http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1658728#M66933 <p>does this only give you an alert if theres a balance change???? Not for score change for limit increase??? </p> Tue, 23 Oct 2012 17:58:42 GMT kobe2012 2012-10-23T17:58:42Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1658728#M66933 <p>does this only give you an alert if theres a balance change???? Not for score change for limit increase??? </p> Tue, 23 Oct 2012 17:58:42 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1658728#M66933 kobe2012 2012-10-23T17:58:42Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1659640#M66936 <p>If you have a CC (or whatever) balance increase, then that will trigger a credit alert &amp; will alert you to a new score you had at that moment.</p><p> </p><p>If you have a CLI on a CC, that will not trigger a credit alert.</p><p> </p><p>If you have a CLI on a CC -AND- your balance reported an increase on EQ, then you'll get a credit alert due to the balance increase and SW will grab your latest EQ FICO as of that moment.</p><p> </p><p>If you have a CLI on a CC -AND- your balance stayed the same or decreased, you will not get a credit alert. However, if your EQ FICO changed as a result of that CLI -AND- your EQ FICO hit or surpassed your target score in either direction, then you would get a score alert within 7-10 days or whenever your EQ FICO is monitored next.</p> Wed, 24 Oct 2012 02:42:13 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1659640#M66936 llecs 2012-10-24T02:42:13Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1659760#M66939 <blockquote><hr>llecs wrote:<br><p>If you have a CC (or whatever) balance increase, then that will trigger a credit alert &amp; will alert you to a new score you had at that moment.</p><p> </p><p>If you have a CLI on a CC, that will not trigger a credit alert.</p><p> </p><p>If you have a CLI on a CC -AND- your balance reported an increase on EQ, then you'll get a credit alert due to the balance increase and SW will grab your latest EQ FICO as of that moment.</p><p> </p><p>If you have a CLI on a CC -AND- your balance stayed the same or decreased, you will not get a credit alert. However, if your EQ FICO changed as a result of that CLI -AND- your EQ FICO hit or surpassed your target score in either direction, then you would get a score alert within 7-10 days or whenever your EQ FICO is monitored next.</p><hr></blockquote><p>oh, ok... well explained... thx!!</p> Wed, 24 Oct 2012 03:48:57 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1659760#M66939 kobe2012 2012-10-24T03:48:57Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1690128#M67190 <p>You can set alerts to show changes in different area.  However I have been unable to modify the alerts for several months now.</p> Thu, 08 Nov 2012 21:46:03 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/EQ-Score-watch/m-p/1690128#M67190 geronimo2008 2012-11-08T21:46:03Z