topic Re: Is this normal? Score updated today. in Understanding FICO® Scoring

Is this normal? Score updated today.

Anarchy — Sat, 26 Jan 2013 21:46:36 GMT

My score updated today for this reason:

But why is it showing it 2 times?

I only have 1 Citibank card that ends in 1465. This normal for you guys?

Re: Is this normal? Score updated today.

JM-AM — Sat, 26 Jan 2013 22:08:46 GMT

While it isnt normal, we have to accept thats a small flaw in the program to double report.

It does happen once in awhile, but your scores rebound the next the month once reported properly. YMMV for when this happens but I havent seen anything longer then 30 days in my own experiences.

Re: Is this normal? Score updated today.

llecs — Sun, 27 Jan 2013 03:00:23 GMT

The double alerts are normal and it can be changed if annoying. By default, your SW subscription within your Settings will alert you to any CC that increases by $x and also by x%. I think the default is $5 and 5%, though I can't recall. Anyway, anytime your CC increases by both $x and x%, then you'll see a double alert. To get rid of the extra going forward, you can go into settings and set either $x or x% to "N" for no and the double aerts will go away.

Re: Is this normal? Score updated today.

Anarchy — Sun, 27 Jan 2013 06:03:01 GMT

llecs wrote:
anytime your CC increases by both $x and x%, then you'll see a double alert.
To get rid of the extra alert, you can go into settings and set either $x or x% to "N" for no and the double aerts will go away.

Yes of course, this makes complete sense, thank you so much. I just updated my alerts and turned 1 off.