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    <title>topic Re: Point in General Credit Topics</title>
    <link>http://ficoforums.myfico.com/t5/General-Credit-Topics/Point/m-p/417813#M122489</link>
    <description>It depends on your initial score, how late the payment, and how many other baddies on the report</description>
    <pubDate>Fri, 16 Jan 2009 21:33:18 GMT</pubDate>
    <dc:creator>MidnightVoice</dc:creator>
    <dc:date>2009-01-16T21:33:18Z</dc:date>
    <item>
      <title>Point</title>
      <link>http://ficoforums.myfico.com/t5/General-Credit-Topics/Point/m-p/417808#M122488</link>
      <description>When A creditor reports a late payment how many points does your score drop?</description>
      <pubDate>Fri, 16 Jan 2009 21:26:07 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/General-Credit-Topics/Point/m-p/417808#M122488</guid>
      <dc:creator>Showme314</dc:creator>
      <dc:date>2009-01-16T21:26:07Z</dc:date>
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    <item>
      <title>Re: Point</title>
      <link>http://ficoforums.myfico.com/t5/General-Credit-Topics/Point/m-p/417813#M122489</link>
      <description>It depends on your initial score, how late the payment, and how many other baddies on the report</description>
      <pubDate>Fri, 16 Jan 2009 21:33:18 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/General-Credit-Topics/Point/m-p/417813#M122489</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2009-01-16T21:33:18Z</dc:date>
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