http://ficoforums.myfico.com/t5/Mortgage-Loans/My-recovery/m-p/1614594#M103850 My story to recovery after chapter 7 bankruptcy &amp; foreclosure. April 2009 my petition was filed, July 2009 discharge was completed. One month after bankruptcy I secured a loan for a used car from regional acceptance corporation 14k. Fast forward 18 months, applied for capital one approved 750! 6 months later another capital one card 500 approved. 6 months later applied for apple Barclays approved 1200, Walmart 400 &amp; Sunoco 800. Applied for mortgage with Wells Fargo, went to under writing had to wait additional six months before the would consider.(heart was broken) 6 months later closing on 125k home next week with our clear to close given today! Life can be normal after job loss bankruptcy &amp; foreclosure, it takes patience but it is possible to restore your life. My Fico was a 704 mid score! Fri, 28 Sep 2012 23:44:20 GMT Mdzchazy 2012-09-28T23:44:20Z http://ficoforums.myfico.com/t5/Mortgage-Loans/My-recovery/m-p/1614594#M103850 My story to recovery after chapter 7 bankruptcy &amp; foreclosure. April 2009 my petition was filed, July 2009 discharge was completed. One month after bankruptcy I secured a loan for a used car from regional acceptance corporation 14k. Fast forward 18 months, applied for capital one approved 750! 6 months later another capital one card 500 approved. 6 months later applied for apple Barclays approved 1200, Walmart 400 &amp; Sunoco 800. Applied for mortgage with Wells Fargo, went to under writing had to wait additional six months before the would consider.(heart was broken) 6 months later closing on 125k home next week with our clear to close given today! Life can be normal after job loss bankruptcy &amp; foreclosure, it takes patience but it is possible to restore your life. My Fico was a 704 mid score! Fri, 28 Sep 2012 23:44:20 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/My-recovery/m-p/1614594#M103850 Mdzchazy 2012-09-28T23:44:20Z http://ficoforums.myfico.com/t5/Mortgage-Loans/My-recovery/m-p/1614694#M103851 <p>Some Stories deserve a happy ending, Congratulations!!!!!</p> Sat, 29 Sep 2012 00:48:13 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/My-recovery/m-p/1614694#M103851 germaine47 2012-09-29T00:48:13Z http://ficoforums.myfico.com/t5/Mortgage-Loans/My-recovery/m-p/1614788#M103855 Awesome story. Congrats. Sat, 29 Sep 2012 01:54:44 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/My-recovery/m-p/1614788#M103855 TTR79 2012-09-29T01:54:44Z