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    <title>topic Re: Amex PRG annual fee ... waived? in Credit Cards</title>
    <link>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851733#M515315</link>
    <description>&lt;p&gt;Hope you got things sorted out, but that's not usually how it works. They usually charge the annual fee a month or so before you've had the card for a year.&lt;/p&gt;</description>
    <pubDate>Sun, 03 Feb 2013 20:03:59 GMT</pubDate>
    <dc:creator>CardinalRules</dc:creator>
    <dc:date>2013-02-03T20:03:59Z</dc:date>
    <item>
      <title>Amex PRG annual fee ... waived?</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1824103#M508531</link>
      <description>&lt;p&gt;Just got my first PRG statement yesterday and found it quite surprising - I see the annual fee of $175 there added to the total balance. &lt;/p&gt;&lt;p&gt;I opened my PRG around 2 weeks ago when there was a promo of 100k MR points for Platinum and 50k for PRG. I remember exactly, that first year AF was waived in the offer, though I haven't made any screenshots (but it's not something special - if you try to apply for PRG now, you'll get 25k MR points, but still with waived fee for the 1st year). Moreover, when I spoke to their CSR during card activation I rechecked both important offer conditions (50k points and no AF for the 1st year) and he reconfirmed both. &lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Should I become concerned already and call Amex tomorrow? Or this is the way how the &amp;quot;waiver&amp;quot; works - they post the fee in the statement and then several days later they post a statement credit, so nothing to worry about?&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;Thanks&lt;/p&gt;</description>
      <pubDate>Mon, 21 Jan 2013 05:02:02 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1824103#M508531</guid>
      <dc:creator>mikka1</dc:creator>
      <dc:date>2013-01-21T05:02:02Z</dc:date>
    </item>
    <item>
      <title>Re: Amex PRG annual fee ... waived?</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1824107#M508532</link>
      <description>&lt;p&gt;I don have a PRG but for the green I was not charged at all. &lt;/p&gt;</description>
      <pubDate>Mon, 21 Jan 2013 05:04:54 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1824107#M508532</guid>
      <dc:creator>E150GT</dc:creator>
      <dc:date>2013-01-21T05:04:54Z</dc:date>
    </item>
    <item>
      <title>Re: Amex PRG annual fee ... waived?</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851733#M515315</link>
      <description>&lt;p&gt;Hope you got things sorted out, but that's not usually how it works. They usually charge the annual fee a month or so before you've had the card for a year.&lt;/p&gt;</description>
      <pubDate>Sun, 03 Feb 2013 20:03:59 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851733#M515315</guid>
      <dc:creator>CardinalRules</dc:creator>
      <dc:date>2013-02-03T20:03:59Z</dc:date>
    </item>
    <item>
      <title>Re: Amex PRG annual fee ... waived?</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851823#M515340</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;CardinalRules wrote:&lt;br&gt;&lt;p&gt;Hope you got things sorted out, but that's not usually how it works. They usually charge the annual fee a month or so before you've had the card for a year.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;Not true for charge cards. Fee is charged couple of days before your first statement closes.&lt;/p&gt;&lt;p&gt;In OP case, you simply need to call them and they will refund it for you.&lt;/p&gt;</description>
      <pubDate>Sun, 03 Feb 2013 20:51:08 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851823#M515340</guid>
      <dc:creator>ibmrad7</dc:creator>
      <dc:date>2013-02-03T20:51:08Z</dc:date>
    </item>
    <item>
      <title>Re: Amex PRG annual fee ... waived?</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851909#M515370</link>
      <description>On my new PRG the AF was never charged</description>
      <pubDate>Sun, 03 Feb 2013 21:14:33 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851909#M515370</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2013-02-03T21:14:33Z</dc:date>
    </item>
    <item>
      <title>Re: Amex PRG annual fee ... waived?</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851949#M515383</link>
      <description>&lt;p&gt;This has been a common problem for those who apped during that bonus period.  Don't worry about it; it's a mistake.  Send a secured message and they'll reverse it right away.  A lot of people were reporting this in the Flyertalk thread for the promo.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;EDIT: This is not how it's supposed to work so you're gonna need to contact them.  I'd just recommend sending an SM--Amex responds very fast to those generally.&lt;/p&gt;</description>
      <pubDate>Sun, 03 Feb 2013 21:25:36 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1851949#M515383</guid>
      <dc:creator>nickn86</dc:creator>
      <dc:date>2013-02-03T21:25:36Z</dc:date>
    </item>
    <item>
      <title>Re: Amex PRG annual fee ... waived?</title>
      <link>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1852149#M515430</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;nickn86 wrote:&lt;br&gt;&lt;p&gt;This has been a common problem for those who apped during that bonus period.  Don't worry about it; it's a mistake.  Send a secured message and they'll reverse it right away.  A lot of people were reporting this in the Flyertalk thread for the promo.&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;p&gt;EDIT: This is not how it's supposed to work so you're gonna need to contact them.  I'd just recommend sending an SM--Amex responds very fast to those generally.&lt;/p&gt;&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;+1 Same thing happened to me.  I called and they reversed the fee. &lt;/p&gt;</description>
      <pubDate>Sun, 03 Feb 2013 23:08:12 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Credit-Cards/Amex-PRG-annual-fee-waived/m-p/1852149#M515430</guid>
      <dc:creator>littlelottie</dc:creator>
      <dc:date>2013-02-03T23:08:12Z</dc:date>
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