Re: DID NOT expect a Discover It APPROVAL!!!

09Lexie — Sat, 19 Jan 2013 07:24:33 GMT

PleioneG wrote:
Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.

I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh

edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!

Congrats! I know the feeling.....I was just approved tonight too!

From what I've read Discover's CL will grow. As far as Chase is concerned I do not have enough revolving history under my belt (less than 6 mos) but YMMV.

When I called they said the card will be here in 4-6 days. I can't wait!!!

Re: DID NOT expect a Discover It APPROVAL!!!

PleioneG — Sat, 19 Jan 2013 07:32:19 GMT

YAY US! I'm dying to app for Chase Freedom but the spouse said no. He doesn't want to go beyond our means... which I agree. Boo.

I hope Discover does grow with us then. Hopefully more than Capital One has.

Re: DID NOT expect a Discover It APPROVAL!!!

CribDuchess — Sat, 19 Jan 2013 07:34:53 GMT

Congrats on your Discover approval! I think you have a good chance at getting the Freedom. Having these two cards will give you good opportunities to earn cash back.

Good luck if you decide to pull the trigger on Freedom. :smileyhappy:

Re: DID NOT expect a Discover It APPROVAL!!!

chnceit — Sat, 19 Jan 2013 07:43:54 GMT

PleioneG wrote:
Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.

I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh

edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!

Congrats and welcome to the Discover family! Treat them well and in six months they will show you some luv

Re: DID NOT expect a Discover It APPROVAL!!! (Waiting for Chase)

PleioneG — Sat, 19 Jan 2013 08:13:53 GMT

So we bit the bullet and I convinced my husband to let me try for Chase anyway. After all, if I can get Chase that will be IT as far as credit cards.

The decision came back as pending. That puts me at unease. I hope that is a good sign.

Re: DID NOT expect a Discover It APPROVAL!!! (Waiting for Chase)

09Lexie — Sat, 19 Jan 2013 08:20:03 GMT

PleioneG wrote:
So we bit the bullet and I convinced my husband to let me try for Chase anyway. After all, if I can get Chase that will be IT as far as credit cards.

The decision came back as pending. That puts me at unease. I hope that is a good sign.

Give them a call in the morning. Let us know how it went and good luck!

Re: DID NOT expect a Discover It APPROVAL!!! (Waiting for Chase)

chnceit — Sat, 19 Jan 2013 08:24:03 GMT

PleioneG wrote:
So we bit the bullet and I convinced my husband to let me try for Chase anyway. After all, if I can get Chase that will be IT as far as credit cards.

The decision came back as pending. That puts me at unease. I hope that is a good sign.

Some times its just identity verification and Chase is great with recons. Call the back door number tomorrow AM and keep us posted. Good luck!

Re: DID NOT expect a Discover It APPROVAL!!!

MovingForward_2012 — Sat, 19 Jan 2013 15:33:11 GMT

I was approved through recon for the Chase Freedom. My card just arrived yesterday. Good Luck! Keep us posted. :-)

Re: DID NOT expect a Discover It APPROVAL!!!

youngandcreditwrthy — Sat, 19 Jan 2013 15:36:55 GMT

Recon if not approved! I got a $5,000 Freedom on recon...the third recon haha that is!

Good luck!

Re: DID NOT expect a Discover It APPROVAL!!!

jagshere — Sat, 19 Jan 2013 16:01:01 GMT

Congratulations!

Re: DID NOT expect a Discover It APPROVAL!!!

webhopper — Sat, 19 Jan 2013 17:22:51 GMT

Congrats! Discover is an awesome card!

Re: DID NOT expect a Discover It APPROVAL!!!

PleioneG — Sat, 19 Jan 2013 17:54:26 GMT

So a bit of an update. Called the recon line and I was declined due to too many inquiries. Discover, Amazon, and Walmart all within a few months. Along with one credit agency pull. I had to call THREE TIMES but used the information each rep gave me to better sell myself to the next rep I got. Finally I got a lady who put me on hold for a bit after asking a few questions. Had to explain about a judgment that was paid some years back and finally confirming the address. She said she was going to put in for a conditional approval for a limit of $500 and that I would need to call the verification number on Monday.

Is this it? Does that mean I am approved?! Should I start celebrating?!

Re: DID NOT expect a Discover It APPROVAL!!!

chnceit — Sat, 19 Jan 2013 18:03:23 GMT

PleioneG wrote:
So a bit of an update. Called the recon line and I was declined due to too many inquiries. Discover, Amazon, and Walmart all within a few months. Along with one credit agency pull. I had to call THREE TIMES but used the information each rep gave me to better sell myself to the next rep I got. Finally I got a lady who put me on hold for a bit after asking a few questions. Had to explain about a judgment that was paid some years back and finally confirming the address. She said she was going to put in for a conditional approval for a limit of $500 and that I would need to call the verification number on Monday.

Is this it? Does that mean I am approved?! Should I start celebrating?!

Congrats! I would be celebrating for sure!

Re: DID NOT expect a Discover It APPROVAL!!!

PleioneG — Sat, 19 Jan 2013 18:34:24 GMT

chnceit wrote:
PleioneG wrote:
So a bit of an update. Called the recon line and I was declined due to too many inquiries. Discover, Amazon, and Walmart all within a few months. Along with one credit agency pull. I had to call THREE TIMES but used the information each rep gave me to better sell myself to the next rep I got. Finally I got a lady who put me on hold for a bit after asking a few questions. Had to explain about a judgment that was paid some years back and finally confirming the address. She said she was going to put in for a conditional approval for a limit of $500 and that I would need to call the verification number on Monday.

Is this it? Does that mean I am approved?! Should I start celebrating?!
Congrats! I would be celebrating for sure!

You're right! Called again just to confirm and they said as long as we do the verification thing Monday, we're good to go. AHHH SO EXCITED!

Could not have done it without the forums. I remember coming here worried about our auto loan and here we are months later stoked over a prime card. I'm so ready to take the next big challenge in two years.

Re: DID NOT expect a Discover It APPROVAL!!!

CribDuchess — Sat, 19 Jan 2013 18:51:36 GMT

Glad to hear of your approval. :smileyhappy: Don't forget to enroll in the quarterly 5% rewards when you set up your accounts online. Chase has 5% cash back on gas and drugstores for this first quarter of 2013. Good timing on the drugstore rewards since flu season is upon us!

When you applied for the Freedom, were they offering the $100 cash back for spending $500 in your first 3 months? That's the offer they had back in November when I did my app.

Again, congrats on your approvals - nicely done!

Re: DID NOT expect a Discover It APPROVAL!!!

09Lexie — Sat, 19 Jan 2013 19:00:34 GMT

Congrats!

Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

tinuviel — Sat, 19 Jan 2013 19:03:24 GMT

Congratulations! Those are a couple of very nice cards, and I'm so happy to hear that the recon worked out for you. Take good care of them, and enjoy!

Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

PleioneG — Sun, 20 Jan 2013 00:07:37 GMT

Thank you, everyone! I really owe it all to this site.

Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

j_casteel — Sun, 20 Jan 2013 00:59:35 GMT

congrats!

seem to be a lot of Discover approvals recently