http://ficoforums.myfico.com/t5/Mortgage-Loans/Closing-cost-estimation/m-p/1568564#M102677 <p>How do I estimate closing cost. I already closed on my lot, and purchased it. I paid title insurance, and now have builders insurance on the lot,b ecause it's in my name I have to insure property.</p><p>What other cost will I have, and how do I estimate. Thank you in advance</p> Sat, 01 Sep 2012 16:06:16 GMT Student_Loans_Kill 2012-09-01T16:06:16Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Closing-cost-estimation/m-p/1568564#M102677 <p>How do I estimate closing cost. I already closed on my lot, and purchased it. I paid title insurance, and now have builders insurance on the lot,b ecause it's in my name I have to insure property.</p><p>What other cost will I have, and how do I estimate. Thank you in advance</p> Sat, 01 Sep 2012 16:06:16 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Closing-cost-estimation/m-p/1568564#M102677 Student_Loans_Kill 2012-09-01T16:06:16Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Closing-cost-estimation/m-p/1569128#M102707 <p>Contract Sale Price:   119,500</p><p> </p><p>Our Origination Charge           2239.39</p><p>Appraisal Fee                            375.00</p><p>Credit Report                               22.50</p><p>Flood Certification                        20.00</p><p>Homeowner's Insurance            708.54</p><p>Settlment or Closing Fee           700.00</p><p>owner's Title insurance              400.00</p><p>Lender's Title Insurance              50.00</p><p>Lender CPL                                 25.00</p><p>City/County tax/stamp               159.57</p><p> </p><p> </p><p>Total                                         4700.00</p><p> </p><p>I ended up paying $1000.00 in earnest money and I got something like $483.00 back at the table the MB made a mistake and hired two attorneys but so she may have cheated me out of $450.00 because the Sellers basically took care of my closing cost.  My Realtor told me the truth about the Attorney fiasco, so pay close attention to your GFE and HUD1 statement.  I received my HUD1 statement at the closing table. </p><p> </p><p> </p> Sat, 01 Sep 2012 23:26:50 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Closing-cost-estimation/m-p/1569128#M102707 germaine47 2012-09-01T23:26:50Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Closing-cost-estimation/m-p/1574132#M102821 <p>My real estate agent and LO have both said that closing costs average to be about 3%-4% of the loan, as least in my area.</p> Wed, 05 Sep 2012 02:17:28 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Closing-cost-estimation/m-p/1574132#M102821 mikki3398 2012-09-05T02:17:28Z