http://ficoforums.myfico.com/t5/General-Credit-Topics/Paying-in-full-versus-settled-for-less-than-amount-owed/m-p/251#M101 <div>It will still show derogatory as my PIF accounts still show derog.  The only derog I had that is still active which was a student loans gives me a date when the account will revert to good standing on EX</div> Tue, 13 Mar 2007 23:16:30 GMT Brammy 2007-03-13T23:16:30Z http://ficoforums.myfico.com/t5/General-Credit-Topics/Paying-in-full-versus-settled-for-less-than-amount-owed/m-p/237#M96 <div>I paid some credit cards off two years ago for less than the full amount. Although I know that the companies just knocked off some of the penalties and interest, it of course shows derogetory on my reports and knocks my score way down.</div><div> </div><div>I am just wondering point wise, if anyone knows if there is any difference for paying in full.</div><div> </div><div>Does it still report as derogetory if you are way behind, but pay in full?</div><div> </div><div> </div> Tue, 13 Mar 2007 19:03:47 GMT http://ficoforums.myfico.com/t5/General-Credit-Topics/Paying-in-full-versus-settled-for-less-than-amount-owed/m-p/237#M96 Chelanne 2007-03-13T19:03:47Z http://ficoforums.myfico.com/t5/General-Credit-Topics/Paying-in-full-versus-settled-for-less-than-amount-owed/m-p/251#M101 <div>It will still show derogatory as my PIF accounts still show derog.  The only derog I had that is still active which was a student loans gives me a date when the account will revert to good standing on EX</div> Tue, 13 Mar 2007 23:16:30 GMT http://ficoforums.myfico.com/t5/General-Credit-Topics/Paying-in-full-versus-settled-for-less-than-amount-owed/m-p/251#M101 Brammy 2007-03-13T23:16:30Z