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  <channel>
    <title>topic Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!! in Mortgage Loans</title>
    <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609158#M103690</link>
    <description>&lt;p&gt;I'm so proud of you... Closed on the day before. The best thing is your showing your children by example and no one can take this home away for you. May all you troubles be few, with lots of laughter filled in the home, and spread good cheer to all. We need it in the world we live in today.&lt;/p&gt;</description>
    <pubDate>Wed, 26 Sep 2012 11:47:13 GMT</pubDate>
    <dc:creator>Weimmutti</dc:creator>
    <dc:date>2012-09-26T11:47:13Z</dc:date>
    <item>
      <title>I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608336#M103646</link>
      <description>I still can't relax until it's funded and I have the keys in my hand, but the rollercoaster ride is coming to an end!&lt;br&gt;&lt;br&gt;I'm a wreck! Scared, excited, and still waiting for someone to say I'm being &amp;quot;Punk'd&amp;quot;!!!&lt;br&gt;&lt;br&gt;Please keep me and the kids in your thoughts and prayers until this ride is officially over!</description>
      <pubDate>Tue, 25 Sep 2012 21:22:11 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608336#M103646</guid>
      <dc:creator>LondonMassey</dc:creator>
      <dc:date>2012-09-25T21:22:11Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608398#M103653</link>
      <description>&lt;p&gt;You are being BLESSED! Congratulations!&lt;/p&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:04:30 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608398#M103653</guid>
      <dc:creator>thankfulheart</dc:creator>
      <dc:date>2012-09-25T22:04:30Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608412#M103654</link>
      <description>&lt;p&gt;Many blessings on you and your new house.... the light at the end of the tunnel was not an on-coming train but your porch light:smileyhappy:&lt;/p&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:07:47 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608412#M103654</guid>
      <dc:creator>justjunie928</dc:creator>
      <dc:date>2012-09-25T22:07:47Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608426#M103655</link>
      <description>I've spent a lot of years rolling with the punches, being taken for granted, and still found compassion to help others when I could... and I still do. As a single mom, one would expect that I'd be the one needing help from others, but, aside from the assistance with closing costs (and myfico), I've done this on my own...</description>
      <pubDate>Tue, 25 Sep 2012 22:13:02 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608426#M103655</guid>
      <dc:creator>LondonMassey</dc:creator>
      <dc:date>2012-09-25T22:13:02Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608428#M103656</link>
      <description>I feel very blessed!</description>
      <pubDate>Tue, 25 Sep 2012 22:13:26 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608428#M103656</guid>
      <dc:creator>LondonMassey</dc:creator>
      <dc:date>2012-09-25T22:13:26Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608454#M103657</link>
      <description>&lt;p&gt;bless you. very happy to hear your sucess! :-)&lt;/p&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:26:52 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608454#M103657</guid>
      <dc:creator>gbishere</dc:creator>
      <dc:date>2012-09-25T22:26:52Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608480#M103659</link>
      <description>&lt;p&gt;Well don't forget to post on the Sept/Oct Closing so everyone can celebrate your success.  You should be extremely proud of yourself.  I hope to be making this same announcement.... I have a 13 month timeline that started in August.....&lt;/p&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:35:41 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608480#M103659</guid>
      <dc:creator>justjunie928</dc:creator>
      <dc:date>2012-09-25T22:35:41Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608506#M103660</link>
      <description>&lt;p&gt;CONGRATULATIONS AGAIN!! You and your kids deserve this opportunity!  It's not easy as a single mom, we need all the help we can get...AND take. :)&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:48:30 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608506#M103660</guid>
      <dc:creator>westo12</dc:creator>
      <dc:date>2012-09-25T22:48:30Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608520#M103661</link>
      <description>&lt;p&gt;Congrats!   Enjoy your new home!&lt;/p&gt;</description>
      <pubDate>Tue, 25 Sep 2012 22:53:12 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608520#M103661</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-09-25T22:53:12Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608526#M103662</link>
      <description>My birthday is in 2 1/2 weeks, too! :-)</description>
      <pubDate>Tue, 25 Sep 2012 22:55:53 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608526#M103662</guid>
      <dc:creator>LondonMassey</dc:creator>
      <dc:date>2012-09-25T22:55:53Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608544#M103663</link>
      <description>Congratulations! I'm so happy for you! As a fellow single mom, you give me hope that I can do the same next year :-) Your determination and persistence are an inspiration.</description>
