topic I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!! in Mortgage Loans

I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

LondonMassey — Tue, 25 Sep 2012 21:22:11 GMT

I still can't relax until it's funded and I have the keys in my hand, but the rollercoaster ride is coming to an end!

I'm a wreck! Scared, excited, and still waiting for someone to say I'm being "Punk'd"!!!

Please keep me and the kids in your thoughts and prayers until this ride is officially over!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

thankfulheart — Tue, 25 Sep 2012 22:04:30 GMT

You are being BLESSED! Congratulations!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

justjunie928 — Tue, 25 Sep 2012 22:07:47 GMT

Many blessings on you and your new house.... the light at the end of the tunnel was not an on-coming train but your porch light:smileyhappy:

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

LondonMassey — Tue, 25 Sep 2012 22:13:02 GMT

I've spent a lot of years rolling with the punches, being taken for granted, and still found compassion to help others when I could... and I still do. As a single mom, one would expect that I'd be the one needing help from others, but, aside from the assistance with closing costs (and myfico), I've done this on my own...

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

LondonMassey — Tue, 25 Sep 2012 22:13:26 GMT

I feel very blessed!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

gbishere — Tue, 25 Sep 2012 22:26:52 GMT

bless you. very happy to hear your sucess! :-)

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

justjunie928 — Tue, 25 Sep 2012 22:35:41 GMT

Well don't forget to post on the Sept/Oct Closing so everyone can celebrate your success. You should be extremely proud of yourself. I hope to be making this same announcement.... I have a 13 month timeline that started in August.....

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

westo12 — Tue, 25 Sep 2012 22:48:30 GMT

CONGRATULATIONS AGAIN!! You and your kids deserve this opportunity! It's not easy as a single mom, we need all the help we can get...AND take. :)

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

Shogun — Tue, 25 Sep 2012 22:53:12 GMT

Congrats! Enjoy your new home!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

LondonMassey — Tue, 25 Sep 2012 22:55:53 GMT

My birthday is in 2 1/2 weeks, too! :-)

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

shannonsto — Tue, 25 Sep 2012 23:04:42 GMT

Congratulations! I'm so happy for you! As a fellow single mom, you give me hope that I can do the same next year :-) Your determination and persistence are an inspiration.

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

traveler2005 — Tue, 25 Sep 2012 23:09:33 GMT

Congratulatins on your new home, there is nothing like opening the front door to your house, walking in, and being able to say " its mine" you and your children enjoy your new home. God Bless you and them!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

Sunshine85 — Wed, 26 Sep 2012 00:49:08 GMT

Congratulations!!! You deserve it!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

Errin1 — Wed, 26 Sep 2012 00:49:14 GMT

London, I knew you could do it! :smileyvery-happy: and what an awesome birthday present. Congratulations!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

thankfulheart — Wed, 26 Sep 2012 02:22:08 GMT

LondonMassey wrote:
I've spent a lot of years rolling with the punches, being taken for granted, and still found compassion to help others when I could... and I still do. As a single mom, one would expect that I'd be the one needing help from others, but, aside from the assistance with closing costs (and myfico), I've done this on my own...

From one single mom to another: you are a ROCK STAR! What a tremendous example you are setting for your kids and for others! You go, girl!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

LondonMassey — Wed, 26 Sep 2012 03:01:46 GMT

I did it! Docs are signed!!

I will get keys on Friday!

Unfortunately, I'm not getting any money back at all. The seller did pay some closing costs that he wasn't asked to, so I am getting a $600 credit in my escrow acct.

My interest rate is 3.75% which could've been a 3.5% if there hadn't been all these hold ups, BUT the taxes dropped from $626 to $475/yr and HOA is $37 not the $45 on the mls. So I will be paying less than I expected. With everything, including HOA (excluding utilities)... less than $400/mo! I'm sooo excited!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

ladyli22 — Wed, 26 Sep 2012 03:20:07 GMT

Congratulations!! You've worked so hard to get to this point and really deserve it!! :)

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

jtc411 — Wed, 26 Sep 2012 03:28:42 GMT

Congrats!! Is there a reason you have to wait until Friday to get keys? I've read on here some people signing and then getting keys a few days later. I've always gotten keys at closing

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

LondonMassey — Wed, 26 Sep 2012 04:20:43 GMT

2 reasons... it's a short sale and seller's bank needs to sign off on the loan and my funds won't be released until all is signed off and ready to be recorded.

They do one last employment verification before handing over the check... I just need to ensure I don't get fired between now and then!

Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!

mfoxxx — Wed, 26 Sep 2012 04:40:51 GMT

Congrats. I've followed your journey, well deserved.