http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Couldn-t-get-a-real-FICO-score-yet/m-p/1864359#M69070 <p>    I tried to order my EQ score and went through the identity questions and it came back and said I don't have enough in my report for a score. Then I tried with TU score and it didn't even ask the identity questions before it said I didn't have info for those scores either. I wanted to have some sort of real score as my starting point in this journey before my new CC reports to the CRAs. I guess I have to settle for fako scores for now. Oh well, The bright side is that myFico says I won't be charged so there is that. i guess I just have to do nothing for a while and &quot;garden&quot; as they say. I'm learning to be responsible and do nothing. I was afraid for 3 years to get a credit card again because I had no self control when I was younger but I am serious and ready to start my journey now. I just got my Capital One card yesterday and I have charged 1 dollar on it so far so I'm off to a good start!</p> Sat, 09 Feb 2013 02:35:43 GMT dddewdrop 2013-02-09T02:35:43Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Couldn-t-get-a-real-FICO-score-yet/m-p/1864359#M69070 <p>    I tried to order my EQ score and went through the identity questions and it came back and said I don't have enough in my report for a score. Then I tried with TU score and it didn't even ask the identity questions before it said I didn't have info for those scores either. I wanted to have some sort of real score as my starting point in this journey before my new CC reports to the CRAs. I guess I have to settle for fako scores for now. Oh well, The bright side is that myFico says I won't be charged so there is that. i guess I just have to do nothing for a while and &quot;garden&quot; as they say. I'm learning to be responsible and do nothing. I was afraid for 3 years to get a credit card again because I had no self control when I was younger but I am serious and ready to start my journey now. I just got my Capital One card yesterday and I have charged 1 dollar on it so far so I'm off to a good start!</p> Sat, 09 Feb 2013 02:35:43 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Couldn-t-get-a-real-FICO-score-yet/m-p/1864359#M69070 dddewdrop 2013-02-09T02:35:43Z http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Couldn-t-get-a-real-FICO-score-yet/m-p/1864449#M69071 <p>There are minimum scoring requirements for a FICO, and each have to be met before a FICO report can be ordered:<br><br>· At least one account that has been open for six months or more<br>· At least one undisputed account that has been reported to the credit bureau with in the past six months<br>· No indication of deceased on the credit report (Please note: if you share an account with another person this may affect you if the other account holder is reported deceased).</p> Sat, 09 Feb 2013 03:42:38 GMT http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Couldn-t-get-a-real-FICO-score-yet/m-p/1864449#M69071 llecs 2013-02-09T03:42:38Z