topic Re: My fico shows all credit card account 2x in General Credit Topics

My fico shows all credit card account 2x

rebroker212 — Wed, 31 Oct 2012 02:18:41 GMT

All my credit card accounts come up 2 times, info is correct but each account is duplicated

Re: My fico shows all credit card account 2x

llecs — Wed, 31 Oct 2012 05:02:52 GMT

Were any of the cards ever lost or stolen, or reported as such?

Re: My fico shows all credit card account 2x

rebroker212 — Wed, 31 Oct 2012 05:41:48 GMT

No, I have 6 open accounts and all 6 come up twice, if sw reports lets say 2 credit cards each shows 2 times

Re: My fico shows all credit card account 2x

llecs — Wed, 31 Oct 2012 14:59:33 GMT

Have you physically seen 2 accounts each when you buy a new report or order your report from the CRA(s)? Or are you basing this off your ScoreWatch alerts?

If the latter, know that you don't have two of the same account. If you go into SW settings, by default you'll see a setting selected on "Y" for "Yes" for SW to provide alerts if your balance exceeds $x. And you'll see a second setting selected on Y for alerts if your balance exceeds x%. I think the default is $5 and 5%, but I can't remember. In any case, if your CC balance increases by both $x and x%, you'll get a double alert for the same account. If annoying, select one for N for No and the double alerts will go away.

Re: My fico shows all credit card account 2x

HiLine — Sat, 10 Nov 2012 06:21:04 GMT

I've seen that from day 1 of my subscription to Score Watch. No big deal. The duplication is merely a display error; it does not have any effect on your credit history or score.

Re: My fico shows all credit card account 2x

rebroker212 — Sat, 10 Nov 2012 07:12:55 GMT

thank you. I feel much better now