http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1630094#M104224 <blockquote><hr>nisargshah12 wrote:<br><p>I just checked my FICO score and I plan to get a 60 to 70k mortgage after a year or so when my 6 yr old charge off and couple late payments fall off. Not to mention my inquiries will cool off by then as well. My score is 683 EQ FICO. Do I stand to have good rate for FHA financing, I plan to put like 10% down depending on how closing costs look like.</p><hr></blockquote><p>FHA rates vary very little if any. The variation is with the lender not FHA. Your scores are fine, the amount of loan is low, so depending on your income and length of time at employment I do not forsee any issues. </p><p> </p><p>Good Luck..</p> Sun, 07 Oct 2012 16:57:18 GMT JM-AM 2012-10-07T16:57:18Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1628528#M104194 <p>I just checked my FICO score and I plan to get a 60 to 70k mortgage after a year or so when my 6 yr old charge off and couple late payments fall off. Not to mention my inquiries will cool off by then as well. My score is 683 EQ FICO. Do I stand to have good rate for FHA financing, I plan to put like 10% down depending on how closing costs look like.</p> Sat, 06 Oct 2012 14:53:46 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1628528#M104194 nisargshah12 2012-10-06T14:53:46Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1628536#M104195 <p>well as long as there is no other negatives you should be good? </p><p> </p><p>whats your aaoa though? sometimes the age of the delequent account overbares the negative effect of itself. </p> Sat, 06 Oct 2012 15:02:33 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1628536#M104195 creditnocash 2012-10-06T15:02:33Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1628540#M104196 <p>My AAoA stands to around 7 years with new accounts that I have opened recently.</p> Sat, 06 Oct 2012 15:06:08 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1628540#M104196 nisargshah12 2012-10-06T15:06:08Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1630094#M104224 <blockquote><hr>nisargshah12 wrote:<br><p>I just checked my FICO score and I plan to get a 60 to 70k mortgage after a year or so when my 6 yr old charge off and couple late payments fall off. Not to mention my inquiries will cool off by then as well. My score is 683 EQ FICO. Do I stand to have good rate for FHA financing, I plan to put like 10% down depending on how closing costs look like.</p><hr></blockquote><p>FHA rates vary very little if any. The variation is with the lender not FHA. Your scores are fine, the amount of loan is low, so depending on your income and length of time at employment I do not forsee any issues. </p><p> </p><p>Good Luck..</p> Sun, 07 Oct 2012 16:57:18 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Looking-to-get-a-mortgage-for-around-60-70k/m-p/1630094#M104224 JM-AM 2012-10-07T16:57:18Z