http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-quot-Over-limit-quot-hurt/m-p/1718416#M67554 <p>bump </p> Mon, 26 Nov 2012 19:51:25 GMT annielorie 2012-11-26T19:51:25Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-quot-Over-limit-quot-hurt/m-p/1718216#M67543 <p>I have three secured cards and two of them have been over their limit by $6 &amp; $11 once. Is this hurting my score?</p> Mon, 26 Nov 2012 18:23:45 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-quot-Over-limit-quot-hurt/m-p/1718216#M67543 jhc7399 2012-11-26T18:23:45Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-quot-Over-limit-quot-hurt/m-p/1718416#M67554 <p>bump </p> Mon, 26 Nov 2012 19:51:25 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-quot-Over-limit-quot-hurt/m-p/1718416#M67554 annielorie 2012-11-26T19:51:25Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-quot-Over-limit-quot-hurt/m-p/1718432#M67557 <p>Yep. If you don't have anything reporting over the limit, like a CO CC, or any current and active CC, and you take a CC over the CL and reports that way, you'll see a ding. IME, it was 10-20. YMMV on your credit. The damage completely goes away once the balance goes back in check. The 10-20 is aside from any util changes, IME.</p> Mon, 26 Nov 2012 19:54:04 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-quot-Over-limit-quot-hurt/m-p/1718432#M67557 llecs 2012-11-26T19:54:04Z