topic Re: Only can pull 2 bureaus? in Understanding FICO® Scoring

Only can pull 2 bureaus?

iwantahighfico — Tue, 30 Oct 2012 07:39:00 GMT

last time I purchased something from myfico was back in 06 I was able to pull from the 3 bureaus for 20 dollars each, but now I see you can only pull from the 2 bureaus curious whats going on?

Re: Only can pull 2 bureaus?

Shogun — Tue, 30 Oct 2012 10:48:59 GMT

Experian has stopped offering their FICO scores to consumers. :(

Re: Only can pull 2 bureaus?

distantarray — Tue, 30 Oct 2012 15:53:10 GMT

Shogun wrote:
Experian has stopped offering their FICO scores to consumers. :(

^ this and also don't bother pulling TU imo it's on a obsolete 98 model only Barclay still uses, only EQ is technically accurate since most lenders pull that now.

As long as your credit files are pretty consistant you should know where your at with all 3 from 1 EQ score.

Re: Only can pull 2 bureaus?

geronimo2008 — Thu, 08 Nov 2012 21:41:53 GMT

I disagree. The FICO Scores from EQ, EX and TU can vary substantially. I don;tt hjink you can say you know where you stand by looking at only one.

Re: Only can pull 2 bureaus?

my-own-fico — Thu, 08 Nov 2012 21:58:16 GMT

Given identical credit agency files, it's not often, I think, that the respective scores fall outside a 30 point range. The highest likelihood of exception would probably be at the top and the bottom of the FICO scale.