http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590414#M66288 <blockquote><hr>nicholasyud wrote:<br><p>Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? </p><p>Charge off ???</p><p>Collection and such........and how long you hit that 700 with your score at above 660 ????</p><hr></blockquote><p>I had a 720 Walmart TU fico with 3+ small medical collections 5+ years old, 1 Judgement unpaid 6 years old.  No lates or chargeoffs on any credit tradeline. </p><p> </p><p> </p> Fri, 14 Sep 2012 21:45:21 GMT jamesdwi 2012-09-14T21:45:21Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590288#M66287 <p>Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? </p><p>Charge off ???</p><p>Collection and such........and how long you hit that 700 with your score at above 660 ????</p> Fri, 14 Sep 2012 21:00:01 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590288#M66287 nicholasyud 2012-09-14T21:00:01Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590414#M66288 <blockquote><hr>nicholasyud wrote:<br><p>Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? </p><p>Charge off ???</p><p>Collection and such........and how long you hit that 700 with your score at above 660 ????</p><hr></blockquote><p>I had a 720 Walmart TU fico with 3+ small medical collections 5+ years old, 1 Judgement unpaid 6 years old.  No lates or chargeoffs on any credit tradeline. </p><p> </p><p> </p> Fri, 14 Sep 2012 21:45:21 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590414#M66288 jamesdwi 2012-09-14T21:45:21Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590570#M66289 <p>When did you get to 700 ???</p> Fri, 14 Sep 2012 23:47:26 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590570#M66289 nicholasyud 2012-09-14T23:47:26Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590578#M66290 I had 700 EX and 712 TU with a PR reporting and a few lates close to 2 yrs old. Fri, 14 Sep 2012 23:58:33 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590578#M66290 LS2982 2012-09-14T23:58:33Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590642#M66291 <p>what PR report  ?</p> Sat, 15 Sep 2012 01:13:57 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590642#M66291 nicholasyud 2012-09-15T01:13:57Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590788#M66294 <p>PR = public record (liens, judgmnets, etc.)</p> Sat, 15 Sep 2012 03:12:47 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590788#M66294 llecs 2012-09-15T03:12:47Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590840#M66297 <p>thanks llec</p> Sat, 15 Sep 2012 03:58:50 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/700-score-plus/m-p/1590840#M66297 nicholasyud 2012-09-15T03:58:50Z