topic Re: Cap1 Credit Increase in Credit Cards

Cap1 Credit Increase

jenne223 — Thu, 31 Jan 2013 21:28:13 GMT

Hi everyone,

I found out today from the E.O. at Cap 1 that they increased my credit from $300 to $1000. I sent an email on Sunday, received a call on Tuesday and then again today to tell me of the increase. I had requested $2000 but they gave me $1000. I thank everyone who posts on these boards because I would not have known what to do...everytime I call ed to request an increase, they would politely let me know that my card wasn't eligible for one. I am working on rebuilding my credit, so this is a big deal for me. I had the card for 2 years and it has been at $300 since it was opened (prob because I had 4 30day lates). I have a Cap 1 cash rewards which is pretty new (also $300 limit) so I will wait that out as well as a Walmart, Macy's and Bloomingdales. All of the last ocards were opened in Nov 2012. I have gotten baddies off my credit report and now I feel great because of all the people here who put in the time to share their success and experiences. And especially to the ones that have good/great credit, but still help those of us who are newcomers or just "ignorant" to the whole credit process and made numerous mistakes in the past. Thank you, Thank you and thanks again for your help and advice.

Re: Cap1 Credit Increase

jsucool76 — Thu, 31 Jan 2013 21:31:17 GMT

Congrats on the increase and getting rid of those baddies. Happy to hear you're on the right track and improving.

Re: Cap1 Credit Increase

SpeedingWheels — Thu, 31 Jan 2013 21:32:37 GMT

Congrats!

Re: Cap1 Credit Increase

Bobert22 — Thu, 31 Jan 2013 21:39:05 GMT

Did you include any personal info, such as your CAp1 account number or anything besides your name? I'm going to send them an email today.

Re: Cap1 Credit Increase

SpeedingWheels — Thu, 31 Jan 2013 21:53:19 GMT

Bobert22 wrote:
Did you include any personal info, such as your CAp1 account number or anything besides your name? I'm going to send them an email today.

The only personal info I included was my name and phone number.

I also emailed them from the address associated to the account.

Re: Cap1 Credit Increase

Epcot — Fri, 01 Feb 2013 00:12:29 GMT

Nice going, Congrats! :)

Re: Cap1 Credit Increase

jenne223 — Fri, 01 Feb 2013 06:42:34 GMT

l just gave them the last 4 numbers of my account and of my ss#. I also gave them my bday.

Re: Cap1 Credit Increase

jenne223 — Fri, 01 Feb 2013 06:44:29 GMT

thx everyone!

Re: Cap1 Credit Increase

jetsfan2013 — Fri, 01 Feb 2013 10:37:03 GMT

was there a hard inq for the CLI?

Re: Cap1 Credit Increase

jenne223 — Fri, 01 Feb 2013 15:07:31 GMT

hi, they told me on the first call that it would be a soft inquiry.

Re: Cap1 Credit Increase

chnceit — Fri, 01 Feb 2013 16:24:03 GMT

Congrats! Cap One has done it again!

Re: Cap1 Credit Increase

MovingForward_2012 — Fri, 01 Feb 2013 17:34:03 GMT

Congrats! :-)