      <pubDate>Tue, 25 Sep 2012 23:04:42 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608544#M103663</guid>
      <dc:creator>shannonsto</dc:creator>
      <dc:date>2012-09-25T23:04:42Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608558#M103664</link>
      <description>&lt;p&gt;Congratulatins on your new home, there is nothing like opening the front door to your house, walking in, and being able to say &amp;quot; its mine&amp;quot; you and your children enjoy your new home. God Bless you and them!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;</description>
      <pubDate>Tue, 25 Sep 2012 23:09:33 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608558#M103664</guid>
      <dc:creator>traveler2005</dc:creator>
      <dc:date>2012-09-25T23:09:33Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608672#M103667</link>
      <description>&lt;p&gt;Congratulations!!! You deserve it!&lt;/p&gt;</description>
      <pubDate>Wed, 26 Sep 2012 00:49:08 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608672#M103667</guid>
      <dc:creator>Sunshine85</dc:creator>
      <dc:date>2012-09-26T00:49:08Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608674#M103668</link>
      <description>&lt;p&gt;London, I knew you could do it! :smileyvery-happy: and what an awesome birthday present.  Congratulations!&lt;/p&gt;</description>
      <pubDate>Wed, 26 Sep 2012 00:49:14 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608674#M103668</guid>
      <dc:creator>Errin1</dc:creator>
      <dc:date>2012-09-26T00:49:14Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608856#M103677</link>
      <description>&lt;blockquote&gt;&lt;hr&gt;LondonMassey wrote:&lt;br&gt;I've spent a lot of years rolling with the punches, being taken for granted, and still found compassion to help others when I could... and I still do. As a single mom, one would expect that I'd be the one needing help from others, but, aside from the assistance with closing costs (and myfico), I've done this on my own...&lt;hr&gt;&lt;/blockquote&gt;&lt;p&gt;From one single mom to another: you are a ROCK STAR!  What a tremendous example you are setting for your kids and for others! You go, girl!&lt;/p&gt;</description>
      <pubDate>Wed, 26 Sep 2012 02:22:08 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608856#M103677</guid>
      <dc:creator>thankfulheart</dc:creator>
      <dc:date>2012-09-26T02:22:08Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608912#M103680</link>
      <description>I did it! Docs are signed!!&lt;br&gt;&lt;br&gt;I will get keys on Friday!&lt;br&gt;&lt;br&gt;Unfortunately, I'm not getting any money back at all. The seller did pay some closing costs that he wasn't asked to, so I am getting a $600 credit in my escrow acct.&lt;br&gt;&lt;br&gt;My interest rate is 3.75% which could've been a 3.5% if there hadn't been all these hold ups, BUT the taxes dropped from $626 to $475/yr and HOA is $37 not the $45 on the mls. So I will be paying less than I expected. With everything, including HOA (excluding utilities)... less than $400/mo! I'm sooo excited!</description>
      <pubDate>Wed, 26 Sep 2012 03:01:46 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608912#M103680</guid>
      <dc:creator>LondonMassey</dc:creator>
      <dc:date>2012-09-26T03:01:46Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608938#M103682</link>
      <description>&lt;p&gt;Congratulations!! You've worked so hard to get to this point and really deserve it!! :)&lt;/p&gt;</description>
      <pubDate>Wed, 26 Sep 2012 03:20:07 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608938#M103682</guid>
      <dc:creator>ladyli22</dc:creator>
      <dc:date>2012-09-26T03:20:07Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608952#M103683</link>
      <description>&lt;p&gt;Congrats!!  Is there a reason you have to wait until Friday to get keys?  I've read on here some people signing and then getting keys a few days later.  I've always gotten keys at closing&lt;/p&gt;</description>
      <pubDate>Wed, 26 Sep 2012 03:28:42 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1608952#M103683</guid>
      <dc:creator>jtc411</dc:creator>
      <dc:date>2012-09-26T03:28:42Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609000#M103684</link>
      <description>2 reasons... it's a short sale and seller's bank needs to sign off on the loan and my funds won't be released until all is signed off and ready to be recorded.&lt;br&gt;&lt;br&gt;They do one last employment verification before handing over the check... I just need to ensure I don't get fired between now and then!&lt;br&gt;</description>
      <pubDate>Wed, 26 Sep 2012 04:20:43 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609000#M103684</guid>
      <dc:creator>LondonMassey</dc:creator>
      <dc:date>2012-09-26T04:20:43Z</dc:date>
    </item>
    <item>
      <title>Re: I AM SIGNING MY CLOSING DOCS IN 3 HOURS!!!</title>
      <link>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609016#M103686</link>
      <description>&lt;p&gt;Congrats. I've followed your journey, well deserved. &lt;/p&gt;</description>
      <pubDate>Wed, 26 Sep 2012 04:40:51 GMT</pubDate>
      <guid>http://ficoforums.myfico.com/t5/Mortgage-Loans/I-AM-SIGNING-MY-CLOSING-DOCS-IN-3-HOURS/m-p/1609016#M103686</guid>
      <dc:creator>mfoxxx</dc:creator>
      <dc:date>2012-09-26T04:40:51Z</dc:date>
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