topic 70 point drop? in Understanding FICO® Scoring http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724456#M67621 <p>I justsaw a drop in my score from 677 to 607 in one week and  the only change to my credit was that one cc balance went up by $2k which I plan on paying off next week.  Any idea if it will go back up when I pay the balance?  I signed up for monitoring because I am applying for a mortgage and it drops the week I'm applying?  Any suggestions?</p> Thu, 29 Nov 2012 23:09:47 GMT Rdillon2 2012-11-29T23:09:47Z 70 point drop? http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724456#M67621 <p>I justsaw a drop in my score from 677 to 607 in one week and  the only change to my credit was that one cc balance went up by $2k which I plan on paying off next week.  Any idea if it will go back up when I pay the balance?  I signed up for monitoring because I am applying for a mortgage and it drops the week I'm applying?  Any suggestions?</p> Thu, 29 Nov 2012 23:09:47 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724456#M67621 Rdillon2 2012-11-29T23:09:47Z Re: 70 point drop? http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724480#M67622 <p>did that 2k max you out?  What did your utilization change to?</p> Thu, 29 Nov 2012 23:16:26 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724480#M67622 basballguy 2012-11-29T23:16:26Z Re: 70 point drop? http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724500#M67623 <p>No, that card has a 3K limit,  I need to go check all my other cards to verify my ratio, thanks for the idea.</p><p> </p> Thu, 29 Nov 2012 23:33:53 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724500#M67623 Rdillon2 2012-11-29T23:33:53Z Re: 70 point drop? http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724550#M67625 <p>I take it both scores came from myFICO? If so, which report?</p> Fri, 30 Nov 2012 00:07:25 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/70-point-drop/m-p/1724550#M67625 llecs 2012-11-30T00:07:25Z