Strange error on my credit report. advice needed

pat0812 — Sat, 01 Dec 2012 05:23:15 GMT

I just started to use this monitoring service from Equifax, and look at those crazy details about the account age of equifax

To help you understand, i have 3 credit card accounts. The oldest one is 6 months old , and the other two accouns are 2 months old.

What is amazing is the length of credit history that shows up on Equifax (2 months), and the average is 3 months. How can the average be higher than your history? I called equifax 10 times and I was transferred from the dispute dept to personal solution dept all the time. Everybody says it's not a problem with them and something with my account not reporting right.

But when i select my accounts it shows up as 6 months old, just on the account age summary something is wrong

Anybody has any suggestion ?

here is a copy paste of that:

Account Age

Usually it is a good idea to keep your oldest credit account open, as a high average account age generally demonstrates stability to lenders. Also, especially if you have been managing credit for a short time, opening many new accounts will lower your average account age and may have a negative impact.

	Equifax	TransUnion	Experian
Length of Credit History	0 Years, 2 Months	0 Years, 6 Months	0 Years, 6 Months
Average Account Age	0 Years, 3 Months	0 Years, 3 Months	0 Years, 3 Months
Oldest Account	CAPITAL ONE (Opened 09/2012)	CAP ONE (Opened 09/2012)	CAP ONE (Opened 09/2012)
Most Recent Account	CAPITAL ONE (Opened 09/2012)	CAP ONE (Opened 09/2012)	CAP ONE (Opened 09/2012)

This is a copy paste that equifax do has the right information on my oldest account:

WELLS FARGO
	Equifax	TransUnion	Experian
Account Type:	Revolving	Revolving	Revolving
Account Number:	442644102299XXXX	44264410XXXX	442644XXXX
Payment Responsibility:	Individual	Individual	Individual
Date Opened:	05/2012	05/2012	05/2012

Re: Strange error on my credit report. advice needed

bichonmom — Sat, 01 Dec 2012 06:31:11 GMT

This falls under the "don't worry about it" category. Equifax's CMS has some odd bugs. There is something that is always showing up wrong on my dashboard, too. When I first saw it, I was alarmed. But when I checked my actual CR, everything was fine. I finally realized that their system just has some bugs in it. It's really not worth worrying about. Some things just don't translate correctly from the CR to their CMS dashboard.

Re: Strange error on my credit report. advice needed

llecs — Sat, 01 Dec 2012 18:56:49 GMT

topic Strange error on my credit report. advice needed in General Credit Topics

Strange error on my credit report. advice needed

Re: Strange error on my credit report. advice needed

Re: Strange error on my credit report. advice needed