http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632750#M104306 <p>W2G!!!</p> Tue, 09 Oct 2012 05:24:49 GMT DCole3g 2012-10-09T05:24:49Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1620278#M103996 <p>This has been quite a process but with hard work and by the Grace of God I closed this past Friday, 09-28-2012.  I have been on such a high that I didn't get around to posting.  I must say that investing in myFICO was a resource that has paid for itself multiple times over.  If I could you give one bit of encouragement to anyone it would be to keep pressing toward your dream.  I started this process almost 2 years ago with an Equifax score of 488...  Yes that's not a typo... 488...  And today I can finally say that I am the owner of a newly built home !!!!!!!    I closed with a VA Loan at 3.5% on a 30 year fix.  Getting those keys in my hands was a feeling I will always remember.</p> Tue, 02 Oct 2012 12:54:56 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1620278#M103996 m_r_alexander 2012-10-02T12:54:56Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1620352#M103998 Congrats to you and I wish you the best!!!! Tue, 02 Oct 2012 13:41:17 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1620352#M103998 sweetkia21 2012-10-02T13:41:17Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1620492#M104001 <p>Congrats!!! I'm happy for you!!!</p> Tue, 02 Oct 2012 14:53:48 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1620492#M104001 Chbraswell 2012-10-02T14:53:48Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1621172#M104016 <p>Need to put you in a myFICO commercial!   Congrats on your new home!</p> Tue, 02 Oct 2012 19:43:59 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1621172#M104016 Shogun 2012-10-02T19:43:59Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1621232#M104018 <p>Just say the word!  With so many gimmicks out today that are stating they are trying to help people obtain their dreams, it is truly good to find a service that is truly doing what it says.  There is truly a wealth of information here and the members, for the most part, are so supportive of each other. </p> Tue, 02 Oct 2012 20:05:00 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1621232#M104018 m_r_alexander 2012-10-02T20:05:00Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632018#M104289 What was your credit score when you closed? If you don't mind sharing Mon, 08 Oct 2012 22:01:08 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632018#M104289 adonis2011 2012-10-08T22:01:08Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632048#M104291 Wonderful story! Congrats and enjoy your home! Mon, 08 Oct 2012 22:16:25 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632048#M104291 scmami 2012-10-08T22:16:25Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632420#M104298 <p>I love it when a plan comes together.  Congratulations !!!!</p> Tue, 09 Oct 2012 01:21:00 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632420#M104298 germaine47 2012-10-09T01:21:00Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632748#M104305 <p>Awesome!!!  I am in the process of trying to get a VA loan approval now.  I am currently 22 points away from having a 620 with EQ and am going to possibly apply then.  Any helpful information that you have will be greatly appreciated.  Congrats on your success.</p> Tue, 09 Oct 2012 05:24:27 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632748#M104305 DCole3g 2012-10-09T05:24:27Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632750#M104306 <p>W2G!!!</p> Tue, 09 Oct 2012 05:24:49 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632750#M104306 DCole3g 2012-10-09T05:24:49Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632902#M104307 643 was my middle score Tue, 09 Oct 2012 10:33:48 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632902#M104307 m_r_alexander 2012-10-09T10:33:48Z http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632904#M104308 Be patient. My lender was great and helped me through the entire process. Try to use one U feel at peace with and trust. Patience and prayer kept me focussed on what I was saving for and the goal in sight<br> Tue, 09 Oct 2012 10:39:04 GMT http://ficoforums.myfico.com/t5/Mortgage-Loans/Hallelujah-I-Closed/m-p/1632904#M104308 m_r_alexander 2012-10-09T10:39:04Z