http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-util-round-down/m-p/1587602#M66244 <p>$0.01 = 1%</p><p> </p><p>$10.00 = 1%</p><p> </p><p>$10.01 = 2%</p><p> </p><p>$19.99 = 2%</p> Thu, 13 Sep 2012 14:18:10 GMT GregB 2012-09-13T14:18:10Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-util-round-down/m-p/1586922#M66236 <p>For instance, if I have a $1k CL, would any balance under $20 report as 1%?</p><p> </p><p>$10 = 1%</p><p>$19.99 = ?</p><p> </p><p>I assume $14.99 and under would be safe at 1%, but how would $17 or $19 be viewed?  Do you have to actually hit the next level before it counts?</p><p> </p><p>Thanks.</p> Wed, 12 Sep 2012 23:14:22 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-util-round-down/m-p/1586922#M66236 mmmmmm 2012-09-12T23:14:22Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-util-round-down/m-p/1587602#M66244 <p>$0.01 = 1%</p><p> </p><p>$10.00 = 1%</p><p> </p><p>$10.01 = 2%</p><p> </p><p>$19.99 = 2%</p> Thu, 13 Sep 2012 14:18:10 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-util-round-down/m-p/1587602#M66244 GregB 2012-09-13T14:18:10Z