topic Re: Past Landlord -Equity Residential sent me to Collection Agency in General Credit Topics

Past Landlord -Equity Residential sent me to Collection Agency

dieselcafe — Sun, 13 Jan 2013 22:54:58 GMT

I broke my lease to move to California for family reason and I was unable to pay the $2000 fee.

I lived in Boston before I moved to California. My ex landlord in Boston was Equity Residential

Equity Residential sent me to collection company and now i owe them $3000 which was posted on my credit report.

My situation was that I was unable to find a job in California and I just now moved back to New England. For some reason, I was able to rent a 1 bedroom apartment in Providence RI. I guess the rent collection was not posted on my credit report at the time my current landlord checked my credit. Otherwise, they would not rent me a place.

My question is, if I contact the collection agency to make the payment, will I be able to rent a place in Boston after the payment is made?

Re: Past Landlord -Equity Residential sent me to Collection Agency

babbles — Mon, 14 Jan 2013 14:50:15 GMT

just wondering, did this go right on your credit file once reported to them?

Re: Past Landlord -Equity Residential sent me to Collection Agency

dieselcafe — Tue, 15 Jan 2013 01:40:52 GMT

The reporting date was some time in April, 2012. Not sure when it actually showed up on my report but I was able to get a one bedroom apt from another national property folks in July of the same year.

Re: Past Landlord -Equity Residential sent me to Collection Agency

RobertEG — Thu, 17 Jan 2013 20:08:08 GMT

That will be at the discretion of the prospective landlord.

The best option is to offer the debt collector payment in exchange for their deletion of the collection.